First Bank and Trust Company of Illinois
Palatine, IL
IDRSSD: 646444
Total Assets
$228.64M
Latest filing
Total Deposits
$191.83M
Latest filing
Net Interest Margin
6.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank and Trust Company of Illinois
300 E Northwest Hwy
Palatine, IL 60067
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/20/1962FDIC Certificate 12523
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Bank and Trust Company of Illinois (Main) | 300 E Northwest Hwy | Palatine, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/20/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60067 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/06/2025 |
| Date of Deposit Insurance | 12/20/1962 |
| Primary Insurance Agency | DIF |
| Website | www.firstbankillinois.com |
| Data Updated | 11/14/2025 |
| CERT | 18641 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $228.64M |
| Total Deposits | $191.83M |
| Total Liabilities | $193.87M |
| Total Equity Capital | $34.77M |
| Net Income | $1.19M |
| Net Loans and Leases | $110.03M |
| Assets Per Employee ($Millions) | $8.17M |
| Bank Premises and Fixed Assets | $2.04M |
| Cash and Balances due from Depository Institutions | $108.01M |
| Deposits Held in Domestic Offices | $191.83M |
Key Performance Ratios
| Return on Assets (ROA) | 2.11% |
| Return on Equity (ROE) | 13.94% |
| Net Interest Margin | 6.02% |
| Efficiency Ratio | 51.39% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.208% |
| Earning Assets to total Assets | 97.4% |
Income and Expense
| Total Interest Income | $4.29M |
| Total Noninterest Income | $86.00k |
| Total Interest Expense | $979.00k |
| Total Noninterest Expense | $1.85M |
| Net Interest Income | $3.31M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $-29,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.04M |
| Total Liabilities and Capital | $228.64M |
Securities
| Securities | $5.01M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $3.16M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank and Trust Company of Illinois?
$228.64M as of the latest filing.
How much are First Bank and Trust Company of Illinois's total deposits?
$191.83M in total deposits.
Where is First Bank and Trust Company of Illinois located?
Palatine, IL.
What is the Net Interest Margin?
6.02%.
How many domestic offices does it operate?
1.
When was it established?
12/20/1962.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$110.03M (latest filing).
What is the total interest income (latest filing)?
$4.29M.