Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1921
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	66846
State and County Number	20127
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	26
Domestic Offices	7
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	08/15/1935
Primary Insurance Agency	DIF
Website	extramilebank.com
Data Updated	11/14/2025
CERT	15254
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$85.49M
Total Deposits	$72.03M
Total Liabilities	$78.50M
Total Equity Capital	$6.99M
Net Income	$411.00k
Net Loans and Leases	$73.46M
Assets Per Employee ($Millions)	$3.17M
Bank Premises and Fixed Assets	$2.65M
Cash and Balances due from Depository Institutions	$5.98M
Deposits Held in Domestic Offices	$72.03M

Return on Assets (ROA)	1.94%
Return on Equity (ROE)	23.57%
Net Interest Margin	5.33%
Efficiency Ratio	58.52%
Tier 1 Risk-Based Capital Ratio	9.514%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.14%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.18%
Earning Assets to total Assets	92.69%

Total Interest Income	$1.57M
Total Noninterest Income	$48.00k
Total Interest Expense	$525.00k
Total Noninterest Expense	$645.00k
Net Interest Income	$1.04M
Pre-tax Net Operating Income	$417.00k
Provision for Credit Losses	$30.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$6.00M
Federal Funds Sold & Reverse Repurchase Agreement	$310.00k
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$468.00k
Total Liabilities and Capital	$85.49M

Securities	$607.00k
Available-for-sale debt securities	$607.00k
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of The Citizens State Bank and Trust Company?

$85.49M as of the latest filing.

How much are The Citizens State Bank and Trust Company's total deposits?

$72.03M in total deposits.

Where is The Citizens State Bank and Trust Company located?

Council Grove, KS.

What is the Net Interest Margin?

5.33%.

How many domestic offices does it operate?

When was it established?

01/01/1921.

What is the Return on Assets (ROA)?

1.94%.

How much are total loans and leases?

$73.46M (latest filing).

What is the total interest income (latest filing)?

$1.57M.