Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1920
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	55021
State and County Number	27131
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	09
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Faribault-Northfield, MN

Operational Info

Number of Employees	15
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/01/2025
Date of Deposit Insurance	08/09/1989
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	31249
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$167.19M
Total Deposits	$148.26M
Total Liabilities	$149.32M
Total Equity Capital	$17.87M
Net Income	$441.00k
Net Loans and Leases	$74.96M
Assets Per Employee ($Millions)	$11.15M
Bank Premises and Fixed Assets	$2.35M
Cash and Balances due from Depository Institutions	$9.23M
Deposits Held in Domestic Offices	$148.26M

Return on Assets (ROA)	1.06%
Return on Equity (ROE)	10.22%
Net Interest Margin	3.24%
Efficiency Ratio	55.62%
Tier 1 Risk-Based Capital Ratio	16.809%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.689%
Earning Assets to total Assets	94.16%

Total Interest Income	$1.59M
Total Noninterest Income	$122.00k
Total Interest Expense	$328.00k
Total Noninterest Expense	$772.00k
Net Interest Income	$1.27M
Pre-tax Net Operating Income	$616.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$1.06M
Total Liabilities and Capital	$167.19M

Securities	$74.24M
Available-for-sale debt securities	$74.24M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of 1st United Bank?

$167.19M as of the latest filing.

How much are 1st United Bank's total deposits?

$148.26M in total deposits.

Where is 1st United Bank located?

Faribault, MN.

What is the Net Interest Margin?

3.24%.

How many domestic offices does it operate?

When was it established?

01/01/1920.

What is the Return on Assets (ROA)?

1.06%.

How much are total loans and leases?

$74.96M (latest filing).

What is the total interest income (latest filing)?

$1.59M.