Neighborhood National Bank

Mora, MN
IDRSSD: 705556
Total Assets
$308.14M
Latest filing
Total Deposits
$258.17M
Latest filing
Net Interest Margin
3.67%
Profitability

Locations

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Main Office
Neighborhood National Bank
45 Union St N
Mora, MN 55051
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/26/1963FDIC Certificate 12737

Branches (5)

Page 1 of 1
NameAddressCity / State
Neighborhood National Bank (Main)45 Union St NMora, MN
BRAINERD BRANCH601 W Washington StBrainerd, MN
MORA BRANCH710 Frankie LnMora, MN
AITKIN BRANCH15 Minnesota Ave SAitkin, MN
ALEXANDRIA BRANCH803 N Nokomis NeAlexandria, MN
NORTH BRANCH5481 Saint Croix TrlNorth Branch, MN
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/26/1963
Community BankYes
Ownership TypeNot Mutual
ZIP55051
State and County Number27065
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees44
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/26/1963
Primary Insurance AgencyDIF
Websitewww.neighborhood.bank
Data Updated11/14/2025
CERT18885
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$308.14M
Total Deposits$258.17M
Total Liabilities$286.50M
Total Equity Capital$21.64M
Net Income$1.06M
Net Loans and Leases$190.13M
Assets Per Employee ($Millions)$7M
Bank Premises and Fixed Assets$4.81M
Cash and Balances due from Depository Institutions$4.94M
Deposits Held in Domestic Offices$258.17M

Key Performance Ratios

Return on Assets (ROA)1.39%
Return on Equity (ROE)20.8%
Net Interest Margin3.67%
Efficiency Ratio65.42%
Tier 1 Risk-Based Capital Ratio16.564%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.023%
Earning Assets to total Assets95.73%

Income and Expense

Total Interest Income$3.94M
Total Noninterest Income$384.00k
Total Interest Expense$1.26M
Total Noninterest Expense$2.00M
Net Interest Income$2.68M
Pre-tax Net Operating Income$1.06M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$13.55M
Federal Funds Sold & Reverse Repurchase Agreement$10.27M
Federal Funds Purchased and Repurchased Agreement$12.67M
All Other Liabilities$2.12M
Total Liabilities and Capital$308.14M

Securities

Securities$94.50M
Available-for-sale debt securities$94.50M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Neighborhood National Bank?
$308.14M as of the latest filing.
How much are Neighborhood National Bank's total deposits?
$258.17M in total deposits.
Where is Neighborhood National Bank located?
Mora, MN.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
6.
When was it established?
09/26/1963.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$190.13M (latest filing).
What is the total interest income (latest filing)?
$3.94M.