The Community State Bank
Poteau, OK
IDRSSD: 706254
Total Assets
$366.71M
Latest filing
Total Deposits
$339.12M
Latest filing
Net Interest Margin
4.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Community State Bank
1409 N Broadway St
Poteau, OK 74953
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/19/1970FDIC Certificate 13954
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Community State Bank (Main) | 1409 N Broadway St | Poteau, OK |
| WISTER BRANCH | 405 Us Highway 271 | Wister, OK |
| NORTH BROADWAY BRANCH | 3108 N Broadway St | Poteau, OK |
| SPIRO BRANCH | 617 W Broadway St | Spiro, OK |
| TALIHINA BRANCH | 902 Dallas St | Talihina, OK |
| WILBURTON BRANCH | 1207 Highway 2 N | Wilburton, OK |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/19/1970 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74953 |
| State and County Number | 40079 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 113 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/19/1970 |
| Primary Insurance Agency | DIF |
| Website | www.thecommunitysb.com |
| Data Updated | 11/14/2025 |
| CERT | 20279 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $366.71M |
| Total Deposits | $339.12M |
| Total Liabilities | $340.72M |
| Total Equity Capital | $25.98M |
| Net Income | $414.00k |
| Net Loans and Leases | $266.42M |
| Assets Per Employee ($Millions) | $3.22M |
| Bank Premises and Fixed Assets | $7.17M |
| Cash and Balances due from Depository Institutions | $21.38M |
| Deposits Held in Domestic Offices | $339.12M |
Key Performance Ratios
| Return on Assets (ROA) | 0.46% |
| Return on Equity (ROE) | 6.77% |
| Net Interest Margin | 4.71% |
| Efficiency Ratio | 71.89% |
| Tier 1 Risk-Based Capital Ratio | 12.749% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.086% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $5.85M |
| Total Noninterest Income | $863.00k |
| Total Interest Expense | $1.83M |
| Total Noninterest Expense | $3.51M |
| Net Interest Income | $4.01M |
| Pre-tax Net Operating Income | $1.30M |
| Provision for Credit Losses | $70.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.61M |
| Total Liabilities and Capital | $366.71M |
Securities
| Securities | $57.74M |
| Available-for-sale debt securities | $57.74M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Community State Bank?
$366.71M as of the latest filing.
How much are The Community State Bank's total deposits?
$339.12M in total deposits.
Where is The Community State Bank located?
Poteau, OK.
What is the Net Interest Margin?
4.71%.
How many domestic offices does it operate?
6.
When was it established?
10/19/1970.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$266.42M (latest filing).
What is the total interest income (latest filing)?
$5.85M.