The National Bank of Andrews
Andrews, TX
IDRSSD: 488653
Total Assets
$321.54M
Latest filing
Total Deposits
$285.54M
Latest filing
Net Interest Margin
5.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
112311713ANDREWS, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The National Bank of Andrews
1501 N Main St
Andrews, TX 79714
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/12/1945FDIC Certificate 11575
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The National Bank of Andrews (Main) | 1501 N Main St | Andrews, TX |
| NBA MOTOR BANK | 101 Nw 1st St | Andrews, TX |
| LOWE'S STORE BRANCH | 1201 N Main St | Andrews, TX |
| NBA MAIN BANK LOCATION | 1501 N Main St | Andrews, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/12/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79714 |
| State and County Number | 48003 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Andrews, TX |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/18/1956 |
| Primary Insurance Agency | DIF |
| Website | www.nbabankonline.com |
| Data Updated | 01/30/2026 |
| CERT | 17603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $321.54M |
| Total Deposits | $285.54M |
| Total Liabilities | $290.64M |
| Total Equity Capital | $30.90M |
| Net Income | $1.10M |
| Net Loans and Leases | $218.36M |
| Assets Per Employee ($Millions) | $5.27M |
| Bank Premises and Fixed Assets | $3.34M |
| Cash and Balances due from Depository Institutions | $8.50M |
| Deposits Held in Domestic Offices | $285.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 13.83% |
| Net Interest Margin | 5.35% |
| Efficiency Ratio | 58.16% |
| Tier 1 Risk-Based Capital Ratio | 12.212% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.609% |
| Earning Assets to total Assets | 90.3% |
Income and Expense
| Total Interest Income | $4.71M |
| Total Noninterest Income | $1.50M |
| Total Interest Expense | $831.00k |
| Total Noninterest Expense | $3.13M |
| Net Interest Income | $3.88M |
| Pre-tax Net Operating Income | $1.10M |
| Provision for Credit Losses | $1.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.34M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $22.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.10M |
| Total Liabilities and Capital | $321.54M |
Securities
| Securities | $49.11M |
| Available-for-sale debt securities | $49.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Bank of Andrews?
$321.54M as of the latest filing.
How much are The National Bank of Andrews's total deposits?
$285.54M in total deposits.
Where is The National Bank of Andrews located?
Andrews, TX.
What is the Net Interest Margin?
5.35%.
How many domestic offices does it operate?
4.
When was it established?
11/12/1945.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$218.36M (latest filing).
What is the total interest income (latest filing)?
$4.71M.