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Cross Keys Bank

Saint Joseph, LA
IDRSSD: 755252
Total Assets
$627.03M
Latest filing
Total Deposits
$509.33M
Latest filing
Net Interest Margin
3.66%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

1 routeView all→
111102389SAINT JOSEPH, LA

Key People

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Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/02/1902
Community BankYes
Ownership TypeNot Mutual
ZIP71366
State and County Number22107
Subchapter S CorporationsYes
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees94
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2026
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated01/30/2026
CERT9322
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$627.03M
Total Deposits$509.33M
Total Liabilities$552.13M
Total Equity Capital$74.90M
Net Income$1.72M
Net Loans and Leases$419.09M
Assets Per Employee ($Millions)$6.89M
Bank Premises and Fixed Assets$10.29M
Cash and Balances due from Depository Institutions$10.16M
Deposits Held in Domestic Offices$509.33M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)9.33%
Net Interest Margin3.66%
Efficiency Ratio75.04%
Tier 1 Risk-Based Capital Ratio16.271%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.945%
Earning Assets to total Assets93.47%

Income and Expense

Total Interest Income$8.52M
Total Noninterest Income$1.44M
Total Interest Expense$3.16M
Total Noninterest Expense$5.10M
Net Interest Income$5.36M
Pre-tax Net Operating Income$1.70M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$521.00k
Other borrowed funds$28.60M
Federal Funds Sold & Reverse Repurchase Agreement$7.30M
Federal Funds Purchased and Repurchased Agreement$10.96M
All Other Liabilities$3.25M
Total Liabilities and Capital$627.03M

Securities

Securities$158.95M
Available-for-sale debt securities$91.41M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$67.54M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cross Keys Bank?
$627.03M as of the latest filing.
How much are Cross Keys Bank's total deposits?
$509.33M in total deposits.
Where is Cross Keys Bank located?
Saint Joseph, LA.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
10.
When was it established?
04/02/1902.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$419.09M (latest filing).
What is the total interest income (latest filing)?
$8.52M.