Frazer Bank
Altus, OK
IDRSSD: 245351
Total Assets
$331.90M
Latest filing
Total Deposits
$295.05M
Latest filing
Net Interest Margin
3.13%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Frazer Bank
110 E Broadway St
Altus, OK 73521
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1902FDIC Certificate 2612
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Frazer Bank (Main) | 110 E Broadway St | Altus, OK |
| BUNKER HILL BRANCH | 1606 N Main St | Altus, OK |
| HOBART BRANCH | 229 S Broadway | Hobart, OK |
| FREDERICK BRANCH | 815 N 10th St | Frederick, OK |
| FRAZER BANK BRANCH | 3823 S Boulevard | Edmond, OK |
| GRANDFIELD BRANCH | 120 E 1st St | Grandfield, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73521 |
| State and County Number | 40065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Altus, OK |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FRAZERBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 4031 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $331.90M |
| Total Deposits | $295.05M |
| Total Liabilities | $296.01M |
| Total Equity Capital | $35.89M |
| Net Income | $489.00k |
| Net Loans and Leases | $204.22M |
| Assets Per Employee ($Millions) | $6.38M |
| Bank Premises and Fixed Assets | $3.80M |
| Cash and Balances due from Depository Institutions | $47.11M |
| Deposits Held in Domestic Offices | $295.05M |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 5.49% |
| Net Interest Margin | 3.13% |
| Efficiency Ratio | 77.51% |
| Tier 1 Risk-Based Capital Ratio | 16.924% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.813% |
| Earning Assets to total Assets | 92.28% |
Income and Expense
| Total Interest Income | $4.05M |
| Total Noninterest Income | $299.00k |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $2.13M |
| Net Interest Income | $2.45M |
| Pre-tax Net Operating Income | $619.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $196.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $960.00k |
| Total Liabilities and Capital | $331.90M |
Securities
| Securities | $60.30M |
| Available-for-sale debt securities | $60.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Frazer Bank?
$331.90M as of the latest filing.
How much are Frazer Bank's total deposits?
$295.05M in total deposits.
Where is Frazer Bank located?
Altus, OK.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$204.22M (latest filing).
What is the total interest income (latest filing)?
$4.05M.