State Rankings & Insights
See how banks across KENTUCKY rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.62%
- Median: 3.58%
- Min / Max: 1.57% — 6.49%
Top banks by Net Interest Margin in KENTUCKY
REPUBLIC BANK&TRUST CO – LOUISVILLECUMBERLAND SECURITY BANK INC – SOMERSETPBK BANK INC – STANFORDBANK OF THE MOUNTAINS INC – WEST LIBERTYCITIZENS GUARANTY BANK – RICHMONDPEOPLES BANK MT WASHINGTON – MOUNT WASHINGTONCITIZENS BK CUMBERLAND CNTY – BURKESVILLEEDMONTON STATE BANK – GLASGOWCITIZENS BANK – MOREHEADPEOPLES BANK OF KENTUCKY INC – FLEMINGSBURG
Count
121
Sum
437.49%
Avg
3.62%
Median
3.58%
Min
1.57%
Max
6.49%
| Bank | City | Net Interest Margin |
|---|---|---|
| REPUBLIC BANK&TRUST CO | LOUISVILLE | 6.49% |
| CUMBERLAND SECURITY BANK INC | SOMERSET | 5.60% |
| PBK BANK INC | STANFORD | 5.15% |
| BANK OF THE MOUNTAINS INC | WEST LIBERTY | 5.05% |
| CITIZENS GUARANTY BANK | RICHMOND | 4.98% |
| PEOPLES BANK MT WASHINGTON | MOUNT WASHINGTON | 4.77% |
| CITIZENS BK CUMBERLAND CNTY | BURKESVILLE | 4.68% |
| EDMONTON STATE BANK | GLASGOW | 4.68% |
| CITIZENS BANK | MOREHEAD | 4.59% |
| PEOPLES BANK OF KENTUCKY INC | FLEMINGSBURG | 4.55% |
| UNITED CITIZENS BANK OF S KY | COLUMBIA | 4.54% |
| CITIZENS B&T CO OF JACKSON | JACKSON | 4.52% |
| BANK OF COLUMBIA | COLUMBIA | 4.50% |
| PEOPLES BANK | TAYLORSVILLE | 4.48% |
| FIRST STATE BANK | IRVINGTON | 4.47% |
| FARMERS STATE BANK | BOONEVILLE | 4.47% |
| JACKSON COUNTY BANK | MC KEE | 4.44% |
| OWINGSVILLE BANKING CO | OWINGSVILLE | 4.38% |
| FARMERS NB OF DANVILLE | DANVILLE | 4.31% |
| FIRST SOUTHERN NATIONAL BANK | LANCASTER | 4.30% |
| UNITED CITIZENS B&T CO | CAMPBELLSBURG | 4.25% |
| HART COUNTY BANK&TRUST CO | MUNFORDVILLE | 4.22% |
| FIRST NB OF GRAYSON | GRAYSON | 4.22% |
| KENTUCKY FARMERS BANK CORP | CATLETTSBURG | 4.20% |
| WILSON&MUIR BANK&TRUST CO | BARDSTOWN | 4.19% |
| LINCOLN NB OF HODGENVILLE | HODGENVILLE | 4.13% |
| TAYLOR COUNTY BANK | CAMPBELLSVILLE | 4.12% |
| AUBURN BANKING CO | AUBURN | 4.11% |
| UNITED CUMBERLAND BANK | WHITLEY CITY | 4.08% |
| TOWN&COUNTRY BANK&TRUST CO | BARDSTOWN | 4.04% |
| PEOPLES BANK | MARION | 4.04% |
| PINNACLE BANK INC | PIKEVILLE | 4.04% |
| FIRST NB OF KENTUCKY | CARROLLTON | 4.03% |
| FIRST NB OF MANCHESTER | MANCHESTER | 4.01% |
| SALYERSVILLE NATIONAL BANK | SALYERSVILLE | 3.98% |
| SACRAMENTO DEPOSIT BANK | SACRAMENTO | 3.98% |
| CITIZENS BANK | MOUNT VERNON | 3.97% |
| BANK OF CLARKSON | CLARKSON | 3.93% |
| FIRST&FARMERS NB INC | SOMERSET | 3.92% |
| CENTRAL BANK&TRUST CO | LEXINGTON | 3.91% |
| WHITAKER BANK | LEXINGTON | 3.91% |
| PADUCAH BANK&TRUST CO | PADUCAH | 3.88% |
| LEWISBURG BANKING CO | LEWISBURG | 3.88% |
| COMMERCIAL BANK OF GRAYSON | GRAYSON | 3.87% |
| PEOPLES BANK | LEBANON | 3.83% |
| PEOPLES EXCHANGE BANK | WINCHESTER | 3.82% |
| FARMERS BANK&TRUST CO | MARION | 3.81% |
| HYDEN CITIZENS BANK | HYDEN | 3.77% |
| BANK OF LEXINGTON INC | LEXINGTON | 3.76% |
| UNITED SOUTHERN BANK | HOPKINSVILLE | 3.76% |
| FIRST CMTY BK HEARTLAND INC | CLINTON | 3.73% |
| FRANKLIN BANK&TRUST CO | FRANKLIN | 3.73% |
| FARMERS&TRADERS BK CAMPTON | CAMPTON | 3.72% |
| FARMERS NB OF LEBANON | LEBANON | 3.66% |
| FREDONIA VALLEY BANK | FREDONIA | 3.66% |
| FIRST NB OF BROOKSVILLE | BROOKSVILLE | 3.64% |
| FIELD&MAIN BANK | HENDERSON | 3.63% |
| CARROLLTON FEDERAL BANK | CARROLLTON | 3.61% |
| COMMUNITY TRUST BANK INC | PIKEVILLE | 3.60% |
| BEDFORD LOAN&DEPOSIT BANK | BEDFORD | 3.59% |
| FIRST FS&LA | MOREHEAD | 3.58% |
| PEOPLES B&T CO OF HAZARD | HAZARD | 3.58% |
| CITIZENS DEP BK ARLINGTON | ARLINGTON | 3.56% |
| COMMERCIAL BANK | WEST LIBERTY | 3.55% |
| CUMBERLAND VALLEY NB&T CO | LONDON | 3.53% |
| BANK OF EDMONSON COUNTY | BROWNSVILLE | 3.53% |
| STOCK YARDS BANK&TRUST CO | LOUISVILLE | 3.52% |
| FIRST STB OF THE SE INC | MIDDLESBORO | 3.50% |
| ELKTON BANK&TRUST CO | ELKTON | 3.46% |
| CENTURY BANK OF KENTUCKY INC | LAWRENCEBURG | 3.43% |
| HEARTHSIDE BANK CORP | MIDDLESBORO | 3.42% |
| CLINTON BANK | CLINTON | 3.41% |
| MAGNOLIA BANK INC | ELIZABETHTOWN | 3.41% |
| FIRST UNITED BANK&TRUST CO | MADISONVILLE | 3.39% |
| SOUTH CENTRAL BANK INC | GLASGOW | 3.39% |
| FARMERS BANK&TRUST CO | PRINCETON | 3.37% |
| BANK OF THE BLUEGRASS&TR CO | LEXINGTON | 3.36% |
| BANK OF MAYSVILLE | MAYSVILLE | 3.36% |
| MURRAY BANK | MURRAY | 3.33% |
| CECILIAN BANK | CECILIA | 3.33% |
| FNB BANK INC | MAYFIELD | 3.31% |
| SECURITY BANK&TRUST CO | MAYSVILLE | 3.30% |
| CITIZENS BANK | HICKMAN | 3.30% |
| MORGANTOWN BANK&TRUST CO INC | MORGANTOWN | 3.29% |
| FARMERS BANK | NICHOLASVILLE | 3.28% |
| BANK OF CADIZ&TRUST CO | CADIZ | 3.27% |
| BANK OF JAMESTOWN | JAMESTOWN | 3.27% |
| MONTICELLO BANKING CO | MONTICELLO | 3.25% |
| CITIZENS BANK OF KY INC | PAINTSVILLE | 3.24% |
| MEADE COUNTY BANK | BRANDENBURG | 3.23% |
| HERITAGE BANK INC | ERLANGER | 3.21% |
| RIVER CITY BANK INC | LOUISVILLE | 3.20% |
| HOMETOWN BANK OF CORBIN INC | CORBIN | 3.19% |
| COMMUNITY FINL SERVICES BK | BENTON | 3.18% |
| FIRST KENTUCKY BANK INC | MAYFIELD | 3.17% |
| BANK OF BUFFALO | BUFFALO | 3.05% |
| AMERICAN BANK&TRUST CO INC | BOWLING GREEN | 3.00% |
| FORCHT BANK NATIONAL ASSN | LEXINGTON | 3.00% |
| CITIZENS BANK&TRUST CO | CAMPBELLSVILLE | 2.99% |
| PLANTERS BANK INC | HOPKINSVILLE | 2.97% |
| FIRST NB OF RUSSELL SPRINGS | RUSSELL SPRINGS | 2.95% |
| CITIZENS NB OF SOMERSET | SOMERSET | 2.94% |
| CASEY COUNTY BANK INC | LIBERTY | 2.91% |
| 1ST TRUST BANK INC | HAZARD | 2.88% |
| SPRINGFIELD STATE BANK | SPRINGFIELD | 2.85% |
| INDEPENDENT CORRESPONDENT BA | FRANKFORT | 2.83% |
| FARMERS BANK OF MILTON | MILTON | 2.82% |
| CITIZENS B&T OF LEBANON INC | LEBANON | 2.81% |
| WEST POINT BANK | RADCLIFF | 2.79% |
| UNITED CMTY BANK OF W KY INC | MORGANFIELD | 2.79% |
| HOME SAVINGS BANK FSB | LUDLOW | 2.75% |
| BLUE GRASS FS&LA | PARIS | 2.72% |
| TRADITIONAL BANK INC | MOUNT STERLING | 2.69% |
| FIRST&PEOPLES BANK&TRUST CO | RUSSELL | 2.54% |
| FIRST FSB OF KENTUCKY | FRANKFORT | 2.37% |
| FIRST FS&LA | HAZARD | 2.28% |
| ECLIPSE BANK INC | LOUISVILLE | 2.20% |
| INDEPENDENCE BANK OF KY | OWENSBORO | 2.16% |
| CITIZENS FS&LA | COVINGTON | 2.10% |
| BANK OF HINDMAN | HINDMAN | 1.65% |
| COMMONWEALTH CMTY BANK INC | HARTFORD | 1.57% |