Heartland Bank
Geneva, NE
IDRSSD: 88455
Total Assets
$939.73M
Latest filing
Total Deposits
$713.22M
Latest filing
Net Interest Margin
3.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104901597GENEVA, NE
Key People
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Locations
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Main Office
Heartland Bank
896 G St
Geneva, NE 68361
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/03/1899FDIC Certificate 12606
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Heartland Bank (Main) | 896 G St | Geneva, NE |
| DAYKIN BRANCH | 306 Jefferson St | Daykin, NE |
| FAIRMONT BRANCH | 509 6th Ave | Fairmont, NE |
| SHICKLEY BRANCH | 222 N Market St | Shickley, NE |
| DRIVE-IN BRANCH | 525 F St | Fairbury, NE |
| FAIRBURY BRANCH | 423 5th St | Fairbury, NE |
| DILLER BRANCH | 423 Commercial St | Diller, NE |
| HEARTLAND BANK, HASTINGS BRANCH | 3701 Osborne Dr W | Hastings, NE |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/03/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68361 |
| State and County Number | 31059 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 112 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/28/1963 |
| Primary Insurance Agency | DIF |
| Website | www.myheartland.bank |
| Data Updated | 01/30/2026 |
| CERT | 18740 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $939.73M |
| Total Deposits | $713.22M |
| Total Liabilities | $838.41M |
| Total Equity Capital | $101.33M |
| Net Income | $3.76M |
| Net Loans and Leases | $658.54M |
| Assets Per Employee ($Millions) | $8.7M |
| Bank Premises and Fixed Assets | $13.68M |
| Cash and Balances due from Depository Institutions | $14.26M |
| Deposits Held in Domestic Offices | $713.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 14.64% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 56.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.782% |
| Earning Assets to total Assets | 90.87% |
Income and Expense
| Total Interest Income | $12.54M |
| Total Noninterest Income | $2.86M |
| Total Interest Expense | $4.13M |
| Total Noninterest Expense | $6.50M |
| Net Interest Income | $8.41M |
| Pre-tax Net Operating Income | $4.70M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.22M |
| Other borrowed funds | $114.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.99M |
| All Other Liabilities | $8.40M |
| Total Liabilities and Capital | $939.73M |
Securities
| Securities | $191.32M |
| Available-for-sale debt securities | $159.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $32.35M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Heartland Bank?
$939.73M as of the latest filing.
How much are Heartland Bank's total deposits?
$713.22M in total deposits.
Where is Heartland Bank located?
Geneva, NE.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
15.
When was it established?
03/03/1899.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$658.54M (latest filing).
What is the total interest income (latest filing)?
$12.54M.