Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	04/17/1863
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	10168
State and County Number	36061
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	02
Numeric code	41
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	New York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees	1,318
Domestic Offices	82
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	12/31/2023
Date of Deposit Insurance	07/01/1943
Primary Insurance Agency	DIF
Website	www.applebank.com
Data Updated	11/14/2025
CERT	16068
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$18.82B
Total Deposits	$15.41B
Total Liabilities	$17.25B
Total Equity Capital	$1.57B
Net Income	$14.79M
Net Loans and Leases	$13.11B
Assets Per Employee ($Millions)	$14.34M
Bank Premises and Fixed Assets	$196.22M
Cash and Balances due from Depository Institutions	$705.99M
Deposits Held in Domestic Offices	$15.41B

Return on Assets (ROA)	0.32%
Return on Equity (ROE)	3.8%
Net Interest Margin	2.24%
Efficiency Ratio	82.21%
Tier 1 Risk-Based Capital Ratio	11.519%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	-0.01%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.348%
Earning Assets to total Assets	94.11%

Total Interest Income	$221.16M
Total Noninterest Income	$9.22M
Total Interest Expense	$123.25M
Total Noninterest Expense	$88.07M
Net Interest Income	$97.91M
Pre-tax Net Operating Income	$19.75M
Provision for Credit Losses	$-684,000
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$58.00k
Other borrowed funds	$1.49B
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$351.44M
Total Liabilities and Capital	$18.82B

Securities	$3.79B
Available-for-sale debt securities	$3.38B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$401.55M
Subordinated Debt	$0
Trading Account Assets	$130.12M
Trading Liabilities	$0

What are the total assets of Apple Bank?

$18.82B as of the latest filing.

How much are Apple Bank's total deposits?

$15.41B in total deposits.

Where is Apple Bank located?

New York, NY.

What is the Net Interest Margin?

2.24%.

How many domestic offices does it operate?

82.

When was it established?

04/17/1863.

What is the Return on Assets (ROA)?

0.32%.

How much are total loans and leases?

$13.11B (latest filing).

What is the total interest income (latest filing)?

$221.16M.