Americana Community Bank
Sleepy Eye, MN
IDRSSD: 201254
Total Assets
$179.07M
Latest filing
Total Deposits
$150.64M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Americana Community Bank
300 Main St W
Sleepy Eye, MN 56085
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1881FDIC Certificate 5229
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Americana Community Bank (Main) | 300 Main St W | Sleepy Eye, MN |
| CHANHASSEN BRANCH | 600 Market St Ste 100 | Chanhassen, MN |
| MAPLE GROVE BRANCH | 9495 Blackoaks Ln N | Maple Grove, MN |
| ADMINISTRATION OFFICE BRANCH | 600 Market St | Chanhassen, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1881 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56085 |
| State and County Number | 27015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | New Ulm, MN |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.americanafinancial.com |
| Data Updated | 11/14/2025 |
| CERT | 8205 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $179.07M |
| Total Deposits | $150.64M |
| Total Liabilities | $160.44M |
| Total Equity Capital | $18.62M |
| Net Income | $291.00k |
| Net Loans and Leases | $137.34M |
| Assets Per Employee ($Millions) | $5.27M |
| Bank Premises and Fixed Assets | $1.67M |
| Cash and Balances due from Depository Institutions | $4.69M |
| Deposits Held in Domestic Offices | $150.64M |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 6.33% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 72.5% |
| Tier 1 Risk-Based Capital Ratio | 12.999% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.4% |
| Earning Assets to total Assets | 94.63% |
Income and Expense
| Total Interest Income | $2.56M |
| Total Noninterest Income | $119.00k |
| Total Interest Expense | $887.00k |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $1.67M |
| Pre-tax Net Operating Income | $449.00k |
| Provision for Credit Losses | $44.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $805.00k |
| Total Liabilities and Capital | $179.07M |
Securities
| Securities | $30.11M |
| Available-for-sale debt securities | $30.11M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Americana Community Bank?
$179.07M as of the latest filing.
How much are Americana Community Bank's total deposits?
$150.64M in total deposits.
Where is Americana Community Bank located?
Sleepy Eye, MN.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1881.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$137.34M (latest filing).
What is the total interest income (latest filing)?
$2.56M.