Cross Keys Bank
Saint Joseph, LA
IDRSSD: 755252
Total Assets
$625.39M
Latest filing
Total Deposits
$506.82M
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cross Keys Bank
307 Plank Rd
Saint Joseph, LA 71366
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/02/1902FDIC Certificate 5976
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Cross Keys Bank (Main) | 307 Plank Rd | Saint Joseph, LA |
| CROSS KEYS BANK BRANCH | 167 Keystone Rd | Monroe, LA |
| NEWELLTON BRANCH | 3144 Highway 65 | Newellton, LA |
| HUDSON LANE BRANCH | 1401 Hudson Ln | Monroe, LA |
| MCMILLAN ROAD BRANCH | 400 Mcmillan Rd | West Monroe, LA |
| RAYVILLE BRANCH | 1913 Julia St | Rayville, LA |
| TALLULAH BRANCH | 115 N Chestnut St | Tallulah, LA |
| SHREVEPORT BRANCH | 4855 Line Ave | Shreveport, LA |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/02/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71366 |
| State and County Number | 22107 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.crosskeys.bank |
| Data Updated | 11/14/2025 |
| CERT | 9322 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $625.39M |
| Total Deposits | $506.82M |
| Total Liabilities | $553.29M |
| Total Equity Capital | $72.10M |
| Net Income | $2.03M |
| Net Loans and Leases | $419.51M |
| Assets Per Employee ($Millions) | $6.65M |
| Bank Premises and Fixed Assets | $10.56M |
| Cash and Balances due from Depository Institutions | $12.64M |
| Deposits Held in Domestic Offices | $506.82M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 11.63% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 67.54% |
| Tier 1 Risk-Based Capital Ratio | 16.018% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.529% |
| Earning Assets to total Assets | 93.67% |
Income and Expense
| Total Interest Income | $8.66M |
| Total Noninterest Income | $1.14M |
| Total Interest Expense | $3.54M |
| Total Noninterest Expense | $4.22M |
| Net Interest Income | $5.12M |
| Pre-tax Net Operating Income | $2.03M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $124.00k |
| Other borrowed funds | $31.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.51M |
| All Other Liabilities | $5.32M |
| Total Liabilities and Capital | $625.39M |
Securities
| Securities | $161.82M |
| Available-for-sale debt securities | $93.56M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $68.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cross Keys Bank?
$625.39M as of the latest filing.
How much are Cross Keys Bank's total deposits?
$506.82M in total deposits.
Where is Cross Keys Bank located?
Saint Joseph, LA.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
10.
When was it established?
04/02/1902.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$419.51M (latest filing).
What is the total interest income (latest filing)?
$8.66M.