American Exchange Bank, Lindsay, Oklahoma
Lindsay, OK
IDRSSD: 826451
Total Assets
$91.43M
Latest filing
Total Deposits
$80.61M
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American Exchange Bank, Lindsay, Oklahoma
402 S Main St
Lindsay, OK 73052
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1924FDIC Certificate 1544
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Exchange Bank, Lindsay, Oklahoma (Main) | 402 S Main St | Lindsay, OK |
| AMERICAN EXCHANGE | 405 S Main St | Lindsay, OK |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1924 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73052 |
| State and County Number | 40049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 2328 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $91.43M |
| Total Deposits | $80.61M |
| Total Liabilities | $82.02M |
| Total Equity Capital | $9.41M |
| Net Income | $-692,000 |
| Net Loans and Leases | $29.30M |
| Assets Per Employee ($Millions) | $6.1M |
| Bank Premises and Fixed Assets | $786.00k |
| Cash and Balances due from Depository Institutions | $3.02M |
| Deposits Held in Domestic Offices | $80.61M |
Key Performance Ratios
| Return on Assets (ROA) | -2.98% |
| Return on Equity (ROE) | -27.99% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 126.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.288% |
| Earning Assets to total Assets | 91.54% |
Income and Expense
| Total Interest Income | $1.02M |
| Total Noninterest Income | $57.00k |
| Total Interest Expense | $198.00k |
| Total Noninterest Expense | $1.12M |
| Net Interest Income | $825.00k |
| Pre-tax Net Operating Income | $-735,000 |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $488.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.46M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.42M |
| Total Liabilities and Capital | $91.43M |
Securities
| Securities | $49.94M |
| Available-for-sale debt securities | $49.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Exchange Bank, Lindsay, Oklahoma?
$91.43M as of the latest filing.
How much are American Exchange Bank, Lindsay, Oklahoma's total deposits?
$80.61M in total deposits.
Where is American Exchange Bank, Lindsay, Oklahoma located?
Lindsay, OK.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
-2.98%.
How much are total loans and leases?
$29.30M (latest filing).
What is the total interest income (latest filing)?
$1.02M.