Davis Trust Company
Elkins, WV
IDRSSD: 357526
Total Assets
$263.33M
Latest filing
Total Deposits
$203.45M
Latest filing
Net Interest Margin
4.11%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051501134ELKINS, WV
Key People
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Locations
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Main Office
Davis Trust Company
227 Davis Ave
Elkins, WV 26241
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/17/1901FDIC Certificate 1608
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Davis Trust Company (Main) | 227 Davis Ave | Elkins, WV |
| SOUTH BRANCH | 950 Beverly Pike | Elkins, WV |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/17/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26241 |
| State and County Number | 54083 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Elkins, WV |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.davistrust.com |
| Data Updated | 01/30/2026 |
| CERT | 2453 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $263.33M |
| Total Deposits | $203.45M |
| Total Liabilities | $245.68M |
| Total Equity Capital | $17.66M |
| Net Income | $579.00k |
| Net Loans and Leases | $214.78M |
| Assets Per Employee ($Millions) | $6.42M |
| Bank Premises and Fixed Assets | $5.08M |
| Cash and Balances due from Depository Institutions | $17.10M |
| Deposits Held in Domestic Offices | $203.45M |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 13.15% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 63.99% |
| Tier 1 Risk-Based Capital Ratio | 12.304% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.38% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.705% |
| Earning Assets to total Assets | 90.54% |
Income and Expense
| Total Interest Income | $3.67M |
| Total Noninterest Income | $306.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.76M |
| Net Interest Income | $2.45M |
| Pre-tax Net Operating Income | $739.00k |
| Provision for Credit Losses | $253.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $723.00k |
| Other borrowed funds | $39.62M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.61M |
| Total Liabilities and Capital | $263.33M |
Securities
| Securities | $11.31M |
| Available-for-sale debt securities | $4.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Davis Trust Company?
$263.33M as of the latest filing.
How much are Davis Trust Company's total deposits?
$203.45M in total deposits.
Where is Davis Trust Company located?
Elkins, WV.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
2.
When was it established?
06/17/1901.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$214.78M (latest filing).
What is the total interest income (latest filing)?
$3.67M.