State Rankings & Insights
See how banks across TENNESSEE rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.62%
- Median: 3.54%
- Min / Max: 1.59% — 6.68%
Top banks by Net Interest Margin in TENNESSEE
Count
116
Sum
420.34%
Avg
3.62%
Median
3.54%
Min
1.59%
Max
6.68%
| Bank | City | Net Interest Margin |
|---|---|---|
| FOUNDATION BANK | MC KENZIE | 6.68% |
| APEX BANK | CAMDEN | 5.44% |
| PEOPLES BANK OF THE SOUTH | LA FOLLETTE | 5.27% |
| UNION BANK&TRUST CO | LIVINGSTON | 5.27% |
| PEOPLES BANK | CLIFTON | 5.13% |
| FARMERS BANK | PARSONS | 5.04% |
| PEOPLES BANK&TRUST CO | MANCHESTER | 4.91% |
| PEOPLES B&T CO PICKETT CNTY | BYRDSTOWN | 4.81% |
| BANK OF LINCOLN COUNTY | FAYETTEVILLE | 4.80% |
| FARMERS BANK | PORTLAND | 4.72% |
| PEOPLES BANK OF EAST TN | MADISONVILLE | 4.70% |
| BUILTWELL BANK | CHATTANOOGA | 4.68% |
| FIRST COMMUNITY BANK OF TN | SHELBYVILLE | 4.68% |
| FIRST COMMERCE BANK | LEWISBURG | 4.62% |
| CENTENNIAL BANK | TREZEVANT | 4.55% |
| GREENEVILLE FEDERAL BANK FSB | GREENEVILLE | 4.46% |
| MILLENNIUM BANK | OOLTEWAH | 4.44% |
| WAYNE COUNTY BANK | WAYNESBORO | 4.44% |
| TOWER COMMUNITY BANK | JASPER | 4.37% |
| COFFEE COUNTY BANK | MANCHESTER | 4.36% |
| INSOUTH BANK | BROWNSVILLE | 4.31% |
| FIRST NB OF ONEIDA | ONEIDA | 4.30% |
| INDEPENDENT BANK | MEMPHIS | 4.27% |
| BANK OF PERRY COUNTY | LOBELVILLE | 4.26% |
| UBANK | JELLICO | 4.22% |
| CENTRAL BANK | SAVANNAH | 4.10% |
| TENNESSEE STATE BANK | PIGEON FORGE | 4.09% |
| TNBANK | OAK RIDGE | 4.09% |
| BANK OF FRANKEWING | FRANKEWING | 4.03% |
| CITIZENS BANK | ELIZABETHTON | 3.98% |
| PEOPLES BANK | SARDIS | 3.98% |
| LAUDERDALE COUNTY BANK | HALLS | 3.97% |
| CITIZENS COMMUNITY BANK | WINCHESTER | 3.96% |
| DECATUR COUNTY BANK | DECATURVILLE | 3.92% |
| ANDREW JOHNSON BANK | GREENEVILLE | 3.90% |
| FIRST FARMERS&COMMERCIAL BK | PIKEVILLE | 3.90% |
| BANK OF FAYETTE COUNTY | PIPERTON | 3.89% |
| HARDIN COUNTY BANK | SAVANNAH | 3.89% |
| COMMUNITY BANK | LEXINGTON | 3.89% |
| HERITAGE COMMUNITY BANK | GREENEVILLE | 3.88% |
| VOLUNTEER BANK | NASHVILLE | 3.85% |
| PARAGON BANK | MEMPHIS | 3.83% |
| FIRST NB OF TENNESSEE | LIVINGSTON | 3.82% |
| CARROLL BANK&TRUST | HUNTINGDON | 3.82% |
| FIRST CMTY BANK OF E TN | ROGERSVILLE | 3.81% |
| COMMERCIAL BANK | HARROGATE | 3.77% |
| FIRST CENTURY BANK | TAZEWELL | 3.74% |
| TRISTAR BANK | DICKSON | 3.72% |
| HERITAGE BANK&TRUST | COLUMBIA | 3.69% |
| FIRST PEOPLES BANK OF TN | JEFFERSON CITY | 3.64% |
| LEGENDS BANK | CLARKSVILLE | 3.64% |
| HIGHLAND FS&LA | CROSSVILLE | 3.63% |
| BANK OF TENNESSEE | KINGSPORT | 3.61% |
| PUTNAM 1ST MERCANTILE BANK | COOKEVILLE | 3.60% |
| FIRSTBANK | NASHVILLE | 3.60% |
| BANK OF CROCKETT | BELLS | 3.56% |
| FARMERS STATE BANK | MOUNTAIN CITY | 3.55% |
| ONE BANK OF TENNESSEE | COOKEVILLE | 3.55% |
| MOUNTAIN VALLEY BANK | DUNLAP | 3.53% |
| CITIZENS TRI-COUNTY BANK | DUNLAP | 3.52% |
| CBBC BANK | MARYVILLE | 3.52% |
| FIRST FREEDOM BANK | LEBANON | 3.52% |
| CITIZENS BANK OF LAFAYETTE | LAFAYETTE | 3.50% |
| BANK OF GLEASON | GLEASON | 3.50% |
| TRADITIONS FIRST BANK | ERIN | 3.49% |
| SOUTHERN BANK OF TENNESSEE | MOUNT JULIET | 3.48% |
| BANK OF BARTLETT | BARTLETT | 3.47% |
| FIRST NB OF PULASKI | PULASKI | 3.46% |
| FIRST HORIZON BANK | MEMPHIS | 3.44% |
| CITIZENS B&T GRAINGER CNTY | RUTLEDGE | 3.43% |
| SONATA BANK | BRENTWOOD | 3.43% |
| WILSON BANK&TRUST | LEBANON | 3.42% |
| BANKTENNESSEE | COLLIERVILLE | 3.42% |
| FIRST FEDERAL BANK | DICKSON | 3.35% |
| SOUTHEAST BANK | FARRAGUT | 3.28% |
| SECURITY BANK&TRUST CO | PARIS | 3.26% |
| SECURITY FSB OF MCMINNVILLE | MCMINNVILLE | 3.24% |
| F&M BANK | CLARKSVILLE | 3.24% |
| GREENFIELD BANKING CO | GREENFIELD | 3.21% |
| SMARTBANK | PIGEON FORGE | 3.21% |
| CITIZENS SAVINGS B&T CO | NASHVILLE | 3.20% |
| PATRIOT BANK | MILLINGTON | 3.19% |
| LAWRENCEBURG FEDERAL BANK | LAWRENCEBURG | 3.16% |
| INSBANK | NASHVILLE | 3.14% |
| CITIZENS BANK | CARTHAGE | 3.14% |
| CITIZENS NATIONAL BANK | SEVIERVILLE | 3.13% |
| MACON BANK&TRUST CO | LAFAYETTE | 3.13% |
| PINNACLE BANK | NASHVILLE | 3.12% |
| FIRST FARMERS&MERCHANTS BANK | COLUMBIA | 3.11% |
| COMMERCIAL BANK&TRUST CO | PARIS | 3.09% |
| FIRST NB OF MIDDLE TENNESSEE | MCMINNVILLE | 3.05% |
| HOMELAND COMMUNITY BANK | MCMINNVILLE | 3.05% |
| STUDIO BANK | NASHVILLE | 3.03% |
| BANK OF HALLS | HALLS | 3.01% |
| BANK OF MILAN | MILAN | 3.01% |
| BRIGHTON BANK | BRIGHTON | 2.99% |
| HOME BANKING CO | SELMER | 2.99% |
| THREAD BANK | ROGERSVILLE | 2.98% |
| FIRST VISION BANK OF TN | TULLAHOMA | 2.96% |
| BANK OF DICKSON | DICKSON | 2.94% |
| TRUXTON TRUST CO | NASHVILLE | 2.91% |
| VOLUNTEER FSB | MADISONVILLE | 2.90% |
| CEDARSTONE BANK | LEBANON | 2.86% |
| BANK3 | MEMPHIS | 2.81% |
| ROCKPOINTBANK NATIONAL ASSN | CHATTANOOGA | 2.80% |
| SECURITY BANK | NEWBERN | 2.70% |
| ELIZABETHTON FSB | ELIZABETHTON | 2.70% |
| UNION BANK | JAMESTOWN | 2.65% |
| FIRST CITIZENS NATIONAL BANK | DYERSBURG | 2.59% |
| NEWPORT FEDERAL BANK | NEWPORT | 2.39% |
| MOUNTAIN COMMERCE BANK | KNOXVILLE | 2.26% |
| BANK OF CLEVELAND | CLEVELAND | 2.19% |
| BANK OF JACKSON | JACKSON | 2.13% |
| FINANCIAL FEDERAL BANK | MEMPHIS | 2.03% |
| HOME FEDERAL BANK OF TN | KNOXVILLE | 1.86% |
| LINEAGE BANK | FRANKLIN | 1.59% |