Apple Bank

New York, NY
IDRSSD: 249612
Total Assets
$19.22B
Latest filing
Total Deposits
$15.71B
Latest filing
Net Interest Margin
2.32%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

226070584NEW YORK, NY

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Apple Bank
122 E 42nd St
New York, NY 10168
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/17/1863FDIC Certificate 10290

Branches (81)

Page 1 of 12
NameAddressCity / State
Apple Bank (Main)122 E 42nd StNew York, NY
WESTCHESTER SQUARE BRANCH12 Westchester SqBronx, NY
DOWNING STREET BRANCH10 Downing StNew York, NY
SAG HARBOR BRANCH138 Main StSag Harbor, NY
73RD STREET2100 Broadway At 73rd StreetNew York, NY
PENN STATION BRANCH345 7th AveNew York, NY
JAMAICA BRANCH17033 Hillside AveJamaica, NY
LONG BEACH BRANCH280 E Park AveLong Beach, NY
Showing 7 of 81

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date04/17/1863
Community BankYes
Ownership TypeNot Mutual
ZIP10168
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees1,312
Domestic Offices82
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/31/2023
Date of Deposit Insurance07/01/1943
Primary Insurance AgencyDIF
Websitewww.applebank.com
Data Updated01/30/2026
CERT16068
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$19.22B
Total Deposits$15.71B
Total Liabilities$17.64B
Total Equity Capital$1.58B
Net Income$24.20M
Net Loans and Leases$13.27B
Assets Per Employee ($Millions)$14.85M
Bank Premises and Fixed Assets$190.19M
Cash and Balances due from Depository Institutions$790.34M
Deposits Held in Domestic Offices$15.71B

Key Performance Ratios

Return on Assets (ROA)0.51%
Return on Equity (ROE)6.15%
Net Interest Margin2.32%
Efficiency Ratio73.08%
Tier 1 Risk-Based Capital Ratio11.299%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.207%
Earning Assets to total Assets94.12%

Income and Expense

Total Interest Income$224.63M
Total Noninterest Income$24.33M
Total Interest Expense$120.92M
Total Noninterest Expense$93.57M
Net Interest Income$103.71M
Pre-tax Net Operating Income$32.77M
Provision for Credit Losses$1.70M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$58.00k
Other borrowed funds$1.65B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$283.61M
Total Liabilities and Capital$19.22B

Securities

Securities$3.93B
Available-for-sale debt securities$3.53B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$392.98M
Subordinated Debt$0
Trading Account Assets$128.83M
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Apple Bank?
$19.22B as of the latest filing.
How much are Apple Bank's total deposits?
$15.71B in total deposits.
Where is Apple Bank located?
New York, NY.
What is the Net Interest Margin?
2.32%.
How many domestic offices does it operate?
82.
When was it established?
04/17/1863.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$13.27B (latest filing).
What is the total interest income (latest filing)?
$224.63M.