State Rankings & Insights
See how banks across MINNESOTA rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.65%
- Median: 3.64%
- Min / Max: 1.83% — 6.30%
Top banks by Net Interest Margin in MINNESOTA
STEARNS BANK NATIONAL ASSN – SAINT CLOUDSCALE BANK – EDINARANDALL STATE BANK – RANDALLGRAND TIMBER BANK – MCGREGORMINNESOTA LAKES BANK – DELANOFIRST STB OF SWANVILLE – SWANVILLETRIUMPH STATE BANK – TRIMONTULTIMA BANK MINNESOTA – WINGERGRAND RAPIDS STATE BANK – GRAND RAPIDSFARMERS&MERCHANTS STB APPLET – APPLETON
Count
241
Sum
878.50%
Avg
3.65%
Median
3.64%
Min
1.83%
Max
6.30%
| Bank | City | Net Interest Margin |
|---|---|---|
| STEARNS BANK NATIONAL ASSN | SAINT CLOUD | 6.30% |
| SCALE BANK | EDINA | 5.78% |
| RANDALL STATE BANK | RANDALL | 5.70% |
| GRAND TIMBER BANK | MCGREGOR | 5.62% |
| MINNESOTA LAKES BANK | DELANO | 5.41% |
| FIRST STB OF SWANVILLE | SWANVILLE | 5.40% |
| TRIUMPH STATE BANK | TRIMONT | 5.39% |
| ULTIMA BANK MINNESOTA | WINGER | 5.35% |
| GRAND RAPIDS STATE BANK | GRAND RAPIDS | 5.20% |
| FARMERS&MERCHANTS STB APPLET | APPLETON | 5.10% |
| CONCORDE BANK | BLOMKEST | 4.99% |
| ELYSIAN BANK | ELYSIAN | 4.91% |
| NORTHWESTERN BANK NA | DILWORTH | 4.87% |
| FIRST NB AT ST JAMES | SAINT JAMES | 4.78% |
| MID-CENTRAL NATIONAL BANK | WADENA | 4.70% |
| FARMERS STB OF UNDERWOOD | UNDERWOOD | 4.69% |
| PRINSBANK | PRINSBURG | 4.67% |
| WELCOME STATE BANK | WELCOME | 4.67% |
| UNITED MINNESOTA BANK | NEW LONDON | 4.66% |
| SUNRISE BANKS NATIONAL ASSN | SAINT PAUL | 4.66% |
| STATE BANK OF TAUNTON | TAUNTON | 4.64% |
| B2 BANK NATIONAL ASSN | VIRGINIA | 4.57% |
| VANTAGE BANK | KENT | 4.56% |
| STATE BANK OF JEFFERS | JEFFERS | 4.53% |
| WESTERN NATIONAL BANK | CASS LAKE | 4.53% |
| INTEGRITY BANK PLUS | WABASSO | 4.51% |
| SHERBURNE STATE BANK | BECKER | 4.50% |
| KEEN BANK NATIONAL ASSN | WASECA | 4.50% |
| CETERA TRUST CO NA | ST. PAUL | 4.50% |
| STAR BANK | MAPLE LAKE | 4.45% |
| AMERIPRISE BANK FSB | MINNEAPOLIS | 4.45% |
| SECURITY BANK MINNESOTA | ALBERT LEA | 4.44% |
| FROST STATE BANK | FROST | 4.44% |
| SECURITY STB OF KENYON | KENYON | 4.43% |
| DEERWOOD BANK | WAITE PARK | 4.40% |
| CURRIE STATE BANK | CURRIE | 4.39% |
| DAYFORCE NATIONAL TRUST BANK | BLOOMINGTON | 4.37% |
| PRODUCE STATE BANK | HOLLANDALE | 4.36% |
| FARMERS&MERCHANTS STB SPRING | SPRINGFIELD | 4.33% |
| FIRST NATIONAL BANK NORTH | WALKER | 4.32% |
| LAKE REGION BANK | NEW LONDON | 4.30% |
| GRANITE BANK | COLD SPRING | 4.29% |
| FARMERS&MERCHANTS STB PIERZ | PIERZ | 4.27% |
| FIRST SECURITY BK SLEEPY EYE | SLEEPY EYE | 4.27% |
| RED RIVER STATE BANK | HALSTAD | 4.25% |
| MINERS NB OF EVELETH | EVELETH | 4.25% |
| FIRST STB OF LE CENTER | LE CENTER | 4.24% |
| NORTHVIEW BANK | SANDSTONE | 4.23% |
| WADENA STATE BANK | WADENA | 4.22% |
| VERSABANK USA NATIONAL ASSN | HOLDINGFORD | 4.20% |
| FIRST STATE BANK MINNESOTA | LE ROY | 4.19% |
| WESTERN NATIONAL BANK | DULUTH | 4.16% |
| FIRST NB OF FAIRFAX | FAIRFAX | 4.16% |
| WOODLAND BANK | DEER RIVER | 4.14% |
| UNION BANK&TRUST CO | MINNEAPOLIS | 4.13% |
| SECURITY STB OF MARINE | MARINE ON ST. CR | 4.12% |
| STATE BANK OF FAIRMONT | FAIRMONT | 4.11% |
| STEARNS BANK UPSALA NA | UPSALA | 4.11% |
| LOWRY STATE BANK | LOWRY | 4.09% |
| ARCADIAN BANK | HARTLAND | 4.08% |
| LAKE CENTRAL BANK | ANNANDALE | 4.08% |
| SECURITY STB OF AITKIN | AITKIN | 4.07% |
| LAKE ELMO BANK | LAKE ELMO | 4.06% |
| KEY COMMUNITY BANK | INVER GROVE HEIG | 4.06% |
| DRAKE BANK | SAINT PAUL | 4.04% |
| NORTH SHORE BANK OF COMMERCE | DULUTH | 4.04% |
| SECURITY STB OF HIBBING | HIBBING | 4.02% |
| MINNESOTA 1ST CREDIT&SVG INC | ROCHESTER | 4.02% |
| SECURITY BANK USA | BEMIDJI | 4.01% |
| FREEPORT STATE BANK | FREEPORT | 3.99% |
| CITIZENS ALLIANCE BANK | CLARA CITY | 3.98% |
| ADRIAN STATE BANK | ADRIAN | 3.98% |
| FIRST NB OF MOOSE LAKE | MOOSE LAKE | 3.96% |
| LAKEVIEW BANK | LAKEVILLE | 3.95% |
| STATE BANK OF CHANDLER | CHANDLER | 3.95% |
| HIGHLAND BANK | SAINT PAUL | 3.94% |
| PREMIER BANK MINNESOTA | HASTINGS | 3.94% |
| FALCON NATIONAL BANK | FOLEY | 3.92% |
| PRAIRIE SUN BANK | MILAN | 3.92% |
| CENBANK | BUFFALO LAKE | 3.92% |
| NEW MARKET BANK | ELKO NEW MARKET | 3.91% |
| FIRST STATE BANK OF BIGFORK | BIGFORK | 3.90% |
| FIRST FARMERS&MERCHANTS STB | BROWNSDALE | 3.90% |
| SECURITY STB OF WANAMINGO | WANAMINGO | 3.89% |
| FIRST NB OF MILACA | MILACA | 3.89% |
| MIDWEST BANK | DETROIT LAKES | 3.88% |
| EAGLE BANK | GLENWOOD | 3.86% |
| PEOPLES STATE BANK OF WELLS | WELLS | 3.86% |
| CITIZENS NB OF PARK RAPIDS | PARK RAPIDS | 3.85% |
| GROVE BANK | GROVE CITY | 3.85% |
| KENSINGTON BANK | KENSINGTON | 3.84% |
| FIRST FARMERS&MERCHANTS STB | GRAND MEADOW | 3.82% |
| VISIONBANK | SAINT LOUIS PARK | 3.82% |
| PLATINUM BANK | OAKDALE | 3.81% |
| AMERICAN NB OF MINNESOTA | BAXTER | 3.80% |
| FIRST FARMERS&MERCHANTS NB | FAIRMONT | 3.79% |
| PIONEER BANK | MAPLETON | 3.79% |
| NORTHERN STB OF VIRGINIA | VIRGINIA | 3.77% |
| NORTHEAST BANK | MINNEAPOLIS | 3.76% |
| FIRST FINL BK IN WINNEBAGO | WINNEBAGO | 3.76% |
| AMERICANA COMMUNITY BANK | SLEEPY EYE | 3.76% |
| PREMIER BANK | MAPLEWOOD | 3.74% |
| FIRST NATIONAL BANK | CHISHOLM | 3.74% |
| HERITAGE BANK MINNESOTA | WEST CONCORD | 3.74% |
| FIRST NB MINNESOTA | SAINT PETER | 3.73% |
| COMMUNITY RESOURCE BANK | NORTHFIELD | 3.72% |
| FRANDSEN BANK&TRUST | LONSDALE | 3.71% |
| FIRST SECURITY BANK CANBY | CANBY | 3.70% |
| ENTREBANK | BLOOMINGTON | 3.70% |
| PINE COUNTRY BANK | LITTLE FALLS | 3.68% |
| VIKING BANK NATIONAL ASSN | ALEXANDRIA | 3.68% |
| FIRST FARMERS&MERCHANTS NB | LUVERNE | 3.68% |
| HOME STATE BANK | LITCHFIELD | 3.68% |
| FIRST SOUTHEAST BANK | HARMONY | 3.67% |
| FIRST FARMERS&MERCHANTS BANK | CANNON FALLS | 3.66% |
| CENTER NATIONAL BANK | LITCHFIELD | 3.66% |
| CITIZENS INDEPENDENT BANK | SAINT LOUIS PARK | 3.66% |
| MINNESOTA NATIONAL BANK | SAUK CENTRE | 3.65% |
| FARMERS&MERCHANTS STB ALPHA | ALPHA | 3.64% |
| HOMETOWN BANK | CARVER | 3.64% |
| UNITED FARMERS STATE BANK | ADAMS | 3.64% |
| BANKCHEROKEE | SAINT PAUL | 3.63% |
| STATE BANK OF FARIBAULT | FARIBAULT | 3.60% |
| VERGAS STATE BANK | VERGAS | 3.57% |
| RELIANCE BANK | FARIBAULT | 3.55% |
| FIRST NB OF HENNING | OTTERTAIL | 3.54% |
| NORTHWOODS BANK OF MINNESOTA | PARK RAPIDS | 3.52% |
| LAKE COUNTRY COMMUNITY BANK | MORRISTOWN | 3.52% |
| EAGLE ROCK BANK | ROCHESTER | 3.52% |
| FIRST NB OF BAGLEY | BAGLEY | 3.52% |
| FIRST STATE BANK&TRUST | BAYPORT | 3.50% |
| SECURITY BANK&TRUST CO | GLENCOE | 3.48% |
| LUMINATE BANK | MINNEAPOLIS | 3.47% |
| CITIZENS STB NORWOOD YOUNG A | NORWOOD YOUNG AM | 3.47% |
| MIDCOUNTRY BANK | MINNEAPOLIS | 3.47% |
| FIRST NB OF COKATO | COKATO | 3.47% |
| FIRST NB OF PROCTOR | PROCTOR | 3.46% |
| MERCHANTS BANK NATIONAL ASSN | WINONA | 3.46% |
| MINNSTAR BANK NATIONAL ASSN | LAKE CRYSTAL | 3.45% |
| SENTRY BANK | SAINT JOSEPH | 3.45% |
| STATE BANK OF EASTON | EASTON | 3.44% |
| VALLEY PREMIER BANK | HAWLEY | 3.43% |
| BANKWEST | ROCKFORD | 3.42% |
| FIRST NB OF MCINTOSH | MCINTOSH | 3.42% |
| GLENWOOD STATE BANK INC | GLENWOOD | 3.42% |
| NORTH STAR BANK | ROSEVILLE | 3.41% |
| ESB BANK | CALEDONIA | 3.39% |
| STATE BANK OF LAKE PARK | LAKE PARK | 3.39% |
| RUSHFORD STATE BANK INC | RUSHFORD | 3.38% |
| FIRST NB OF OSAKIS | OSAKIS | 3.38% |
| PRIME SECURITY BANK | KARLSTAD | 3.37% |
| GATEWAY BANK | MENDOTA HEIGHTS | 3.37% |
| SECURITY STB OF WARROAD | WARROAD | 3.37% |
| BANKVISTA | SARTELL | 3.36% |
| ST MARTIN NATIONAL BANK | SAINT MARTIN | 3.35% |
| FIRST INDEPENDENT BANK | RUSSELL | 3.35% |
| FIRST RESOURCE BANK | LINO LAKES | 3.35% |
| UNITED PRAIRIE BANK | MOUNTAIN LAKE | 3.34% |
| FIRST SECURITY BANK | BYRON | 3.34% |
| F&M COMMUNITY BANK NA | PRESTON | 3.33% |
| VILLAGE BANK | SAINT FRANCIS | 3.33% |
| FIRST NB OF LE CENTER | LONSDALE | 3.33% |
| COMMUNITY FIRST BANK | MENAHGA | 3.33% |
| UNITED COMMUNITY BANK | PERHAM | 3.32% |
| FARMERS STB OF TRIMONT | TRIMONT | 3.31% |
| HOMETOWN COMMUNITY BANK | CYRUS | 3.30% |
| ST CLAIR STATE BANK INC | SAINT CLAIR | 3.30% |
| MINNWEST BANK | REDWOOD FALLS | 3.29% |
| GLOBAL INNOVATIONS BANK | KIESTER | 3.29% |
| BANK OF ELK RIVER | ELK RIVER | 3.28% |
| AMERICAN HERITAGE NB | LONG PRAIRIE | 3.28% |
| JANESVILLE STATE BANK | JANESVILLE | 3.27% |
| FARMERS STB OF HOFFMAN | HOFFMAN | 3.27% |
| MARSHALL COUNTY STATE BANK | NEWFOLDEN | 3.27% |
| VERMILLION STATE BANK | VERMILLION | 3.26% |
| BONANZA VALLEY STATE BANK | BROOTEN | 3.26% |
| PROFINIUM INC | TRUMAN | 3.26% |
| ODIN STATE BANK | ODIN | 3.25% |
| AMERICAN STB OF GRYGLA | GRYGLA | 3.24% |
| 1ST UNITED BANK | FARIBAULT | 3.24% |
| FIRST COMMUNITY BANK | LESTER PRAIRIE | 3.24% |
| PARK STATE BANK | DULUTH | 3.24% |
| PINE RIVER STATE BANK | PINE RIVER | 3.23% |
| HARVEST BANK | KIMBALL | 3.23% |
| GRAND MARAIS STATE BANK | GRAND MARAIS | 3.23% |
| STATE BANK OF COLD SPRING | COLD SPRING | 3.21% |
| HERITAGE BANK NATIONAL ASSN | SPICER | 3.20% |
| LIBERTY BANK MINNESOTA | SAINT CLOUD | 3.20% |
| FIRST SECURITY BANK-HENDRICK | HENDRICKS | 3.17% |
| FRANKLIN STATE BANK | FRANKLIN | 3.17% |
| FIRST STB OF ROSEMOUNT | ROSEMOUNT | 3.17% |
| STATE BANK OF NEW RICHLAND | NEW RICHLAND | 3.16% |
| NEIGHBORHOOD NATIONAL BANK | MORA | 3.14% |
| SECURITY STATE BANK OF OKLEE | OKLEE | 3.12% |
| FIRST NB OF GILBERT | GILBERT | 3.12% |
| RIVERLAND BANK | JORDAN | 3.12% |
| PEOPLES STB OF PLAINVIEW | PLAINVIEW | 3.10% |
| ALLIANCE BANK | LAKE CITY | 3.06% |
| CITIZENS BANK&TRUST CO | HUTCHINSON | 3.03% |
| WNB FINANCIAL N A | WINONA | 3.03% |
| FIRST BANK ELK RIVER | ELK RIVER | 3.02% |
| 21ST CENTURY BANK | LORETTO | 3.01% |
| NORTHERN STB OF GONVICK | GONVICK | 2.98% |
| FORESIGHT BANK | PLAINVIEW | 2.97% |
| BREMER BANK NATIONAL ASSN | SAINT PAUL | 2.95% |
| WOODLANDS NATIONAL BANK | HINCKLEY | 2.94% |
| WANDA STATE BANK | WANDA | 2.94% |
| CITIZENS STB OF ROSEAU | ROSEAU | 2.92% |
| COMMUNITY BANK MANKATO | VERNON CENTER | 2.92% |
| FM BANK | WASECA | 2.90% |
| CORNERSTONE STATE BANK | MONTGOMERY | 2.87% |
| FIRST STATE BANK SOUTHWEST | PIPESTONE | 2.87% |
| FARMERS&MERCHANTS STB NY MIL | NEW YORK MILLS | 2.86% |
| COMMUNITY BANK OWATONNA | OWATONNA | 2.85% |
| PERENNIAL BANK | DARWIN | 2.79% |
| STERLING STATE BANK | AUSTIN | 2.79% |
| CITIZENS STB OF WAVERLY INC | WAVERLY | 2.70% |
| NORTHERN STB THIEF RIVER FAL | THIEF RIVER FALL | 2.69% |
| CITIZENS BANK MINNESOTA | NEW ULM | 2.69% |
| BANK OF MAPLE PLAIN | MAPLE PLAIN | 2.69% |
| THINK MUTUAL BANK | ROCHESTER | 2.67% |
| COMMERCE BANK | GENEVA | 2.63% |
| BRIDGEWATER BANK | SAINT LOUIS PARK | 2.60% |
| ARLINGTON STATE BANK | ARLINGTON | 2.52% |
| FIRST NB OF COLERAINE | COLERAINE | 2.49% |
| CROWN BANK | EDINA | 2.48% |
| TRADITION CAPITAL BANK | WAYZATA | 2.46% |
| FIRST STATE BANK OF WYOMING | WYOMING | 2.37% |
| CASTLE ROCK BANK | CASTLE ROCK | 2.36% |
| FIRST STATE BANK OF RED WING | RED WING | 2.35% |
| FARMERS STATE BANK OF HAMEL | HAMEL | 2.33% |
| FIRST STATE BANK OF FOUNTAIN | FOUNTAIN | 2.29% |
| FIRST BANK BLUE EARTH | BLUE EARTH | 2.25% |
| WORTHINGTON FSB FSB | WORTHINGTON | 2.24% |
| PROGROWTH BANK | NICOLLET | 2.12% |
| ROOT RIVER STATE BANK | CHATFIELD | 2.11% |
| NORTH AMERICAN BANKING CO | ROSEVILLE | 2.06% |
| UNITED BANKERS BANK | BLOOMINGTON | 2.03% |
| STATE BANK OF BELLINGHAM | BELLINGHAM | 1.95% |
| JACKSON FS&LA | JACKSON | 1.94% |
| FIRST NB OF BEMIDJI | BEMIDJI | 1.83% |