State Bank of Downs
Downs, KS
IDRSSD: 792453
Total Assets
$140.82M
Latest filing
Total Deposits
$119.97M
Latest filing
Net Interest Margin
3.77%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Downs
900 Morgan Ave
Downs, KS 67437
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1892FDIC Certificate 6178
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Downs (Main) | 900 Morgan Ave | Downs, KS |
| BERKLEY BANK | 7887 E Belleview Ave | Englewood, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67437 |
| State and County Number | 20141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statebankofdowns.com |
| Data Updated | 11/14/2025 |
| CERT | 9659 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $140.82M |
| Total Deposits | $119.97M |
| Total Liabilities | $121.47M |
| Total Equity Capital | $19.36M |
| Net Income | $458.00k |
| Net Loans and Leases | $89.94M |
| Assets Per Employee ($Millions) | $8.8M |
| Bank Premises and Fixed Assets | $314.00k |
| Cash and Balances due from Depository Institutions | $3.66M |
| Deposits Held in Domestic Offices | $119.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 9.5% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 56.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.746% |
| Earning Assets to total Assets | 96.98% |
Income and Expense
| Total Interest Income | $1.99M |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $691.00k |
| Total Noninterest Expense | $739.00k |
| Net Interest Income | $1.29M |
| Pre-tax Net Operating Income | $480.00k |
| Provision for Credit Losses | $93.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $34.87M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $496.00k |
| Total Liabilities and Capital | $140.82M |
Securities
| Securities | $9.74M |
| Available-for-sale debt securities | $9.48M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $50.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Downs?
$140.82M as of the latest filing.
How much are State Bank of Downs's total deposits?
$119.97M in total deposits.
Where is State Bank of Downs located?
Downs, KS.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$89.94M (latest filing).
What is the total interest income (latest filing)?
$1.99M.