The Bank of Greene County
Catskill, NY
IDRSSD: 214106
Total Assets
$3.06B
Latest filing
Total Deposits
$2.75B
Latest filing
Net Interest Margin
2.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Greene County
425 Main St
Catskill, NY 12414
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/18/1974FDIC Certificate 14936
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| The Bank of Greene County (Main) | 425 Main St | Catskill, NY |
| COXSACKIE BRANCH | 2 Technology Drive | West Coxsackie, NY |
| CAIRO BRANCH | 230 Matthew Simons Road | Cairo, NY |
| GREENVILLE BRANCH | 4 Garland Ln | Greenville, NY |
| TANNERSVILLE BRANCH | 6176 Main St | Tannersville, NY |
| WESTERLO BRANCH | 593 Ny Route 143 | Westerlo, NY |
| 7TH STREET HUDSON BRANCH | 21 N 7th St | Hudson, NY |
| CATSKILL BRANCH | 100 Catskill Cmns | Catskill, NY |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 05/18/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12414 |
| State and County Number | 36039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 203 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.tbogc.com |
| Data Updated | 11/14/2025 |
| CERT | 21591 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.06B |
| Total Deposits | $2.75B |
| Total Liabilities | $2.79B |
| Total Equity Capital | $269.12M |
| Net Income | $9.48M |
| Net Loans and Leases | $1.65B |
| Assets Per Employee ($Millions) | $15.3M |
| Bank Premises and Fixed Assets | $17.52M |
| Cash and Balances due from Depository Institutions | $157.12M |
| Deposits Held in Domestic Offices | $2.75B |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 14.39% |
| Net Interest Margin | 2.49% |
| Efficiency Ratio | 46.34% |
| Tier 1 Risk-Based Capital Ratio | 15.462% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.793% |
| Earning Assets to total Assets | 95.3% |
Income and Expense
| Total Interest Income | $31.73M |
| Total Noninterest Income | $3.88M |
| Total Interest Expense | $13.56M |
| Total Noninterest Expense | $10.22M |
| Net Interest Income | $18.18M |
| Pre-tax Net Operating Income | $10.82M |
| Provision for Credit Losses | $1.02M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $33.88M |
| Total Liabilities and Capital | $3.06B |
Securities
| Securities | $1.14B |
| Available-for-sale debt securities | $350.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $787.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Greene County?
$3.06B as of the latest filing.
How much are The Bank of Greene County's total deposits?
$2.75B in total deposits.
Where is The Bank of Greene County located?
Catskill, NY.
What is the Net Interest Margin?
2.49%.
How many domestic offices does it operate?
19.
When was it established?
05/18/1974.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$1.65B (latest filing).
What is the total interest income (latest filing)?
$31.73M.