Grand Timber Bank
Mcgregor, MN
IDRSSD: 918356
Total Assets
$63.80M
Latest filing
Total Deposits
$52.54M
Latest filing
Net Interest Margin
6.19%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091216780MCGREGOR, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Grand Timber Bank
204 N Maddy St
Mcgregor, MN 55760
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/18/1963FDIC Certificate 12587
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Grand Timber Bank (Main) | 204 N Maddy St | Mcgregor, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/18/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55760 |
| State and County Number | 27001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/18/1963 |
| Primary Insurance Agency | DIF |
| Website | www.grandtimberbank.com |
| Data Updated | 01/30/2026 |
| CERT | 18719 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $63.80M |
| Total Deposits | $52.54M |
| Total Liabilities | $55.40M |
| Total Equity Capital | $8.40M |
| Net Income | $203.00k |
| Net Loans and Leases | $55.61M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $747.00k |
| Cash and Balances due from Depository Institutions | $886.00k |
| Deposits Held in Domestic Offices | $52.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 9.68% |
| Net Interest Margin | 6.19% |
| Efficiency Ratio | 60.23% |
| Tier 1 Risk-Based Capital Ratio | 13.54% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.63% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.167% |
| Earning Assets to total Assets | 93.61% |
Income and Expense
| Total Interest Income | $1.10M |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $182.00k |
| Total Noninterest Expense | $565.00k |
| Net Interest Income | $915.00k |
| Pre-tax Net Operating Income | $273.00k |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $425.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $615.00k |
| Total Liabilities and Capital | $63.80M |
Securities
| Securities | $3.70M |
| Available-for-sale debt securities | $1.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.55M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Timber Bank?
$63.80M as of the latest filing.
How much are Grand Timber Bank's total deposits?
$52.54M in total deposits.
Where is Grand Timber Bank located?
Mcgregor, MN.
What is the Net Interest Margin?
6.19%.
How many domestic offices does it operate?
1.
When was it established?
03/18/1963.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$55.61M (latest filing).
What is the total interest income (latest filing)?
$1.10M.