State Bank of Downs
Downs, KS
IDRSSD: 792453
Total Assets
$140.34M
Latest filing
Total Deposits
$119.64M
Latest filing
Net Interest Margin
3.68%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101103149DOWNS, KS
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Downs
900 Morgan Ave
Downs, KS 67437
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1892FDIC Certificate 6178
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Downs (Main) | 900 Morgan Ave | Downs, KS |
| BERKLEY BANK | 7887 E Belleview Ave | Englewood, CO |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank in Cimarron
Cimarron, Kansas
→
Assets: $141.60MΔ +0.6%
First Commerce Bank
Marysville, Kansas
→
Assets: $139.74MΔ -0.8%
Elk State Bank
Clyde, Kansas
→
Assets: $132.99MΔ -5.6%
The Citizens State Bank
Hugoton, Kansas
→
Assets: $130.07MΔ -7.6%
Flint Hills Bank
Eskridge, Kansas
→
Assets: $154.01MΔ +9.4%
Conway Bank
Conway Springs, Kansas
→
Assets: $125.74MΔ -10.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67437 |
| State and County Number | 20141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statebankofdowns.com |
| Data Updated | 01/30/2026 |
| CERT | 9659 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $140.34M |
| Total Deposits | $119.64M |
| Total Liabilities | $121.07M |
| Total Equity Capital | $19.27M |
| Net Income | $382.00k |
| Net Loans and Leases | $84.44M |
| Assets Per Employee ($Millions) | $8.26M |
| Bank Premises and Fixed Assets | $305.00k |
| Cash and Balances due from Depository Institutions | $4.45M |
| Deposits Held in Domestic Offices | $119.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 7.91% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 67.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.733% |
| Earning Assets to total Assets | 96.01% |
Income and Expense
| Total Interest Income | $1.89M |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $643.00k |
| Total Noninterest Expense | $849.00k |
| Net Interest Income | $1.25M |
| Pre-tax Net Operating Income | $408.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $39.18M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $429.00k |
| Total Liabilities and Capital | $140.34M |
Securities
| Securities | $9.74M |
| Available-for-sale debt securities | $9.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $50.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Downs?
$140.34M as of the latest filing.
How much are State Bank of Downs's total deposits?
$119.64M in total deposits.
Where is State Bank of Downs located?
Downs, KS.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$84.44M (latest filing).
What is the total interest income (latest filing)?
$1.89M.