Net Interest Margin2025Q1

Updated: 2025-03-31
TEXAS·2025-03-31·Banks: 377

State Rankings & Insights

See how banks across TEXAS rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 3.86%
  • Median: 3.82%
  • Min / Max: 0.48%7.33%
Count
377
Sum
1456.43%
Avg
3.86%
Median
3.82%
Min
0.48%
Max
7.33%
BankCityNet Interest Margin
BRAZOS NATIONAL BANKRICHWOOD7.33%
BANK OF SOUTH TEXASMCALLEN7.13%
FIRST NB OF HUGHES SPRINGSHUGHES SPRINGS6.83%
PAVILLION BANKRICHARDSON6.64%
FIRST STATE BANKABERNATHY6.63%
TBK BANK SSBDALLAS6.47%
AUSTIN CAPITAL BANK SSBAUSTIN6.45%
FIRST NATIONAL BANK OF ANSONANSON6.27%
COMMERCIAL NB OF BRADYBRADY6.05%
NATIONAL BANK OF ANDREWSANDREWS6.00%
FIRST NB OF DUBLINDUBLIN5.99%
FIRST NB OF ELDORADOELDORADO5.96%
SOUTHWEST BANKODESSA5.92%
SECURITY BANK OF TEXASCRAWFORD5.78%
FIRST STATE BANKJUNCTION5.67%
TEXAS TRADITIONS BANKKATY5.66%
AMISTAD BANKDEL RIO5.65%
FIRST NB OF TOM BEANTOM BEAN5.53%
FIRST CAPITAL BANKQUANAH5.51%
CHARTER BANKCORPUS CHRISTI5.49%
TEXAS FINANCIAL BANKEDEN5.49%
FIRST STATE BANK OF ODEMODEM5.47%
CITIZENS STB OF LULINGLULING5.46%
COMMERCIAL STATE BANKPALMER5.46%
COLEMAN COUNTY STATE BANKCOLEMAN5.39%
HERRING BANKAMARILLO5.34%
NEWFIRST NATIONAL BANKEL CAMPO5.30%
FIRST STATE BANKSHALLOWATER5.29%
GREATER STATE BANKMCALLEN5.21%
WALLIS BANKWALLIS5.18%
FIRST NB OF WINNSBOROWINNSBORO5.17%
FIDELITY BANK OF TEXASWACO5.14%
FIRST STATE BANKLOUISE5.13%
AMERICAN BANK NATIONAL ASSNDALLAS5.11%
STATE BANK OF TEXASIRVING5.09%
GUADALUPE BANKKERRVILLE5.09%
WEST TEXAS STATE BANKSNYDER5.06%
INTERNATIONAL BK OF COMLAREDO5.06%
COWBOY BANK OF TEXASMAYPEARL5.03%
COMMUNITY NATIONAL BANKMIDLAND5.02%
FIRST NB OF HEREFORDHEREFORD5.02%
TITAN BANK N AMINERAL WELLS4.99%
FIRST BANK&TRUST OF MEMPHISMEMPHIS4.97%
STATE BANK OF DE KALBDE KALB4.96%
AMERICAN NB OF MT PLEASANTMOUNT PLEASANT4.96%
FIRST NB OF S PADRE ISLSOUTH PADRE ISLA4.96%
BANK OF DESOTO NATIONAL ASSNDE SOTO4.96%
ANGELINA SAVINGS BANK SSBLUFKIN4.96%
VALUEBANK TEXASCORPUS CHRISTI4.92%
AUSTIN COUNTY STATE BANKBELLVILLE4.92%
AGILITY BANK NATIONAL ASSNHOUSTON4.92%
CITIZENS STATE BANKANTON4.91%
MAVERICK BANKFORT DAVIS4.91%
FIRST BANKBURKBURNETT4.89%
CITIZENS NB OF TEXASWAXAHACHIE4.89%
CENTRAL BANKHOUSTON4.88%
AMERICAN MOMENTUM BANKCOLLEGE STATION4.88%
WESTERN BANKLUBBOCK4.87%
BK SAN JACINTO CNTY COLDSPRICOLDSPRING4.87%
SHELBY SAVINGS BANK SSBCENTER4.84%
CROWELL STATE BANKCROWELL4.83%
FARMERS STATE BANKCENTER4.81%
COMMUNITY BANKBRIDGEPORT4.80%
ONE WORLD BANKDALLAS4.79%
TEJAS BANKMONAHANS4.78%
CITIZENS BANKAMARILLO4.77%
FIRST NB OF BURLESONBURLESON4.72%
FIRST NB IN FALFURRIASFALFURRIAS4.71%
TEXAS REPUBLIC BANK NAFRISCO4.71%
HARMONY BANKDALLAS4.71%
FIRST NB OF FORT STOCKTONFORT STOCKTON4.70%
BANDERA BANKBANDERA4.69%
FARMERS STATE BANKGROESBECK4.68%
FIRST COMMUNITY BANKCORPUS CHRISTI4.67%
FIRST FED BK LITTLEFIELD TXLITTLEFIELD4.67%
SECURITY STATE BANK&TRUSTFREDERICKSBURG4.66%
AUSTIN BANK TEXAS NAJACKSONVILLE4.66%
NBT FINANCIAL BANKFORT WORTH4.65%
GRANDVIEW BANKGRANDVIEW4.65%
CITIZENS STATE BANKSOMERVILLE4.63%
INTEGRITY BANK SSBHOUSTON4.63%
MINT NATIONAL BANKKINGWOOD4.60%
SOUTHSTAR BANK SSBMOULTON4.59%
SUNDOWN STATE BANKSUNDOWN4.59%
FIRST STATE BANK OF BEDIASBEDIAS4.55%
AVANA BANKABILENE4.54%
LOVELADY STATE BANKLOVELADY4.54%
FIRST NB OF BOSQUE COUNTYVALLEY MILLS4.54%
CITIZENS STATE BANKMILES4.53%
ARROWHEAD BANKLLANO4.52%
TEXAS COMMUNITY BANKLAREDO4.51%
WOODFOREST NATIONAL BANKTHE WOODLANDS4.49%
LEGEND BANK N ABOWIE4.49%
FARMERS&MERCHANTS BANKDE LEON4.49%
CLEAR FORK BANK NAALBANY4.47%
INCOMMONS BANK N AMEXIA4.45%
SANTA ANNA NATIONAL BANKSANTA ANNA4.45%
T BANK NATIONAL ASSNDALLAS4.45%
BUCKHOLTS STATE BANKBUCKHOLTS4.43%
UBANKHUNTINGTON4.43%
PLAINS STATE BANKHUMBLE4.41%
CAPITAL BANKJACINTO CITY4.41%
FIRST NB OF EAGLE LAKEEAGLE LAKE4.41%
STATE NATIONAL BANKGROOM4.41%
TEXAS NATIONAL BANKMERCEDES4.41%
CITY NATIONAL BANK OF TAYLORTAYLOR4.40%
TEXAS CHAMPION BANKCORPUS CHRISTI4.39%
TEXAS HERITAGE BANKBOERNE4.38%
CITIZENS NATIONAL BANKCROCKETT4.38%
FIRST STATE BANKCLUTE4.34%
CITIZENS STATE BANKWOODVILLE4.33%
FIRST TEXAS NATIONAL BANKFLOYDADA4.33%
FIRST NB&T CO OF WEATHERFORDWEATHERFORD4.32%
BANK OF THE WESTGRAPEVINE4.31%
SOUTHTRUST BANK N AGEORGE WEST4.30%
FRONTIER BANK OF TEXASELGIN4.30%
BANK&TRUST SSBDEL RIO4.29%
CITY NB OF SULPHUR SPRINGSSULPHUR SPRINGS4.29%
HOMEBANK TEXASSEAGOVILLE4.28%
SPRING HILL STATE BANKLONGVIEW4.28%
FIRST STATE BANK OF TEXASORANGE4.27%
FIRST COMMUNITY BANKSAN BENITO4.27%
STELLAR BANKHOUSTON4.27%
FIRST LIBERTY BANKLIBERTY4.26%
CAPTEX BANKFORT WORTH4.26%
PEOPLES BANKLUBBOCK4.25%
FIRST NB OF QUITAQUEQUITAQUE4.24%
FIRST NB OF EAST TEXASGILMER4.23%
NORMANGEE STATE BANKNORMANGEE4.22%
FUNDBANK NATIONAL ASSNAUSTIN4.22%
VICTORY BANKLUBBOCK4.21%
LAMAR NATIONAL BANKPARIS4.21%
UNITED TEXAS BANKDALLAS4.21%
COMMUNITY NB&T OF TEXASCORSICANA4.20%
COMMUNITY BANKLONGVIEW4.20%
FIRST STATE BANKSPEARMAN4.19%
SANGER BANKSANGER4.16%
FIRST NB OF SONORASONORA4.16%
POINTWEST BANKWEST4.15%
FIRST NATIONAL BANK OF LIPANLIPAN4.15%
HIGHTOWER TRUST CO NAHOUSTON4.15%
FIRST NB OF HUNTSVILLEHUNTSVILLE4.13%
LIBERTY CAPITAL BANKADDISON4.13%
PEOPLES STATE BANKSHEPHERD4.12%
BENCHMARK BANKPLANO4.12%
AMARILLO NATIONAL BANKAMARILLO4.09%
FIRST NATIONAL BANK OF EVANTEVANT4.09%
KLEBERG BANK N AKINGSVILLE4.09%
FIRST NB OF CENTRAL TEXASWACO4.09%
TEXAS STATE BANKSAN ANGELO4.08%
BOC BANKMCLEAN4.08%
COMMERCIAL NB OF TEXARKANATEXARKANA4.07%
SUNFLOWER BANK NATIONAL ASSNDALLAS4.06%
FIRST STATE BANKATHENS4.03%
CROSSROADS BANKYOAKUM4.01%
BANK OF TEXASMIDLAND4.01%
CIERA BANKGRAHAM4.01%
SECURITY STATE BANKFARWELL4.00%
LYTLE STB OF LYTLE TEXASLYTLE4.00%
JOHNSON CITY BANKJOHNSON CITY4.00%
FREEDOM BANKALAMO4.00%
TEXAS BANKHENDERSON4.00%
CITY BANKLUBBOCK4.00%
FIRST STATE BANKPAINT ROCK3.99%
CENDERA BANK NATIONAL ASSNBELLS3.99%
LONE STAR BANKHOUSTON3.99%
SAGE CAPITAL BANKGONZALES3.98%
FIRST NB OF BALLINGERBALLINGER3.98%
VERABANK NATIONAL ASSNHENDERSON3.98%
FIRST NB OF MCGREGORMC GREGOR3.97%
CITIZENS STATE BANKCORRIGAN3.96%
GLOBAL ONE BANKHOUSTON3.94%
CITIZENS BANKKILGORE3.94%
YOAKUM NATIONAL BANKYOAKUM3.94%
AMERICAN FIRST NATIONAL BANKHOUSTON3.93%
AMERICAN BANK NATIONAL ASSNCORPUS CHRISTI3.92%
FIRST NB OF ANDERSONANDERSON3.92%
PECOS COUNTY STATE BANKFORT STOCKTON3.91%
MASON BANKMASON3.91%
OZONA BANKOZONA3.89%
RIO BANKMCALLEN3.88%
FIRST NATIONAL BANK OF MOODYMOODY3.86%
FIRST NB OF TRINITYTRINITY3.86%
FALCON INTERNATIONAL BANKLAREDO3.85%
PRIMEBANK OF TEXASAUSTIN3.85%
LAKESIDE BANKROCKWALL3.83%
BRENHAM NATIONAL BANKBRENHAM3.83%
TEXANA BANK NATIONAL ASSNLINDEN3.82%
FIRST NB OF STANTONSTANTON3.82%
COMMERCIAL BANK OF TEXAS NANACOGDOCHES3.80%
THIRD COAST BANKHUMBLE3.79%
FIRST STATE BANKSTRATFORD3.78%
TRINITY BANK N AFORT WORTH3.78%
TRANSPECOS BANKS SSBPECOS3.77%
PEOPLES BANKPARIS3.77%
TEXASBANKBROWNWOOD3.76%
CENTRAL NATIONAL BANKWACO3.76%
GUARANTY BANK&TRUST N AMOUNT PLEASANT3.75%
VISTA BANKDALLAS3.73%
FIRST-LOCKHART NATIONAL BANKLOCKHART3.72%
FIRST STATE BANKGRAHAM3.72%
KRESS NATIONAL BANKKRESS3.71%
TEXAS HERITAGE NATIONAL BANKDAINGERFIELD3.71%
ENNIS STATE BANKENNIS3.70%
POWELL STATE BANKPOWELL3.69%
FIRST COMMERCIAL BANK NASEGUIN3.69%
TEXAS NB OF JACKSONVILLEJACKSONVILLE3.69%
SUSSER BANKDALLAS3.69%
ZAPATA NATIONAL BANKZAPATA3.68%
CITIZENS STATE BANKROMA3.67%
CITIZENS BANK NATIONAL ASSNABILENE3.66%
WORTHINGTON BANKARLINGTON3.66%
FARMERS STB OF NEWCASTLENEWCASTLE3.65%
MCBANKGOLDTHWAITE3.65%
FIRST STB OF SAN DIEGOSAN DIEGO3.65%
GOLDEN BANK NATIONAL ASSNHOUSTON3.64%
PEGASUS BANKDALLAS3.64%
LLANO NATIONAL BANKLLANO3.63%
FIRST BANK OF CELESTECELESTE3.62%
CYPRESS BANK SSBPITTSBURG3.62%
FIRST FINANCIAL BANKABILENE3.61%
FIRST NATIONAL BANK TEXASKILLEEN3.61%
VANTAGE BANK TEXASSAN ANTONIO3.61%
FALLS CITY NATIONAL BANKFALLS CITY3.60%
GRANGER NATIONAL BANKGRANGER3.60%
FIRSTBANK SOUTHWESTAMARILLO3.60%
BRIDGE CITY STATE BANKBRIDGE CITY3.59%
FIRST FEDERAL CMTY BANK SSBPARIS3.59%
R BANKROUND ROCK3.59%
HENDERSON FSBHENDERSON3.57%
CITIZENS NB OF CROSBYTONCROSBYTON3.57%
BANK OF HOUSTONHOUSTON3.57%
FIRST NB OF BASTROPBASTROP3.56%
FIRST UNITED BANKDIMMITT3.55%
ROBERT LEE STATE BANKROBERT LEE3.55%
CITY NB OF COLORADO CITYCOLORADO CITY3.55%
HORIZON BANK SSBAUSTIN3.55%
SOUTHWESTERN NATIONAL BANKHOUSTON3.55%
AMERICAN BANK NATIONAL ASSNWACO3.54%
ZAVALA COUNTY BANKCRYSTAL CITY3.53%
WEST TEXAS NATIONAL BANKMIDLAND3.53%
INTERSTATE BANKPERRYTON3.53%
TEXAS GULF BANK NAHOUSTON3.53%
LONE STAR NATIONAL BANKPHARR3.52%
WAGGONER NB OF VERNONVERNON3.52%
BIG BEND BANKS N AMARFA3.50%
FIRST COMMAND BANKFORT WORTH3.50%
SCHERTZ BANK&TRUSTSCHERTZ3.48%
FIRST STB OF BROWNSBOROBROWNSBORO3.48%
INTERNATIONAL BK OF COMBROWNSVILLE3.48%
KEYSTONE BANK SSBAUSTIN3.48%
FROST BANKSAN ANTONIO3.48%
WELLINGTON STATE BANKWELLINGTON3.47%
MARION STATE BANKMARION3.47%
FIRST NB OF LIVINGSTONLIVINGSTON3.47%
TEXAS FIRST BANKTEXAS CITY3.46%
JACKSBORO NATIONAL BANKJACKSBORO3.45%
FIRST NB OF GRANBURYGRANBURY3.43%
KARNES CNTY NB OF KARNES CTYKARNES CITY3.43%
MUENSTER STATE BANKMUENSTER3.42%
CITY NATIONAL BANKCORSICANA3.39%
SPUR SECURITY BANKSPUR3.37%
CASTROVILLE STATE BANKCASTROVILLE3.37%
COMMERCIAL BANKMASON3.36%
VERITEX COMMUNITY BANKDALLAS3.36%
COMERICA BANKDALLAS3.36%
DOMINION BANKDALLAS3.35%
FANNIN BANKBONHAM3.35%
HASKELL NATIONAL BANKHASKELL3.33%
ANAHUAC NATIONAL BANKANAHUAC3.33%
FIRST TEXAS BANKLAMPASAS3.33%
FIRST STATE BANK OF BURNETBURNET3.32%
STOCKMENS NB IN COTULLACOTULLA3.32%
TEXAS REGIONAL BANKHARLINGEN3.30%
GILMER NB GILMER TEXASGILMER3.30%
LIBERTY NB IN PARISPARIS3.29%
FIRST SECURITY STATE BANKCRANFILLS GAP3.28%
BROADSTREET BANK SSBMINEOLA3.27%
FIRST NB OF GIDDINGSGIDDINGS3.27%
INTERNATIONAL BK OF COMZAPATA3.25%
TEXAS ADVANTAGE CMTY BANK NAALVIN3.25%
FIRST STATE BANKGAINESVILLE3.24%
CLASSIC BANK NATIONAL ASSNCAMERON3.24%
WESTSTAR BANKEL PASO3.24%
FAYETTE SAVINGS BANK SSBLA GRANGE3.23%
TEXAS CAPITAL BANKDALLAS3.23%
TEXAS SECURITY BANKDALLAS3.22%
BROADWAY NATIONAL BANKSAN ANTONIO3.19%
CITIZENS NATIONAL BANKCAMERON3.19%
AMERICAN BANK OF COMMERCEWOLFFORTH3.17%
CITIZENS STATE BANKGANADO3.15%
PERRYTON NATIONAL BANKPERRYTON3.15%
TEXAS PARTNERS BANKSAN ANTONIO3.15%
JUNCTION NATIONAL BANKJUNCTION3.13%
JEFFERSON BANKSAN ANTONIO3.13%
PROSPERITY BANKEL CAMPO3.13%
COMMUNITY B&T WACO TEXASWACO3.13%
FIRST STB OF LIVINGSTONLIVINGSTON3.12%
BRADY NATIONAL BANKBRADY3.11%
FIRST NB OF MERTZONMERTZON3.11%
POINTBANKPILOT POINT3.11%
FIRST NATIONAL BANKROTAN3.11%
PINNACLE BANKFORT WORTH3.09%
LEGACY TRUST CO N AHOUSTON3.09%
ALLIANCE BANK CENTRAL TEXASWOODWAY3.08%
TXN BANKHONDO3.07%
TEXAS BANK&TRUST COLONGVIEW3.07%
ALLIANCE BANKSULPHUR SPRINGS3.06%
FIRST NB IN COOPERCOOPER3.06%
ATASCOSA BANKPLEASANTON3.04%
COMMERCE BANKLAREDO3.02%
CITIZENS NB AT BROWNWOODBROWNWOOD3.01%
TEXAS EXCHANGE BANKCROWLEY3.01%
FIRST NB OF HEBBRONVILLEHEBBRONVILLE3.01%
FIRST TEXAS BANKGEORGETOWN2.99%
HOMETOWN BANK NATIONAL ASSNGALVESTON2.98%
LAMESA NATIONAL BANKLAMESA2.98%
FIRST STATE BANKCOLUMBUS2.97%
GRAHAM SAVINGS&LOAN SSBGRAHAM2.97%
FIRST STB OF BEN WHEELER TXBEN WHEELER2.96%
CITIZENS STATE BANKSEALY2.96%
COMMERCE BANK TEXASSTOCKDALE2.94%
FIRST NB IN PORT LAVACAPORT LAVACA2.91%
DONLEY COUNTY STATE BANKCLARENDON2.90%
PLAINSCAPITAL BANKUNIVERSITY PARK2.90%
SOUTHSIDE BANKTYLER2.90%
MOODY NATIONAL BANKGALVESTON2.89%
UNITY NB OF HOUSTONHOUSTON2.88%
FIRST NB OF STERLING CITYSTERLING CITY2.87%
SECURITY STATE BANKPEARSALL2.85%
DALLAS CAPITAL BANK NADALLAS2.81%
AMERICAN NATIONAL BANK&TRUSTWICHITA FALLS2.80%
AMERICAN NB OF TEXASTERRELL2.80%
ROUND TOP STATE BANKROUND TOP2.78%
NATIONAL BANK&TRUSTLA GRANGE2.78%
EXTRACO BANKS NATIONAL ASSNTEMPLE2.78%
LONE STAR CAPITAL BANK NASAN ANTONIO2.77%
GULF CAPITAL BANKHOUSTON2.71%
PEOPLES STATE BANKROCKSPRINGS2.66%
SPECTRA BANKFORT WORTH2.61%
PILGRIM BANKPITTSBURG2.60%
TIB NATIONAL ASSNFARMERS BRANCH2.60%
FIRST NATIONAL BANKWICHITA FALLS2.60%
COLUMBUS STATE BANKCOLUMBUS2.57%
MAPLEMARK BANKDALLAS2.49%
STATE NB OF BIG SPRINGBIG SPRING2.47%
TEXAS NATIONAL BANKSWEETWATER2.47%
CITIZENS 1ST BANKTYLER2.41%
DALHART FS&LA SSBDALHART2.41%
FIRST NB OF ASPERMONTASPERMONT2.41%
AMERICAN STATE BANKARP2.41%
MENARD BANKMENARD2.40%
CHARLES SCHWAB TRUST BANKWESTLAKE2.40%
CARMINE STATE BANKCARMINE2.28%
TRUSTTEXAS BANK SSBCUERO2.26%
FIRST STATE BANK&TRUST COCARTHAGE2.24%
FIRST STATE BANK OF UVALDEUVALDE2.22%
NEXBANKDALLAS2.17%
CITIZENS NB OF HILLSBOROHILLSBORO2.15%
INWOOD NATIONAL BANKDALLAS2.13%
TOLLESON PRIVATE BANKDALLAS2.13%
CHARLES SCHWAB PREMIER BK SSWESTLAKE2.12%
NORTH DALLAS BANK&TRUST CODALLAS2.09%
CITY NB OF SAN SABASAN SABA2.09%
CORNERSTONE CAPITAL BANK SSBHOUSTON2.07%
PEOPLES STB OF HALLETTSVILLEHALLETTSVILLE2.04%
COLONIAL SAVINGS FAFORT WORTH2.04%
WELLS FARGO BANK S CNTL NAHOUSTON1.89%
XD BANKPLANO1.86%
FIRST NB OF LAKE JACKSONLAKE JACKSON1.71%
INDUSTRY STATE BANKINDUSTRY1.68%
CITIZENS STATE BANKBUFFALO1.65%
FIRST NB OF BELLVILLEBELLVILLE1.60%
CHARLES SCHWAB BANK SSBWESTLAKE1.33%
FIRST NB OF SHINERSHINER1.25%
FAYETTEVILLE BANKFAYETTEVILLE0.71%
BANK OF BRENHAM NABRENHAM0.48%