Randall State Bank
Randall, MN
IDRSSD: 172251
Total Assets
$71.03M
Latest filing
Total Deposits
$58.68M
Latest filing
Net Interest Margin
-8.83%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Randall State Bank
307 Pacific Ave
Randall, MN 56475
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/08/1908FDIC Certificate 7023
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Randall State Bank (Main) | 307 Pacific Ave | Randall, MN |
| BRAINERD OFFICE | 724 W Washington St | Brainerd, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/08/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56475 |
| State and County Number | 27097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.randallstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $71.03M |
| Total Deposits | $58.68M |
| Total Liabilities | $58.80M |
| Total Equity Capital | $12.23M |
| Net Income | $-357,000 |
| Net Loans and Leases | $54.56M |
| Assets Per Employee ($Millions) | $5.46M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $4.74M |
| Deposits Held in Domestic Offices | $58.68M |
Key Performance Ratios
| Return on Assets (ROA) | -1.96% |
| Return on Equity (ROE) | -15.32% |
| Net Interest Margin | -8.83% |
| Efficiency Ratio | 70.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.215% |
| Earning Assets to total Assets | 87.47% |
Income and Expense
| Total Interest Income | $-1,894,000 |
| Total Noninterest Income | $9.00k |
| Total Interest Expense | $-407,000 |
| Total Noninterest Expense | $-1,011,000 |
| Net Interest Income | $-1,487,000 |
| Pre-tax Net Operating Income | $-547,000 |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.95M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $127.00k |
| Total Liabilities and Capital | $71.03M |
Securities
| Securities | $2.78M |
| Available-for-sale debt securities | $2.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Randall State Bank?
$71.03M as of the latest filing.
How much are Randall State Bank's total deposits?
$58.68M in total deposits.
Where is Randall State Bank located?
Randall, MN.
What is the Net Interest Margin?
-8.83%.
How many domestic offices does it operate?
2.
When was it established?
04/08/1908.
What is the Return on Assets (ROA)?
-1.96%.
How much are total loans and leases?
$54.56M (latest filing).
What is the total interest income (latest filing)?
$-1,894,000.