Conservation First Bank
Benton, WI
IDRSSD: 208347
Total Assets
$118.96M
Latest filing
Total Deposits
$96.16M
Latest filing
Net Interest Margin
4.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075904513BENTON, WI
Key People
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Locations
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Main Office
Conservation First Bank
42 W Main St
Benton, WI 53803
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/05/1894FDIC Certificate 8943
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Conservation First Bank (Main) | 42 W Main St | Benton, WI |
| SHULLSBURG BRANCH | 195 Highway 11 | Shullsburg, WI |
| POTOSI BRANCH | 338 Highway 61 | Potosi, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/05/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53803 |
| State and County Number | 55065 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 05/05/1934 |
| Primary Insurance Agency | DIF |
| Website | https://bentonbank.com/ |
| Data Updated | 01/30/2026 |
| CERT | 14316 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $118.96M |
| Total Deposits | $96.16M |
| Total Liabilities | $103.44M |
| Total Equity Capital | $15.52M |
| Net Income | $481.00k |
| Net Loans and Leases | $104.89M |
| Assets Per Employee ($Millions) | $6.61M |
| Bank Premises and Fixed Assets | $1.10M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $96.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 12.58% |
| Net Interest Margin | 4.96% |
| Efficiency Ratio | 65.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.045% |
| Earning Assets to total Assets | 96.59% |
Income and Expense
| Total Interest Income | $2.06M |
| Total Noninterest Income | $134.00k |
| Total Interest Expense | $662.00k |
| Total Noninterest Expense | $1.00M |
| Net Interest Income | $1.40M |
| Pre-tax Net Operating Income | $481.00k |
| Provision for Credit Losses | $48.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $88.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $655.00k |
| Total Liabilities and Capital | $118.96M |
Securities
| Securities | $5.62M |
| Available-for-sale debt securities | $4.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $872.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Conservation First Bank?
$118.96M as of the latest filing.
How much are Conservation First Bank's total deposits?
$96.16M in total deposits.
Where is Conservation First Bank located?
Benton, WI.
What is the Net Interest Margin?
4.96%.
How many domestic offices does it operate?
3.
When was it established?
12/05/1894.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$104.89M (latest filing).
What is the total interest income (latest filing)?
$2.06M.