Bank of DeSoto, National Association
De Soto, TX
IDRSSD: 638355
Total Assets
$265.89M
Latest filing
Total Deposits
$238.66M
Latest filing
Net Interest Margin
4.93%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111916698DESOTO, TX
Key People
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Locations
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Main Office
Bank of DeSoto, National Association
2011 N Hampton Rd
De Soto, TX 75115
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/27/1986FDIC Certificate 35231
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of DeSoto, National Association (Main) | 2011 N Hampton Rd | De Soto, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/27/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75115 |
| State and County Number | 48113 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/27/1986 |
| Primary Insurance Agency | DIF |
| Website | www.bankdesoto.com |
| Data Updated | 01/30/2026 |
| CERT | 26542 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $265.89M |
| Total Deposits | $238.66M |
| Total Liabilities | $239.21M |
| Total Equity Capital | $26.69M |
| Net Income | $970.00k |
| Net Loans and Leases | $153.56M |
| Assets Per Employee ($Millions) | $6.65M |
| Bank Premises and Fixed Assets | $3.13M |
| Cash and Balances due from Depository Institutions | $78.46M |
| Deposits Held in Domestic Offices | $238.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 14.52% |
| Net Interest Margin | 4.93% |
| Efficiency Ratio | 69.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.037% |
| Earning Assets to total Assets | 96.21% |
Income and Expense
| Total Interest Income | $4.42M |
| Total Noninterest Income | $145.00k |
| Total Interest Expense | $1.38M |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $3.04M |
| Pre-tax Net Operating Income | $970.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $977.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $552.00k |
| Total Liabilities and Capital | $265.89M |
Securities
| Securities | $25.81M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $25.81M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of DeSoto, National Association?
$265.89M as of the latest filing.
How much are Bank of DeSoto, National Association's total deposits?
$238.66M in total deposits.
Where is Bank of DeSoto, National Association located?
De Soto, TX.
What is the Net Interest Margin?
4.93%.
How many domestic offices does it operate?
1.
When was it established?
01/27/1986.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$153.56M (latest filing).
What is the total interest income (latest filing)?
$4.42M.