The Bank of Fayette County
Piperton, TN
IDRSSD: 466754
Total Assets
$1.10B
Latest filing
Total Deposits
$947.06M
Latest filing
Net Interest Margin
4.12%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Fayette County
1265 Highway 57
Piperton, TN 38017
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/26/1905FDIC Certificate 6602
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Bank of Fayette County (Main) | 1265 Highway 57 | Piperton, TN |
| WHITEVILLE BRANCH | 2640 Us Highway 64 | Whiteville, TN |
| MOSCOW - EXPRESS BRANCH | 14375 Highway 57 | Moscow, TN |
| SOMERVILLE BRANCH | 15995 Us Highway 64 | Somerville, TN |
| HICKORY WITHE BRANCH | 3155 Highway 64 | Eads, TN |
| GRAND JUNCTION / LAGRANGE BRANCH | 25205 Highway 57 E | Grand Junction, TN |
| BOLIVAR BRANCH | 503 W Market St | Bolivar, TN |
| SELMER BRANCH | 610 Mulberry Ave | Selmer, TN |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/26/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38017 |
| State and County Number | 47157 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Memphis, TN-MS-AR |
Operational Info
| Number of Employees | 214 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thebank1905.com |
| Data Updated | 01/30/2026 |
| CERT | 10308 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.10B |
| Total Deposits | $947.06M |
| Total Liabilities | $995.14M |
| Total Equity Capital | $100.58M |
| Net Income | $2.54M |
| Net Loans and Leases | $888.19M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $24.41M |
| Cash and Balances due from Depository Institutions | $82.89M |
| Deposits Held in Domestic Offices | $947.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 10.15% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 63.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.179% |
| Earning Assets to total Assets | 95.09% |
Income and Expense
| Total Interest Income | $17.57M |
| Total Noninterest Income | $750.00k |
| Total Interest Expense | $6.93M |
| Total Noninterest Expense | $7.24M |
| Net Interest Income | $10.65M |
| Pre-tax Net Operating Income | $3.76M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $37.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.38M |
| Total Liabilities and Capital | $1.10B |
Securities
| Securities | $77.10M |
| Available-for-sale debt securities | $77.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Fayette County?
$1.10B as of the latest filing.
How much are The Bank of Fayette County's total deposits?
$947.06M in total deposits.
Where is The Bank of Fayette County located?
Piperton, TN.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
15.
When was it established?
04/26/1905.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$888.19M (latest filing).
What is the total interest income (latest filing)?
$17.57M.