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ESB Bank

Caledonia, MN
IDRSSD: 40855
Total Assets
$189.86M
Latest filing
Total Deposits
$161.38M
Latest filing
Net Interest Margin
—
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/02/1909
Community BankYes
Ownership TypeNot Mutual
ZIP55921
State and County Number27055
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameLa Crosse-Onalaska, WI-MN

Operational Info

Number of Employees20
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttps://www.esbbanking.com
Data Updated11/14/2025
CERT10980
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$189.86M
Total Deposits$161.38M
Total Liabilities$172.27M
Total Equity Capital$0
Net Income$831.00k
Net Loans and Leases$159.69M
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$2.93M
Total Noninterest Income$208.00k
Total Interest Expense$1.30M
Total Noninterest Expense$901.00k
Net Interest Income$1.64M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of ESB Bank?
$189.86M as of the latest filing.
How much are ESB Bank's total deposits?
$161.38M in total deposits.
Where is ESB Bank located?
Caledonia, MN.
What is the Net Interest Margin?
Not available.
How many domestic offices does it operate?
3.
When was it established?
01/02/1909.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$159.69M (latest filing).
What is the total interest income (latest filing)?
$2.93M.