Bank of Walker County
Jasper, AL
IDRSSD: 3254297
Total Assets
$97.80M
Latest filing
Total Deposits
$87.58M
Latest filing
Net Interest Margin
5.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Walker County
607 Highway 78 E
Jasper, AL 35501
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/29/2004FDIC Certificate 418989
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Walker County (Main) | 607 Highway 78 E | Jasper, AL |
| JASPER BRANCH | 5616 Curry Hwy | Jasper, AL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/29/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35501 |
| State and County Number | 01127 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Jasper, AL |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/29/2004 |
| Primary Insurance Agency | DIF |
| Website | www.bankofwalkercounty.bank |
| Data Updated | 11/14/2025 |
| CERT | 57640 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $97.80M |
| Total Deposits | $87.58M |
| Total Liabilities | $87.79M |
| Total Equity Capital | $10.01M |
| Net Income | $365.00k |
| Net Loans and Leases | $72.89M |
| Assets Per Employee ($Millions) | $4.25M |
| Bank Premises and Fixed Assets | $1.53M |
| Cash and Balances due from Depository Institutions | $7.74M |
| Deposits Held in Domestic Offices | $87.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1.5% |
| Return on Equity (ROE) | 14.96% |
| Net Interest Margin | 5.27% |
| Efficiency Ratio | 69.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.234% |
| Earning Assets to total Assets | 92.74% |
Income and Expense
| Total Interest Income | $1.49M |
| Total Noninterest Income | $183.00k |
| Total Interest Expense | $290.00k |
| Total Noninterest Expense | $966.00k |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $389.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.85M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $214.00k |
| Total Liabilities and Capital | $97.80M |
Securities
| Securities | $9.15M |
| Available-for-sale debt securities | $9.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Walker County?
$97.80M as of the latest filing.
How much are Bank of Walker County's total deposits?
$87.58M in total deposits.
Where is Bank of Walker County located?
Jasper, AL.
What is the Net Interest Margin?
5.27%.
How many domestic offices does it operate?
2.
When was it established?
03/29/2004.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$72.89M (latest filing).
What is the total interest income (latest filing)?
$1.49M.