Barwick Banking Company
Barwick, GA
IDRSSD: 1007734
Total Assets
$728.22M
Latest filing
Total Deposits
$590.41M
Latest filing
Net Interest Margin
3.92%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Barwick Banking Company
2020 E Main St
Barwick, GA 31720
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 15427
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Barwick Banking Company (Main) | 2020 E Main St | Barwick, GA |
| ST. AUGUSTINE BRANCH | 101 Marina Cove Dr. | Saint Augustine, FL |
| GAINESVILLE OFFICE BRANCH | 105 Sw 128th St | Newberry, FL |
| DAYTONA BEACH BRANCH | 105 Grand Preserve Way | Daytona Beach, FL |
| BOSTON BRANCH | 109 N Main Street | Boston, GA |
| PALATKA BRANCH | 620 S. State Road | Palatka, FL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31720 |
| State and County Number | 13027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Valdosta, GA |
Operational Info
| Number of Employees | 79 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/06/1976 |
| Primary Insurance Agency | DIF |
| Website | www.barwickbank.com |
| Data Updated | 01/30/2026 |
| CERT | 22205 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $728.22M |
| Total Deposits | $590.41M |
| Total Liabilities | $666.41M |
| Total Equity Capital | $61.80M |
| Net Income | $1.51M |
| Net Loans and Leases | $611.62M |
| Assets Per Employee ($Millions) | $8.99M |
| Bank Premises and Fixed Assets | $16.66M |
| Cash and Balances due from Depository Institutions | $35.99M |
| Deposits Held in Domestic Offices | $590.41M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 10.22% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 63.97% |
| Tier 1 Risk-Based Capital Ratio | 9.504% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.487% |
| Earning Assets to total Assets | 94.2% |
Income and Expense
| Total Interest Income | $10.98M |
| Total Noninterest Income | $481.00k |
| Total Interest Expense | $4.50M |
| Total Noninterest Expense | $4.45M |
| Net Interest Income | $6.47M |
| Pre-tax Net Operating Income | $2.06M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $316.00k |
| Other borrowed funds | $72.48M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.40M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.52M |
| Total Liabilities and Capital | $728.22M |
Securities
| Securities | $41.38M |
| Available-for-sale debt securities | $41.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Barwick Banking Company?
$728.22M as of the latest filing.
How much are Barwick Banking Company's total deposits?
$590.41M in total deposits.
Where is Barwick Banking Company located?
Barwick, GA.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$611.62M (latest filing).
What is the total interest income (latest filing)?
$10.98M.