Chino Commercial Bank, N.A.

Chino, CA
IDRSSD: 2925620
Total Assets
$487.49M
Latest filing
Total Deposits
$392.43M
Latest filing
Net Interest Margin
3.70%
Profitability

Locations

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Main Office
Chino Commercial Bank, N.A.
14245 Pipeline Ave
Chino, CA 91710
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/2000FDIC Certificate 78830

Branches (4)

Page 1 of 1
NameAddressCity / State
Chino Commercial Bank, N.A. (Main)14245 Pipeline AveChino, CA
ONTARIO BRANCH OFFICE1551 S Grove AveOntario, CA
RANCHO CUCAMONGA BRANCH8229 Rochester AveRancho Cucamonga, CA
UPLAND BRANCH300 N Mountain AveUpland, CA
CORONA BRANCH1035 Montecito DriveCorona, CA
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/01/2000
Community BankYes
Ownership TypeNot Mutual
ZIP91710
State and County Number06071
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameRiverside-San Bernardino-Ontario, CA

Operational Info

Number of Employees68
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance09/01/2000
Primary Insurance AgencyDIF
Websitewww.chinocommercialbank.com
Data Updated11/14/2025
CERT35366
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$487.49M
Total Deposits$392.43M
Total Liabilities$434.75M
Total Equity Capital$52.74M
Net Income$1.71M
Net Loans and Leases$204.67M
Assets Per Employee ($Millions)$6.96M
Bank Premises and Fixed Assets$8.08M
Cash and Balances due from Depository Institutions$60.42M
Deposits Held in Domestic Offices$392.43M

Key Performance Ratios

Return on Assets (ROA)1.41%
Return on Equity (ROE)13.15%
Net Interest Margin3.7%
Efficiency Ratio52.87%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.818%
Earning Assets to total Assets93.37%

Income and Expense

Total Interest Income$5.62M
Total Noninterest Income$882.00k
Total Interest Expense$1.44M
Total Noninterest Expense$2.68M
Net Interest Income$4.18M
Pre-tax Net Operating Income$2.39M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$40.02M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.30M
Total Liabilities and Capital$487.49M

Securities

Securities$198.26M
Available-for-sale debt securities$6.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$191.65M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chino Commercial Bank, N.A.?
$487.49M as of the latest filing.
How much are Chino Commercial Bank, N.A.'s total deposits?
$392.43M in total deposits.
Where is Chino Commercial Bank, N.A. located?
Chino, CA.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
5.
When was it established?
09/01/2000.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$204.67M (latest filing).
What is the total interest income (latest filing)?
$5.62M.