Providence Bank & Trust
South Holland, IL
IDRSSD: 3280625
Total Assets
$1.60B
Latest filing
Total Deposits
$1.39B
Latest filing
Net Interest Margin
3.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Providence Bank & Trust
630 E 162nd St
South Holland, IL 60473
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/20/2004FDIC Certificate 423445
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Providence Bank & Trust (Main) | 630 E 162nd St | South Holland, IL |
| GREATER GRAND CROSSING BRANCH | 7801 S State St | Chicago, IL |
| ORLAND PARK OFFICE | 16250 S La Grange Rd | Orland Park, IL |
| CHATHAM MOTOR BRANCH | 7943 S Cottage Grove Ave | Chicago, IL |
| DYER OFFICE | 14785 W 101st Ave | Dyer, IN |
| MUNSTER OFFICE | 240 45th St | Munster, IN |
| SCHERERVILLE OFFICE BRANCH | 950 W Us Highway 30 | Schererville, IN |
| FRANKFORT BRANCH | 20220 S La Grange Rd | Frankfort, IL |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/20/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60473 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 188 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/20/2004 |
| Primary Insurance Agency | DIF |
| Website | www.providence.bank |
| Data Updated | 11/14/2025 |
| CERT | 57754 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.60B |
| Total Deposits | $1.39B |
| Total Liabilities | $1.42B |
| Total Equity Capital | $175.37M |
| Net Income | $-18,027,000 |
| Net Loans and Leases | $1.09B |
| Assets Per Employee ($Millions) | $8.63M |
| Bank Premises and Fixed Assets | $19.19M |
| Cash and Balances due from Depository Institutions | $288.11M |
| Deposits Held in Domestic Offices | $1.39B |
Key Performance Ratios
| Return on Assets (ROA) | -4.59% |
| Return on Equity (ROE) | -42.02% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 47.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.986% |
| Earning Assets to total Assets | 94.32% |
Income and Expense
| Total Interest Income | $20.78M |
| Total Noninterest Income | $1.74M |
| Total Interest Expense | $6.31M |
| Total Noninterest Expense | $8.04M |
| Net Interest Income | $14.46M |
| Pre-tax Net Operating Income | $8.06M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.26M |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.99M |
| Federal Funds Purchased and Repurchased Agreement | $527.00k |
| All Other Liabilities | $7.07M |
| Total Liabilities and Capital | $1.60B |
Securities
| Securities | $126.13M |
| Available-for-sale debt securities | $126.13M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Providence Bank & Trust?
$1.60B as of the latest filing.
How much are Providence Bank & Trust's total deposits?
$1.39B in total deposits.
Where is Providence Bank & Trust located?
South Holland, IL.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
16.
When was it established?
09/20/2004.
What is the Return on Assets (ROA)?
-4.59%.
How much are total loans and leases?
$1.09B (latest filing).
What is the total interest income (latest filing)?
$20.78M.