Century Bank

Santa Fe, NM
IDRSSD: 83375
Total Assets
$1.36B
Latest filing
Total Deposits
$1.23B
Latest filing
Net Interest Margin
4.68%
Profitability

Locations

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Main Office
Century Bank
100 S Federal Pl
Santa Fe, NM 87501
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 41196

Branches (8)

Page 1 of 2
NameAddressCity / State
Century Bank (Main)100 S Federal PlSanta Fe, NM
ESPANOLA BRANCH322 N Riverside DrEspanola, NM
ST. MICHAELS DRIVE BRANCH1790 Saint Michaels DrSanta Fe, NM
DEVARGAS BRANCH498 N Guadalupe StSanta Fe, NM
RODEO ROAD BRANCH4062 Cerrillos RdSanta Fe, NM
CUSTOMER SERVICE CENTER BRANCH2108 Warner CirSanta Fe, NM
ALBUQUERQUE BRANCH8220 San Pedro Dr NeAlbuquerque, NM
LAS CRUCES BRANCH141 N Roadrunner PkwyLas Cruces, NM
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP87501
State and County Number35049
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSanta Fe, NM

Operational Info

Number of Employees181
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitehttps://www.mycenturybank.com/
Data Updated11/14/2025
CERT28362
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.36B
Total Deposits$1.23B
Total Liabilities$1.25B
Total Equity Capital$117.11M
Net Income$9.59M
Net Loans and Leases$807.46M
Assets Per Employee ($Millions)$7.5M
Bank Premises and Fixed Assets$20.68M
Cash and Balances due from Depository Institutions$137.33M
Deposits Held in Domestic Offices$1.23B

Key Performance Ratios

Return on Assets (ROA)2.75%
Return on Equity (ROE)34.47%
Net Interest Margin4.68%
Efficiency Ratio72.61%
Tier 1 Risk-Based Capital Ratio12.929%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-1.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.584%
Earning Assets to total Assets93.27%

Income and Expense

Total Interest Income$18.79M
Total Noninterest Income$2.06M
Total Interest Expense$3.54M
Total Noninterest Expense$12.57M
Net Interest Income$15.24M
Pre-tax Net Operating Income$9.15M
Provision for Credit Losses$-4,415,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$12.12M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$12.86M
Total Liabilities and Capital$1.36B

Securities

Securities$337.80M
Available-for-sale debt securities$184.62M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$151.61M
Subordinated Debt$0
Trading Account Assets$1.70M
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Century Bank?
$1.36B as of the latest filing.
How much are Century Bank's total deposits?
$1.23B in total deposits.
Where is Century Bank located?
Santa Fe, NM.
What is the Net Interest Margin?
4.68%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
2.75%.
How much are total loans and leases?
$807.46M (latest filing).
What is the total interest income (latest filing)?
$18.79M.