Metropolitan Commercial Bank
New York, NY
IDRSSD: 2705895
Total Assets
$8.23B
Latest filing
Total Deposits
$7.14B
Latest filing
Net Interest Margin
3.98%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Metropolitan Commercial Bank
99 Park Ave
New York, NY 10016
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/21/1999FDIC Certificate 61302
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Metropolitan Commercial Bank (Main) | 99 Park Ave | New York, NY |
| GARMENT DISTRICT/TIMES SQUARE BRANCH | 1431 Broadway | New York, NY |
| 16 WEST 46TH STREET BRANCH | 16 W 46th St | New York, NY |
| GARMENT DISTRICT TIMES SQUARE BRANCH | 1431 Broadway | New York, NY |
| MAIN OFFICE BRANCH | 99 Park Ave | New York, NY |
| BORO PARK BRANCH | 5102 13th Avenue | Brooklyn, NY |
| GREAT NECK BRANCH | 111 Great Neck Rd | Great Neck, NY |
| LEXINGTON AVENUE BRANCH | 1270 Lexington Ave | New York, NY |
Showing 7 of 7
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/21/1999 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 10016 |
| State and County Number | 36061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 300 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/21/1999 |
| Primary Insurance Agency | DIF |
| Website | www.mcbankny.com |
| Data Updated | 11/14/2025 |
| CERT | 34699 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.23B |
| Total Deposits | $7.14B |
| Total Liabilities | $7.51B |
| Total Equity Capital | $719.56M |
| Net Income | $8.25M |
| Net Loans and Leases | $6.69B |
| Assets Per Employee ($Millions) | $26.22M |
| Bank Premises and Fixed Assets | $80.96M |
| Cash and Balances due from Depository Institutions | $385.94M |
| Deposits Held in Domestic Offices | $7.14B |
Key Performance Ratios
| Return on Assets (ROA) | 0.41% |
| Return on Equity (ROE) | 4.56% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 55.55% |
| Tier 1 Risk-Based Capital Ratio | 10.446% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.74% |
| Earning Assets to total Assets | 97.1% |
Income and Expense
| Total Interest Income | $132.00M |
| Total Noninterest Income | $2.48M |
| Total Interest Expense | $54.36M |
| Total Noninterest Expense | $44.51M |
| Net Interest Income | $77.64M |
| Pre-tax Net Operating Income | $11.75M |
| Provision for Credit Losses | $23.86M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $167.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $125.00M |
| All Other Liabilities | $83.92M |
| Total Liabilities and Capital | $8.23B |
Securities
| Securities | $934.44M |
| Available-for-sale debt securities | $552.44M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $376.45M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Metropolitan Commercial Bank?
$8.23B as of the latest filing.
How much are Metropolitan Commercial Bank's total deposits?
$7.14B in total deposits.
Where is Metropolitan Commercial Bank located?
New York, NY.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
8.
When was it established?
06/21/1999.
What is the Return on Assets (ROA)?
0.41%.
How much are total loans and leases?
$6.69B (latest filing).
What is the total interest income (latest filing)?
$132.00M.