Meade County Bank

Brandenburg, KY
IDRSSD: 776547
Total Assets
$441.23M
Latest filing
Total Deposits
$368.93M
Latest filing
Net Interest Margin
3.47%
Profitability

Locations

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Main Office
Meade County Bank
2175 Bypass Rd
Brandenburg, KY 40108
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/07/1984FDIC Certificate 17422

Branches (3)

Page 1 of 1
NameAddressCity / State
Meade County Bank (Main)2175 Bypass RdBrandenburg, KY
MULDRAUGH BRANCH104 N Dixie HwyMuldraugh, KY
RIVER RIDGE SHOPPING CENTER BRANCH568 Bypass RdBrandenburg, KY
FLAHERTY BRANCH4800 Flaherty RdVine Grove, KY
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/07/1984
Community BankYes
Ownership TypeNot Mutual
ZIP40108
State and County Number21163
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameElizabethtown-Fort Knox, KY

Operational Info

Number of Employees55
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/07/1984
Primary Insurance AgencyDIF
Websitewww.meadecountybank.com
Data Updated11/14/2025
CERT25173
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$441.23M
Total Deposits$368.93M
Total Liabilities$407.66M
Total Equity Capital$33.56M
Net Income$1.42M
Net Loans and Leases$370.79M
Assets Per Employee ($Millions)$9.19M
Bank Premises and Fixed Assets$3.13M
Cash and Balances due from Depository Institutions$10.02M
Deposits Held in Domestic Offices$368.93M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)17.46%
Net Interest Margin3.47%
Efficiency Ratio51.5%
Tier 1 Risk-Based Capital Ratio12.258%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.607%
Earning Assets to total Assets94.32%

Income and Expense

Total Interest Income$6.18M
Total Noninterest Income$387.00k
Total Interest Expense$2.61M
Total Noninterest Expense$2.04M
Net Interest Income$3.57M
Pre-tax Net Operating Income$1.86M
Provision for Credit Losses$55.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$34.59M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.14M
Total Liabilities and Capital$441.23M

Securities

Securities$40.82M
Available-for-sale debt securities$40.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Meade County Bank?
$441.23M as of the latest filing.
How much are Meade County Bank's total deposits?
$368.93M in total deposits.
Where is Meade County Bank located?
Brandenburg, KY.
What is the Net Interest Margin?
3.47%.
How many domestic offices does it operate?
4.
When was it established?
06/07/1984.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$370.79M (latest filing).
What is the total interest income (latest filing)?
$6.18M.