MVB Bank, Inc
Fairmont, WV
IDRSSD: 2757205
Total Assets
$3.27B
Latest filing
Total Deposits
$2.85B
Latest filing
Net Interest Margin
4.02%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
051504597FAIRMONT, WV
Key People
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Locations
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Main Office
MVB Bank, Inc
301 Virginia Ave
Fairmont, WV 26554
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/04/1999FDIC Certificate 60768
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MVB Bank, Inc (Main) | 301 Virginia Ave | Fairmont, WV |
| BRIDGEPORT BRANCH | 1000 Johnson Ave | Bridgeport, WV |
| CLARKSBURG OFFICE BRANCH | 406 W Main St | Clarksburg, WV |
| SABRATON BRANCH | 10 Sterling Dr | Morgantown, WV |
| TECHNOLOGY PARK BRANCH | 100 Nasa Blvd | Fairmont, WV |
| RESTON BRANCH | 12100 Sunset Hills Rd | Reston, VA |
| SUNCREST BRANCH | 51 Donahue | Morgantown, WV |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/04/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26554 |
| State and County Number | 54049 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Fairmont, WV |
Operational Info
| Number of Employees | 298 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/14/2024 |
| Date of Deposit Insurance | 01/04/1999 |
| Primary Insurance Agency | DIF |
| Website | www.mvbbanking.com |
| Data Updated | 01/30/2026 |
| CERT | 34603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.27B |
| Total Deposits | $2.85B |
| Total Liabilities | $2.92B |
| Total Equity Capital | $351.09M |
| Net Income | $9.77M |
| Net Loans and Leases | $2.32B |
| Assets Per Employee ($Millions) | $11.34M |
| Bank Premises and Fixed Assets | $34.57M |
| Cash and Balances due from Depository Institutions | $244.13M |
| Deposits Held in Domestic Offices | $2.85B |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 11.25% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 72.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.749% |
| Earning Assets to total Assets | 90.4% |
Income and Expense
| Total Interest Income | $45.34M |
| Total Noninterest Income | $4.45M |
| Total Interest Expense | $16.20M |
| Total Noninterest Expense | $24.50M |
| Net Interest Income | $29.14M |
| Pre-tax Net Operating Income | $6.95M |
| Provision for Credit Losses | $2.14M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $580.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.34M |
| All Other Liabilities | $62.27M |
| Total Liabilities and Capital | $3.27B |
Securities
| Securities | $416.67M |
| Available-for-sale debt securities | $409.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MVB Bank, Inc?
$3.27B as of the latest filing.
How much are MVB Bank, Inc's total deposits?
$2.85B in total deposits.
Where is MVB Bank, Inc located?
Fairmont, WV.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
7.
When was it established?
01/04/1999.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$2.32B (latest filing).
What is the total interest income (latest filing)?
$45.34M.