MVB Bank, Inc
Fairmont, WV
IDRSSD: 2757205
Total Assets
$3.19B
Latest filing
Total Deposits
$2.78B
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
MVB Bank, Inc
301 Virginia Ave
Fairmont, WV 26554
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/04/1999FDIC Certificate 60768
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| MVB Bank, Inc (Main) | 301 Virginia Ave | Fairmont, WV |
| BRIDGEPORT BRANCH | 1000 Johnson Ave | Bridgeport, WV |
| CLARKSBURG OFFICE BRANCH | 406 W Main St | Clarksburg, WV |
| SABRATON BRANCH | 10 Sterling Dr | Morgantown, WV |
| TECHNOLOGY PARK BRANCH | 100 Nasa Blvd | Fairmont, WV |
| RESTON BRANCH | 12100 Sunset Hills Rd | Reston, VA |
| SUNCREST BRANCH | 51 Donahue | Morgantown, WV |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/04/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26554 |
| State and County Number | 54049 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Fairmont, WV |
Operational Info
| Number of Employees | 301 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/14/2024 |
| Date of Deposit Insurance | 01/04/1999 |
| Primary Insurance Agency | DIF |
| Website | www.mvbbanking.com |
| Data Updated | 11/14/2025 |
| CERT | 34603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.19B |
| Total Deposits | $2.78B |
| Total Liabilities | $2.84B |
| Total Equity Capital | $343.55M |
| Net Income | $22.04M |
| Net Loans and Leases | $2.24B |
| Assets Per Employee ($Millions) | $10.69M |
| Bank Premises and Fixed Assets | $34.92M |
| Cash and Balances due from Depository Institutions | $300.04M |
| Deposits Held in Domestic Offices | $2.78B |
Key Performance Ratios
| Return on Assets (ROA) | 2.77% |
| Return on Equity (ROE) | 26.5% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 40.36% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.43% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.786% |
| Earning Assets to total Assets | 89.47% |
Income and Expense
| Total Interest Income | $44.28M |
| Total Noninterest Income | $39.31M |
| Total Interest Expense | $16.85M |
| Total Noninterest Expense | $26.94M |
| Net Interest Income | $27.43M |
| Pre-tax Net Operating Income | $36.38M |
| Provision for Credit Losses | $3.43M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $601.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.98M |
| All Other Liabilities | $57.19M |
| Total Liabilities and Capital | $3.19B |
Securities
| Securities | $330.45M |
| Available-for-sale debt securities | $323.31M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MVB Bank, Inc?
$3.19B as of the latest filing.
How much are MVB Bank, Inc's total deposits?
$2.78B in total deposits.
Where is MVB Bank, Inc located?
Fairmont, WV.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
7.
When was it established?
01/04/1999.
What is the Return on Assets (ROA)?
2.77%.
How much are total loans and leases?
$2.24B (latest filing).
What is the total interest income (latest filing)?
$44.28M.