CIBC Bank USA

Chicago, IL
IDRSSD: 1842065
Total Assets
$63.98B
Latest filing
Total Deposits
$50.77B
Latest filing
Net Interest Margin
3.23%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

7 routesView all
071006486CHICAGO, IL071923213CHICAGO, IL071925266LAKE FOREST, IL072413586CHICAGO, IL075072199CHICAGO, IL081074440CHICAGO, IL101089807CHICAGO, IL

Key People

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Locations

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Main Office
CIBC Bank USA
120 S La Salle St
Chicago, IL 60603
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/06/1991FDIC Certificate 46854

Branches (22)

Page 1 of 4
NameAddressCity / State
CIBC Bank USA (Main)120 S La Salle StChicago, IL
MOUNT GREENWOOD BRANCH3040 W. 111th StreetChicago, IL
FOUNDERS BANK BRANCH6825 W 111th StWorth, IL
MINOOKA BRANCH502 W Mondamin StMinooka, IL
OAK LAWN FACILITY BRANCH10515 S Cicero AveOak Lawn, IL
PALOS HEIGHTS FACILITY11850 S Harlem AvePalos Heights, IL
TINLEY PARK BRANCH17865 80th AveTinley Park,, IL
CHANNAHON BRANCH23840 W Eames StChannahon, IL
Showing 7 of 22

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/06/1991
Community BankNo
Ownership TypeNot Mutual
ZIP60603
State and County Number17031
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees2,606
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/21/2024
Date of Deposit Insurance02/06/1991
Primary Insurance AgencyDIF
Websiteus.cibc.com
Data Updated01/30/2026
CERT33306
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$63.98B
Total Deposits$50.77B
Total Liabilities$52.80B
Total Equity Capital$11.18B
Net Income$226.87M
Net Loans and Leases$39.26B
Assets Per Employee ($Millions)$24.51M
Bank Premises and Fixed Assets$90.17M
Cash and Balances due from Depository Institutions$11.20B
Deposits Held in Domestic Offices$50.77B

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)8.21%
Net Interest Margin3.23%
Efficiency Ratio37.47%
Tier 1 Risk-Based Capital Ratio17.216%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.38%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.468%
Earning Assets to total Assets93.04%

Income and Expense

Total Interest Income$835.67M
Total Noninterest Income$94.27M
Total Interest Expense$365.31M
Total Noninterest Expense$212.18M
Net Interest Income$470.36M
Pre-tax Net Operating Income$292.65M
Provision for Credit Losses$59.80M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$405.00k
Other borrowed funds$1.13B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$896.00M
Total Liabilities and Capital$63.98B

Securities

Securities$9.25B
Available-for-sale debt securities$7.38B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.86B
Subordinated Debt$0
Trading Account Assets$4.11M
Trading Liabilities$2.79M

Frequently Asked Questions

What are the total assets of CIBC Bank USA?
$63.98B as of the latest filing.
How much are CIBC Bank USA's total deposits?
$50.77B in total deposits.
Where is CIBC Bank USA located?
Chicago, IL.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
23.
When was it established?
02/06/1991.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$39.26B (latest filing).
What is the total interest income (latest filing)?
$835.67M.