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The Farmers Bank of Milton

Milton, KY
IDRSSD: 265340
Total Assets
$309.11M
Latest filing
Total Deposits
$253.97M
Latest filing
Net Interest Margin
2.96%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP40045
State and County Number21223
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees49
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitefbmilton.com
Data Updated11/14/2025
CERT12163
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$309.11M
Total Deposits$253.97M
Total Liabilities$281.15M
Total Equity Capital$27.96M
Net Income$411.00k
Net Loans and Leases$207.70M
Assets Per Employee ($Millions)$6.44M
Bank Premises and Fixed Assets$4.24M
Cash and Balances due from Depository Institutions$3.83M
Deposits Held in Domestic Offices$253.97M

Key Performance Ratios

Return on Assets (ROA)0.53%
Return on Equity (ROE)6.1%
Net Interest Margin2.96%
Efficiency Ratio79.28%
Tier 1 Risk-Based Capital Ratio18.571%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.045%
Earning Assets to total Assets93.35%

Income and Expense

Total Interest Income$3.79M
Total Noninterest Income$210.00k
Total Interest Expense$1.66M
Total Noninterest Expense$1.86M
Net Interest Income$2.13M
Pre-tax Net Operating Income$486.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$26.50M
Federal Funds Sold & Reverse Repurchase Agreement$2.88M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$679.00k
Total Liabilities and Capital$309.11M

Securities

Securities$77.94M
Available-for-sale debt securities$77.94M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers Bank of Milton?
$309.11M as of the latest filing.
How much are The Farmers Bank of Milton's total deposits?
$253.97M in total deposits.
Where is The Farmers Bank of Milton located?
Milton, KY.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$207.70M (latest filing).
What is the total interest income (latest filing)?
$3.79M.