Bank of Walker County

Jasper, AL
IDRSSD: 3254297
Total Assets
$95.55M
Latest filing
Total Deposits
$85.05M
Latest filing
Net Interest Margin
5.41%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

062206460JASPER, AL

Key People

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Locations

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Main Office
Bank of Walker County
607 Highway 78 E
Jasper, AL 35501
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/29/2004FDIC Certificate 418989

Branches (1)

Page 1 of 1
NameAddressCity / State
Bank of Walker County (Main)607 Highway 78 EJasper, AL
JASPER BRANCH5616 Curry HwyJasper, AL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/29/2004
Community BankYes
Ownership TypeNot Mutual
ZIP35501
State and County Number01127
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameJasper, AL

Operational Info

Number of Employees23
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/29/2004
Primary Insurance AgencyDIF
Websitewww.bankofwalkercounty.bank
Data Updated01/30/2026
CERT57640
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$95.55M
Total Deposits$85.05M
Total Liabilities$85.25M
Total Equity Capital$10.30M
Net Income$252.00k
Net Loans and Leases$73.19M
Assets Per Employee ($Millions)$4.15M
Bank Premises and Fixed Assets$1.52M
Cash and Balances due from Depository Institutions$5.19M
Deposits Held in Domestic Offices$85.05M

Key Performance Ratios

Return on Assets (ROA)1.04%
Return on Equity (ROE)9.93%
Net Interest Margin5.41%
Efficiency Ratio78.97%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.777%
Earning Assets to total Assets93.81%

Income and Expense

Total Interest Income$1.50M
Total Noninterest Income$173.00k
Total Interest Expense$282.00k
Total Noninterest Expense$1.10M
Net Interest Income$1.22M
Pre-tax Net Operating Income$263.00k
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$5.28M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$201.00k
Total Liabilities and Capital$95.55M

Securities

Securities$8.79M
Available-for-sale debt securities$8.79M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Walker County?
$95.55M as of the latest filing.
How much are Bank of Walker County's total deposits?
$85.05M in total deposits.
Where is Bank of Walker County located?
Jasper, AL.
What is the Net Interest Margin?
5.41%.
How many domestic offices does it operate?
2.
When was it established?
03/29/2004.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$73.19M (latest filing).
What is the total interest income (latest filing)?
$1.50M.