First Bank Blue Earth

Blue Earth, MN
IDRSSD: 147857
Total Assets
$322.29M
Latest filing
Total Deposits
$280.88M
Latest filing
Net Interest Margin
2.48%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091201915BLUE EARTH, MN

Key People

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Locations

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Main Office
First Bank Blue Earth
306 S Main St
Blue Earth, MN 56013
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1869FDIC Certificate 3406

Branches (0)

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NameAddressCity / State
No branch data available.
First Bank Blue Earth (Main)306 S Main StBlue Earth, MN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1869
Community BankYes
Ownership TypeNot Mutual
ZIP56013
State and County Number27043
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees32
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/20/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstbankblueearth.com
Data Updated01/30/2026
CERT5097
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$322.29M
Total Deposits$280.88M
Total Liabilities$299.20M
Total Equity Capital$23.10M
Net Income$848.00k
Net Loans and Leases$211.07M
Assets Per Employee ($Millions)$9.48M
Bank Premises and Fixed Assets$1.50M
Cash and Balances due from Depository Institutions$20.18M
Deposits Held in Domestic Offices$280.88M

Key Performance Ratios

Return on Assets (ROA)1.08%
Return on Equity (ROE)15.01%
Net Interest Margin2.48%
Efficiency Ratio59.5%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.167%
Earning Assets to total Assets96.03%

Income and Expense

Total Interest Income$3.87M
Total Noninterest Income$447.00k
Total Interest Expense$2.00M
Total Noninterest Expense$1.38M
Net Interest Income$1.87M
Pre-tax Net Operating Income$938.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$16.84M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.48M
Total Liabilities and Capital$322.29M

Securities

Securities$81.41M
Available-for-sale debt securities$16.61M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$64.80M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank Blue Earth?
$322.29M as of the latest filing.
How much are First Bank Blue Earth's total deposits?
$280.88M in total deposits.
Where is First Bank Blue Earth located?
Blue Earth, MN.
What is the Net Interest Margin?
2.48%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1869.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$211.07M (latest filing).
What is the total interest income (latest filing)?
$3.87M.