BMO Bank National Association
Chicago, IL
IDRSSD: 75633
Total Assets
$252.07B
Latest filing
Total Deposits
$196.98B
Latest filing
Net Interest Margin
3.37%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
071000288CHICAGO, IL071025661CHICAGO, IL075000051CHICAGO, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BMO Bank National Association
320 S Canal St
Chicago, IL 60606
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/17/1947FDIC Certificate 10718
Branches (1006)
Page 1 of 144| Name | Address | City / State |
|---|---|---|
| BMO Bank National Association (Main) | 320 S Canal St | Chicago, IL |
| CHADRON BRANCH | 210 W 3rd St | Chadron, NE |
| DODGEVILLE BRANCH | 302 N Iowa St | Dodgeville, WI |
| 2005 WEST ROUTE #34 BRANCH | 2005 W Route 34 | Plano, IL |
| HARRIS BK PALATINE NA BRANCH | 50 N Brockway St | Palatine, IL |
| FRUITA BRANCH | 141 N Park Sq | Fruita, CO |
| RICHFIELD OFFICE | 6625 Lyndale Ave S | Richfield, MN |
| DOWNEY BRANCH | 10230 Paramount Blvd | Downey, CA |
Showing 7 of 1006
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/17/1947 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 60606 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 16,866 |
| Domestic Offices | 1,007 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/19/2025 |
| Date of Deposit Insurance | 05/17/1947 |
| Primary Insurance Agency | DIF |
| Website | www.bmo.com |
| Data Updated | 01/30/2026 |
| CERT | 16571 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $252.07B |
| Total Deposits | $196.98B |
| Total Liabilities | $214.68B |
| Total Equity Capital | $37.39B |
| Net Income | $667.85M |
| Net Loans and Leases | $137.55B |
| Assets Per Employee ($Millions) | $14.93M |
| Bank Premises and Fixed Assets | $1.98B |
| Cash and Balances due from Depository Institutions | $24.17B |
| Deposits Held in Domestic Offices | $196.98B |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 7.19% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 54.66% |
| Tier 1 Risk-Based Capital Ratio | 26,779,771% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.821% |
| Earning Assets to total Assets | 88.52% |
Income and Expense
| Total Interest Income | $3.02B |
| Total Noninterest Income | $401.05M |
| Total Interest Expense | $1.15B |
| Total Noninterest Expense | $1.30B |
| Net Interest Income | $1.87B |
| Pre-tax Net Operating Income | $854.06M |
| Provision for Credit Losses | $113.30M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $27.70M |
| Other borrowed funds | $12.67B |
| Federal Funds Sold & Reverse Repurchase Agreement | $80.81M |
| Federal Funds Purchased and Repurchased Agreement | $1.35B |
| All Other Liabilities | $3.57B |
| Total Liabilities and Capital | $252.07B |
Securities
| Securities | $63.65B |
| Available-for-sale debt securities | $43.99B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $19.59B |
| Subordinated Debt | $0 |
| Trading Account Assets | $347.87M |
| Trading Liabilities | $117.54M |
Frequently Asked Questions
What are the total assets of BMO Bank National Association?
$252.07B as of the latest filing.
How much are BMO Bank National Association's total deposits?
$196.98B in total deposits.
Where is BMO Bank National Association located?
Chicago, IL.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
1007.
When was it established?
05/17/1947.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$137.55B (latest filing).
What is the total interest income (latest filing)?
$3.02B.