Bank of DeSoto, National Association
De Soto, TX
IDRSSD: 638355
Total Assets
$262.81M
Latest filing
Total Deposits
$235.36M
Latest filing
Net Interest Margin
5.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of DeSoto, National Association
2011 N Hampton Rd
De Soto, TX 75115
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/27/1986FDIC Certificate 35231
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of DeSoto, National Association (Main) | 2011 N Hampton Rd | De Soto, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Bank
Amarillo, Texas
→
Assets: $271.97MΔ -0.0%
Freedom Bank
Alamo, Texas
→
Assets: $274.12MΔ +0.8%
Interstate Bank
Perryton, Texas
→
Assets: $275.26MΔ +1.2%
First National Bank of Burleson
Burleson, Texas
→
Assets: $266.71MΔ -1.9%
Incommons Bank, N.A.
Mexia, Texas
→
Assets: $261.70MΔ -3.8%
The First National Bank of Ballinger
Ballinger, Texas
→
Assets: $260.77MΔ -4.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/27/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75115 |
| State and County Number | 48113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/27/1986 |
| Primary Insurance Agency | DIF |
| Website | www.bankdesoto.com |
| Data Updated | 11/14/2025 |
| CERT | 26542 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $262.81M |
| Total Deposits | $235.36M |
| Total Liabilities | $236.04M |
| Total Equity Capital | $26.77M |
| Net Income | $1.16M |
| Net Loans and Leases | $156.85M |
| Assets Per Employee ($Millions) | $6.57M |
| Bank Premises and Fixed Assets | $3.17M |
| Cash and Balances due from Depository Institutions | $91.90M |
| Deposits Held in Domestic Offices | $235.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 17.47% |
| Net Interest Margin | 5.25% |
| Efficiency Ratio | 57.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.185% |
| Earning Assets to total Assets | 90.09% |
Income and Expense
| Total Interest Income | $4.78M |
| Total Noninterest Income | $167.00k |
| Total Interest Expense | $1.51M |
| Total Noninterest Expense | $1.98M |
| Net Interest Income | $3.27M |
| Pre-tax Net Operating Income | $1.16M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $839.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $681.00k |
| Total Liabilities and Capital | $262.81M |
Securities
| Securities | $6.34M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.34M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of DeSoto, National Association?
$262.81M as of the latest filing.
How much are Bank of DeSoto, National Association's total deposits?
$235.36M in total deposits.
Where is Bank of DeSoto, National Association located?
De Soto, TX.
What is the Net Interest Margin?
5.25%.
How many domestic offices does it operate?
1.
When was it established?
01/27/1986.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$156.85M (latest filing).
What is the total interest income (latest filing)?
$4.78M.