First Bank and Trust Company of Illinois
Palatine, IL
IDRSSD: 646444
Total Assets
$215.85M
Latest filing
Total Deposits
$178.44M
Latest filing
Net Interest Margin
5.51%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank and Trust Company of Illinois
300 E Northwest Hwy
Palatine, IL 60067
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/20/1962FDIC Certificate 12523
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Bank and Trust Company of Illinois (Main) | 300 E Northwest Hwy | Palatine, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/20/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60067 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/06/2025 |
| Date of Deposit Insurance | 12/20/1962 |
| Primary Insurance Agency | DIF |
| Website | www.firstbankillinois.com |
| Data Updated | 01/30/2026 |
| CERT | 18641 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $215.85M |
| Total Deposits | $178.44M |
| Total Liabilities | $180.32M |
| Total Equity Capital | $35.54M |
| Net Income | $766.00k |
| Net Loans and Leases | $123.89M |
| Assets Per Employee ($Millions) | $8.99M |
| Bank Premises and Fixed Assets | $2.00M |
| Cash and Balances due from Depository Institutions | $80.97M |
| Deposits Held in Domestic Offices | $178.44M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 8.72% |
| Net Interest Margin | 5.51% |
| Efficiency Ratio | 49.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.463% |
| Earning Assets to total Assets | 97.05% |
Income and Expense
| Total Interest Income | $3.89M |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $909.00k |
| Total Noninterest Expense | $1.52M |
| Net Interest Income | $2.98M |
| Pre-tax Net Operating Income | $659.00k |
| Provision for Credit Losses | $818.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.87M |
| Total Liabilities and Capital | $215.85M |
Securities
| Securities | $4.96M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank and Trust Company of Illinois?
$215.85M as of the latest filing.
How much are First Bank and Trust Company of Illinois's total deposits?
$178.44M in total deposits.
Where is First Bank and Trust Company of Illinois located?
Palatine, IL.
What is the Net Interest Margin?
5.51%.
How many domestic offices does it operate?
1.
When was it established?
12/20/1962.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$123.89M (latest filing).
What is the total interest income (latest filing)?
$3.89M.