First American Bank

Artesia, NM
IDRSSD: 771458
Total Assets
$1.85B
Latest filing
Total Deposits
$1.57B
Latest filing
Net Interest Margin
5.04%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

3 routesView all
112024437ARTESIA, NM112200439ARTESIA, NM112202372DEMING, NM

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
First American Bank
303 W Main St
Artesia, NM 88210
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1903FDIC Certificate 1490

Branches (20)

Page 1 of 3
NameAddressCity / State
First American Bank (Main)303 W Main StArtesia, NM
DRIVE-IN BRANCH206 W Quay AvenueArtesia, NM
HOBBS BRANCH600 W Bender BlvdHobbs, NM
MESILLA BRANCH1553 Avenida De MesillaLas Cruces, NM
ROSWELL BRANCH111 E 5th StRoswell, NM
EAST LOHMAN BRANCH2145 E Lohman AveLas Cruces, NM
ROSWELL-BERRENDO BRANCH3220 N Main StRoswell, NM
UNITED BANK OF EL PASO DEL NORTE BRANCH125 N Mesa Hills DrEl Paso, TX
Showing 7 of 20

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1903
Community BankYes
Ownership TypeNot Mutual
ZIP88210
State and County Number35015
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameCarlsbad-Artesia, NM

Operational Info

Number of Employees250
Domestic Offices21
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstamericanbanknm.com
Data Updated01/30/2026
CERT2240
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.85B
Total Deposits$1.57B
Total Liabilities$1.65B
Total Equity Capital$197.26M
Net Income$11.46M
Net Loans and Leases$1.06B
Assets Per Employee ($Millions)$7.59M
Bank Premises and Fixed Assets$28.14M
Cash and Balances due from Depository Institutions$104.43M
Deposits Held in Domestic Offices$1.57B

Key Performance Ratios

Return on Assets (ROA)2.48%
Return on Equity (ROE)24.2%
Net Interest Margin5.04%
Efficiency Ratio49.42%
Tier 1 Risk-Based Capital Ratio19.453%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.69%
Earning Assets to total Assets93.91%

Income and Expense

Total Interest Income$25.68M
Total Noninterest Income$2.89M
Total Interest Expense$3.88M
Total Noninterest Expense$12.56M
Net Interest Income$21.80M
Pre-tax Net Operating Income$11.46M
Provision for Credit Losses$677.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$248.00k
Other borrowed funds$224.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$52.10M
All Other Liabilities$25.59M
Total Liabilities and Capital$1.85B

Securities

Securities$580.21M
Available-for-sale debt securities$526.15M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$54.38M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First American Bank?
$1.85B as of the latest filing.
How much are First American Bank's total deposits?
$1.57B in total deposits.
Where is First American Bank located?
Artesia, NM.
What is the Net Interest Margin?
5.04%.
How many domestic offices does it operate?
21.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$1.06B (latest filing).
What is the total interest income (latest filing)?
$25.68M.