Community First Bank, National Association
Forest, OH
IDRSSD: 579319
Total Assets
$55.48M
Latest filing
Total Deposits
$50.35M
Latest filing
Net Interest Margin
3.58%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community First Bank, National Association
118 E Lima St
Forest, OH 45843
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/04/1904FDIC Certificate 4409
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community First Bank, National Association (Main) | 118 E Lima St | Forest, OH |
| KENTON BRANCH | 438 S Main St | Kenton, OH |
| UPPER SANDUSKY BRANCH | 101 N. Sandusky Avuene | Upper Sandusky, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/04/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45843 |
| State and County Number | 39065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.com1stbank.com |
| Data Updated | 01/30/2026 |
| CERT | 6584 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $55.48M |
| Total Deposits | $50.35M |
| Total Liabilities | $50.49M |
| Total Equity Capital | $4.99M |
| Net Income | $62.00k |
| Net Loans and Leases | $31.54M |
| Assets Per Employee ($Millions) | $4.27M |
| Bank Premises and Fixed Assets | $411.00k |
| Cash and Balances due from Depository Institutions | $8.75M |
| Deposits Held in Domestic Offices | $50.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 5.02% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 84.65% |
| Tier 1 Risk-Based Capital Ratio | 19.49% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.991% |
| Earning Assets to total Assets | 95.24% |
Income and Expense
| Total Interest Income | $573.00k |
| Total Noninterest Income | $25.00k |
| Total Interest Expense | $90.00k |
| Total Noninterest Expense | $430.00k |
| Net Interest Income | $483.00k |
| Pre-tax Net Operating Income | $78.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $140.00k |
| Total Liabilities and Capital | $55.48M |
Securities
| Securities | $13.86M |
| Available-for-sale debt securities | $13.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First Bank, National Association?
$55.48M as of the latest filing.
How much are Community First Bank, National Association's total deposits?
$50.35M in total deposits.
Where is Community First Bank, National Association located?
Forest, OH.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
3.
When was it established?
10/04/1904.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$31.54M (latest filing).
What is the total interest income (latest filing)?
$573.00k.