Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	05/17/1947
Community Bank	No
Ownership Type	Not Mutual
ZIP	60606
State and County Number	17031
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	07
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Washington
Core Based Statistical Area Name	Chicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees	17,057
Domestic Offices	1,004
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	05/19/2025
Date of Deposit Insurance	05/17/1947
Primary Insurance Agency	DIF
Website	www.bmo.com
Data Updated	11/14/2025
CERT	16571
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$249.34B
Total Deposits	$194.76B
Total Liabilities	$212.54B
Total Equity Capital	$36.81B
Net Income	$671.74M
Net Loans and Leases	$136.98B
Assets Per Employee ($Millions)	$14.78M
Bank Premises and Fixed Assets	$2.00B
Cash and Balances due from Depository Institutions	$21.43B
Deposits Held in Domestic Offices	$194.76B

Return on Assets (ROA)	1.07%
Return on Equity (ROE)	7.35%
Net Interest Margin	3.32%
Efficiency Ratio	52.48%
Tier 1 Risk-Based Capital Ratio	26,463,466%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.18%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	14.749%
Earning Assets to total Assets	88.37%

Total Interest Income	$3.10B
Total Noninterest Income	$410.58M
Total Interest Expense	$1.25B
Total Noninterest Expense	$1.25B
Net Interest Income	$1.85B
Pre-tax Net Operating Income	$897.69M
Provision for Credit Losses	$114.98M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$35.62M
Other borrowed funds	$12.35B
Federal Funds Sold & Reverse Repurchase Agreement	$87.34M
Federal Funds Purchased and Repurchased Agreement	$936.42M
All Other Liabilities	$4.35B
Total Liabilities and Capital	$249.34B

Securities	$64.30B
Available-for-sale debt securities	$44.07B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$20.17B
Subordinated Debt	$0
Trading Account Assets	$137.30M
Trading Liabilities	$135.73M

What are the total assets of BMO Bank National Association?

$249.34B as of the latest filing.

How much are BMO Bank National Association's total deposits?

$194.76B in total deposits.

Where is BMO Bank National Association located?

Chicago, IL.

What is the Net Interest Margin?

3.32%.

How many domestic offices does it operate?

1004.

When was it established?

05/17/1947.

What is the Return on Assets (ROA)?

1.07%.

How much are total loans and leases?

$136.98B (latest filing).

What is the total interest income (latest filing)?

$3.10B.