Middletown State Bank
Middletown, IL
IDRSSD: 770545
Total Assets
$45.70M
Latest filing
Total Deposits
$38.24M
Latest filing
Net Interest Margin
4.75%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Middletown State Bank
100 N Madison St
Middletown, IL 62666
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/05/1917FDIC Certificate 6692
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Middletown State Bank (Main) | 100 N Madison St | Middletown, IL |
| GREENVIEW BRANCH | 165 E Adams St | Greenview, IL |
| LATHAM BRANCH | Second And Macon Streets | Latham, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/05/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62666 |
| State and County Number | 17107 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lincoln, IL |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://middletownstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10463 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $45.70M |
| Total Deposits | $38.24M |
| Total Liabilities | $39.89M |
| Total Equity Capital | $5.80M |
| Net Income | $144.00k |
| Net Loans and Leases | $32.42M |
| Assets Per Employee ($Millions) | $5.71M |
| Bank Premises and Fixed Assets | $257.00k |
| Cash and Balances due from Depository Institutions | $4.51M |
| Deposits Held in Domestic Offices | $38.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 10% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 54.33% |
| Tier 1 Risk-Based Capital Ratio | 13.858% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.701% |
| Earning Assets to total Assets | 92.49% |
Income and Expense
| Total Interest Income | $690.00k |
| Total Noninterest Income | $7.00k |
| Total Interest Expense | $189.00k |
| Total Noninterest Expense | $294.00k |
| Net Interest Income | $501.00k |
| Pre-tax Net Operating Income | $199.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $975.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $351.00k |
| Total Liabilities and Capital | $45.70M |
Securities
| Securities | $4.75M |
| Available-for-sale debt securities | $4.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Middletown State Bank?
$45.70M as of the latest filing.
How much are Middletown State Bank's total deposits?
$38.24M in total deposits.
Where is Middletown State Bank located?
Middletown, IL.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
3.
When was it established?
06/05/1917.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$32.42M (latest filing).
What is the total interest income (latest filing)?
$690.00k.