The Baxter State Bank
Baxter Springs, KS
IDRSSD: 1000856
Total Assets
$23.97M
Latest filing
Total Deposits
$18.10M
Latest filing
Net Interest Margin
5.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Baxter State Bank
1401 Military Ave
Baxter Springs, KS 66713
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 7914
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Baxter State Bank (Main) | 1401 Military Ave | Baxter Springs, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66713 |
| State and County Number | 20021 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.baxterstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 12432 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $23.97M |
| Total Deposits | $18.10M |
| Total Liabilities | $19.12M |
| Total Equity Capital | $4.85M |
| Net Income | $-385,000 |
| Net Loans and Leases | $12.81M |
| Assets Per Employee ($Millions) | $3.99M |
| Bank Premises and Fixed Assets | $234.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $18.10M |
Key Performance Ratios
| Return on Assets (ROA) | -6.3% |
| Return on Equity (ROE) | -30.29% |
| Net Interest Margin | 5.94% |
| Efficiency Ratio | 196.6% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 20.227% |
| Earning Assets to total Assets | 86.95% |
Income and Expense
| Total Interest Income | $325.00k |
| Total Noninterest Income | $72.00k |
| Total Interest Expense | $15.00k |
| Total Noninterest Expense | $751.00k |
| Net Interest Income | $310.00k |
| Pre-tax Net Operating Income | $-385,000 |
| Provision for Credit Losses | $16.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $47.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.85M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.02M |
| Total Liabilities and Capital | $23.97M |
Securities
| Securities | $5.15M |
| Available-for-sale debt securities | $5.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Baxter State Bank?
$23.97M as of the latest filing.
How much are The Baxter State Bank's total deposits?
$18.10M in total deposits.
Where is The Baxter State Bank located?
Baxter Springs, KS.
What is the Net Interest Margin?
5.94%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
-6.3%.
How much are total loans and leases?
$12.81M (latest filing).
What is the total interest income (latest filing)?
$325.00k.