Meade County Bank
Brandenburg, KY
IDRSSD: 776547
Total Assets
$448.06M
Latest filing
Total Deposits
$376.54M
Latest filing
Net Interest Margin
3.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Meade County Bank
2175 Bypass Rd
Brandenburg, KY 40108
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/07/1984FDIC Certificate 17422
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Meade County Bank (Main) | 2175 Bypass Rd | Brandenburg, KY |
| MULDRAUGH BRANCH | 104 N Dixie Hwy | Muldraugh, KY |
| RIVER RIDGE SHOPPING CENTER BRANCH | 568 Bypass Rd | Brandenburg, KY |
| FLAHERTY BRANCH | 4800 Flaherty Rd | Vine Grove, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/07/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40108 |
| State and County Number | 21163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Elizabethtown-Fort Knox, KY |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/07/1984 |
| Primary Insurance Agency | DIF |
| Website | www.meadecountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 25173 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $448.06M |
| Total Deposits | $376.54M |
| Total Liabilities | $413.07M |
| Total Equity Capital | $34.99M |
| Net Income | $1.50M |
| Net Loans and Leases | $376.38M |
| Assets Per Employee ($Millions) | $10.18M |
| Bank Premises and Fixed Assets | $3.22M |
| Cash and Balances due from Depository Institutions | $11.52M |
| Deposits Held in Domestic Offices | $376.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 17.54% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 55.5% |
| Tier 1 Risk-Based Capital Ratio | 12.577% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.809% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $6.49M |
| Total Noninterest Income | $620.00k |
| Total Interest Expense | $2.75M |
| Total Noninterest Expense | $2.42M |
| Net Interest Income | $3.74M |
| Pre-tax Net Operating Income | $1.90M |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $33.57M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.95M |
| Total Liabilities and Capital | $448.06M |
Securities
| Securities | $40.78M |
| Available-for-sale debt securities | $40.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Meade County Bank?
$448.06M as of the latest filing.
How much are Meade County Bank's total deposits?
$376.54M in total deposits.
Where is Meade County Bank located?
Brandenburg, KY.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
4.
When was it established?
06/07/1984.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$376.38M (latest filing).
What is the total interest income (latest filing)?
$6.49M.