BHM Bank
Birmingham, AL
IDRSSD: 2877484
Total Assets
$19.01M
Latest filing
Total Deposits
$15.27M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BHM Bank
2170 Highland Ave S
Birmingham, AL 35205
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/28/2000FDIC Certificate 78220
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| BHM Bank (Main) | 2170 Highland Ave S | Birmingham, AL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
CommerceOne Bank
Birmingham, Alabama
→
Assets: $762.72MΔ +3943.9%
First US Bank
Birmingham, Alabama
→
Assets: $1.14BΔ +5961.5%
SouthPoint Bank
Birmingham, Alabama
→
Assets: $1.68BΔ +8783.4%
Oakworth Capital Bank
Birmingham, Alabama
→
Assets: $1.85BΔ +9704.8%
ServisFirst Bank
Birmingham, Alabama
→
Assets: $17.38BΔ +92034.5%
Regions Bank
Birmingham, Alabama
→
Assets: $157.81BΔ +836584.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/28/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35205 |
| State and County Number | 01073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/05/2025 |
| Date of Deposit Insurance | 01/28/2000 |
| Primary Insurance Agency | DIF |
| Website | BHM.bank |
| Data Updated | 11/14/2025 |
| CERT | 35314 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $19.01M |
| Total Deposits | $15.27M |
| Total Liabilities | $16.13M |
| Total Equity Capital | $2.89M |
| Net Income | $-9,000 |
| Net Loans and Leases | $9.99M |
| Assets Per Employee ($Millions) | $2.38M |
| Bank Premises and Fixed Assets | $818.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $15.27M |
Key Performance Ratios
| Return on Assets (ROA) | -0.19% |
| Return on Equity (ROE) | -1.25% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 101.92% |
| Tier 1 Risk-Based Capital Ratio | 22.227% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.178% |
| Earning Assets to total Assets | 89.19% |
Income and Expense
| Total Interest Income | $241.00k |
| Total Noninterest Income | $296.00k |
| Total Interest Expense | $68.00k |
| Total Noninterest Expense | $478.00k |
| Net Interest Income | $173.00k |
| Pre-tax Net Operating Income | $-9,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $858.00k |
| Total Liabilities and Capital | $19.01M |
Securities
| Securities | $3.51M |
| Available-for-sale debt securities | $3.51M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BHM Bank?
$19.01M as of the latest filing.
How much are BHM Bank's total deposits?
$15.27M in total deposits.
Where is BHM Bank located?
Birmingham, AL.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
1.
When was it established?
01/28/2000.
What is the Return on Assets (ROA)?
-0.19%.
How much are total loans and leases?
$9.99M (latest filing).
What is the total interest income (latest filing)?
$241.00k.