Commonwealth National Bank
Mobile, AL
IDRSSD: 578237
Total Assets
$66.17M
Latest filing
Total Deposits
$56.77M
Latest filing
Net Interest Margin
4.42%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065102833MOBILE, AL
Key People
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Locations
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Main Office
Commonwealth National Bank
2214 Saint Stephens Rd
Mobile, AL 36617
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/19/1976FDIC Certificate 15447
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commonwealth National Bank (Main) | 2214 Saint Stephens Rd | Mobile, AL |
| GOVERNMENT BRANCH | 3959 Government Blvd | Mobile, AL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/19/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36617 |
| State and County Number | 01097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Mobile, AL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/19/1976 |
| Primary Insurance Agency | DIF |
| Website | www.ecommonwealthbank.com |
| Data Updated | 01/30/2026 |
| CERT | 22229 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $66.17M |
| Total Deposits | $56.77M |
| Total Liabilities | $56.94M |
| Total Equity Capital | $9.23M |
| Net Income | $185.00k |
| Net Loans and Leases | $25.83M |
| Assets Per Employee ($Millions) | $3.68M |
| Bank Premises and Fixed Assets | $1.52M |
| Cash and Balances due from Depository Institutions | $10.77M |
| Deposits Held in Domestic Offices | $56.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 8.08% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 90.85% |
| Tier 1 Risk-Based Capital Ratio | 33.581% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.951% |
| Earning Assets to total Assets | 90.75% |
Income and Expense
| Total Interest Income | $774.00k |
| Total Noninterest Income | $339.00k |
| Total Interest Expense | $107.00k |
| Total Noninterest Expense | $914.00k |
| Net Interest Income | $667.00k |
| Pre-tax Net Operating Income | $92.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $162.00k |
| Total Liabilities and Capital | $66.17M |
Securities
| Securities | $27.33M |
| Available-for-sale debt securities | $27.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commonwealth National Bank?
$66.17M as of the latest filing.
How much are Commonwealth National Bank's total deposits?
$56.77M in total deposits.
Where is Commonwealth National Bank located?
Mobile, AL.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
2.
When was it established?
02/19/1976.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$25.83M (latest filing).
What is the total interest income (latest filing)?
$774.00k.