Grant County State Bank
Swayzee, IN
IDRSSD: 933340
Total Assets
$388.56M
Latest filing
Total Deposits
$308.68M
Latest filing
Net Interest Margin
4.30%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Grant County State Bank
102 N Washington St
Swayzee, IN 46986
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/30/1939FDIC Certificate 9957
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grant County State Bank (Main) | 102 N Washington St | Swayzee, IN |
| MARION BRANCH | 1717 W Kem Rd | Marion, IN |
| SWEETSER BRANCH | 3988 West Delphi Road | Sweetser, IN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/30/1939 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46986 |
| State and County Number | 18053 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Marion, IN |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/02/1939 |
| Primary Insurance Agency | DIF |
| Website | www.grantcostatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15687 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $388.56M |
| Total Deposits | $308.68M |
| Total Liabilities | $344.68M |
| Total Equity Capital | $43.89M |
| Net Income | $2.31M |
| Net Loans and Leases | $305.89M |
| Assets Per Employee ($Millions) | $17.66M |
| Bank Premises and Fixed Assets | $1.48M |
| Cash and Balances due from Depository Institutions | $72.61M |
| Deposits Held in Domestic Offices | $308.68M |
Key Performance Ratios
| Return on Assets (ROA) | 2.39% |
| Return on Equity (ROE) | 20.81% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 20.9% |
| Tier 1 Risk-Based Capital Ratio | 17.602% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.295% |
| Earning Assets to total Assets | 96.78% |
Income and Expense
| Total Interest Income | $7.07M |
| Total Noninterest Income | $130.00k |
| Total Interest Expense | $3.05M |
| Total Noninterest Expense | $868.00k |
| Net Interest Income | $4.02M |
| Pre-tax Net Operating Income | $2.31M |
| Provision for Credit Losses | $973.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $159.00k |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $999.00k |
| Total Liabilities and Capital | $388.56M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grant County State Bank?
$388.56M as of the latest filing.
How much are Grant County State Bank's total deposits?
$308.68M in total deposits.
Where is Grant County State Bank located?
Swayzee, IN.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
3.
When was it established?
09/30/1939.
What is the Return on Assets (ROA)?
2.39%.
How much are total loans and leases?
$305.89M (latest filing).
What is the total interest income (latest filing)?
$7.07M.