The Dime Bank
Honesdale, PA
IDRSSD: 56717
Total Assets
$1.14B
Latest filing
Total Deposits
$938.62M
Latest filing
Net Interest Margin
4.59%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Dime Bank
820 Church St
Honesdale, PA 18431
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 6326
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Dime Bank (Main) | 820 Church St | Honesdale, PA |
| HAWLEY BRANCH | 309 Main Ave | Hawley, PA |
| DAMASCUS BRANCH | 1679 Cochecton Tpke | Damascus, PA |
| GREENTOWN BRANCH | 1566 Route 507 | Greentown, PA |
| DINGMANS FERRY BRANCH | 1824 Route 739 | Dingmans Ferry, PA |
| LAKE REGION OFFICE | 99 Welwood Ave | Hawley, PA |
| CARBONDALE OFFICE | 157 Brooklyn St | Carbondale, PA |
| STEAMTOWN BRANCH | 300 Lackawanna Ave | Scranton, PA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18431 |
| State and County Number | 42127 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 151 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thedime.bank |
| Data Updated | 11/14/2025 |
| CERT | 9888 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $938.62M |
| Total Liabilities | $1.02B |
| Total Equity Capital | $117.42M |
| Net Income | $4.85M |
| Net Loans and Leases | $806.59M |
| Assets Per Employee ($Millions) | $7.38M |
| Bank Premises and Fixed Assets | $18.47M |
| Cash and Balances due from Depository Institutions | $15.64M |
| Deposits Held in Domestic Offices | $938.62M |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 17.05% |
| Net Interest Margin | 4.59% |
| Efficiency Ratio | 52.9% |
| Tier 1 Risk-Based Capital Ratio | 13.701% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.338% |
| Earning Assets to total Assets | 92.84% |
Income and Expense
| Total Interest Income | $17.23M |
| Total Noninterest Income | $2.43M |
| Total Interest Expense | $5.30M |
| Total Noninterest Expense | $7.60M |
| Net Interest Income | $11.94M |
| Pre-tax Net Operating Income | $5.96M |
| Provision for Credit Losses | $811.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $224.00k |
| Other borrowed funds | $63.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.48M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $242.33M |
| Available-for-sale debt securities | $242.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Dime Bank?
$1.14B as of the latest filing.
How much are The Dime Bank's total deposits?
$938.62M in total deposits.
Where is The Dime Bank located?
Honesdale, PA.
What is the Net Interest Margin?
4.59%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$806.59M (latest filing).
What is the total interest income (latest filing)?
$17.23M.