City National Bank of West Virginia
Charleston, WV
IDRSSD: 1011526
Total Assets
$6.70B
Latest filing
Total Deposits
$5.45B
Latest filing
Net Interest Margin
4.02%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
City National Bank of West Virginia
3601 Maccorkle Ave Se
Charleston, WV 25304
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1957FDIC Certificate 11692
Branches (97)
Page 1 of 14| Name | Address | City / State |
|---|---|---|
| City National Bank of West Virginia (Main) | 3601 Maccorkle Ave Se | Charleston, WV |
| POINT PLEASANT BRANCH | 2212 Jackson Ave | Point Pleasant, WV |
| CROSS LANES BRANCH | 308 Goff Mountain Rd | Cross Lanes, WV |
| RAINELLE BRANCH | 1218 Main St | Rainelle, WV |
| WINFIELD BRANCH | 74 Wall St | Winfield, WV |
| PARK AVENUE BRANCH | 1 Park Ave | Beckley, WV |
| CROSS ROADS BRANCH | 5517 Robert C Byrd Dr | Mount Hope, WV |
| ELEANOR BRANCH | 946 Roosevelt Blvd | Eleanor, WV |
Showing 7 of 97
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/01/1957 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 25304 |
| State and County Number | 54039 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Charleston, WV |
Operational Info
| Number of Employees | 936 |
| Domestic Offices | 98 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 04/01/1957 |
| Primary Insurance Agency | DIF |
| Website | www.bankatcity.com |
| Data Updated | 01/30/2026 |
| CERT | 17735 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.70B |
| Total Deposits | $5.45B |
| Total Liabilities | $6.05B |
| Total Equity Capital | $656.50M |
| Net Income | $32.23M |
| Net Loans and Leases | $4.49B |
| Assets Per Employee ($Millions) | $7.16M |
| Bank Premises and Fixed Assets | $69.12M |
| Cash and Balances due from Depository Institutions | $189.73M |
| Deposits Held in Domestic Offices | $5.45B |
Key Performance Ratios
| Return on Assets (ROA) | 1.93% |
| Return on Equity (ROE) | 18.47% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 47.73% |
| Tier 1 Risk-Based Capital Ratio | 13.421% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.794% |
| Earning Assets to total Assets | 89.78% |
Income and Expense
| Total Interest Income | $81.23M |
| Total Noninterest Income | $20.03M |
| Total Interest Expense | $20.84M |
| Total Noninterest Expense | $38.93M |
| Net Interest Income | $60.38M |
| Pre-tax Net Operating Income | $40.41M |
| Provision for Credit Losses | $1.08M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $482.00k |
| Other borrowed funds | $150.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $367.67M |
| All Other Liabilities | $79.24M |
| Total Liabilities and Capital | $6.70B |
Securities
| Securities | $1.49B |
| Available-for-sale debt securities | $1.49B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City National Bank of West Virginia?
$6.70B as of the latest filing.
How much are City National Bank of West Virginia's total deposits?
$5.45B in total deposits.
Where is City National Bank of West Virginia located?
Charleston, WV.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
98.
When was it established?
04/01/1957.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$4.49B (latest filing).
What is the total interest income (latest filing)?
$81.23M.