Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	04/29/1922
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	66603
State and County Number	20177
Subchapter S Corporations	Yes
Trust Powers	Trust Powers Not Granted
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	KANSAS CITY
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	29
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/16/2025
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.fidelitytopeka.com
Data Updated	2/13/2026
CERT	1150
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$147.66M
Total Deposits	$115.88M
Total Liabilities	$133.82M
Total Equity Capital	$13.85M
Net Income	$605.00k
Net Loans and Leases	$67.22M
Assets Per Employee ($Millions)	$5.09M
Bank Premises and Fixed Assets	$1.32M
Cash and Balances due from Depository Institutions	$52.59M
Deposits Held in Domestic Offices	$115.88M

Return on Assets (ROA)	1.59%
Return on Equity (ROE)	17.78%
Net Interest Margin	4.07%
Efficiency Ratio	67.12%
Tier 1 Risk-Based Capital Ratio	19.237%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	-0.2%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.377%
Earning Assets to total Assets	98.27%

Total Interest Income	$1.98M
Total Noninterest Income	$98.00k
Total Interest Expense	$464.00k
Total Noninterest Expense	$1.08M
Net Interest Income	$1.52M
Pre-tax Net Operating Income	$606.00k
Provision for Credit Losses	$-75,000
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$17.72M
All Other Liabilities	$218.00k
Total Liabilities and Capital	$147.66M

Securities	$25.86M
Available-for-sale debt securities	$25.86M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Fidelity State Bank and Trust Company?

$147.66M as of the latest filing.

How much are Fidelity State Bank and Trust Company's total deposits?

$115.88M in total deposits.

Where is Fidelity State Bank and Trust Company located?

Topeka, KS.

What is the Net Interest Margin?

4.07%.

How many domestic offices does it operate?

When was it established?

04/29/1922.

What is the Return on Assets (ROA)?

1.59%.

How much are total loans and leases?

$67.22M (latest filing).

What is the total interest income (latest filing)?

$1.98M.