Net Interest Margin2025Q1

Updated: 2025-03-31
ILLINOIS·2025-03-31·Banks: 348

State Rankings & Insights

See how banks across ILLINOIS rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.

  • Average: 3.38%
  • Median: 3.34%
  • Min / Max: 0.00%6.88%
Count
348
Sum
1175.34%
Avg
3.38%
Median
3.34%
Min
0.00%
Max
6.88%
BankCityNet Interest Margin
FIRST B&T CO OF ILLINOISPALATINE6.88%
WHEATON COLLEGE TRUST CO NAWHEATON5.98%
FIRST FSB CHAMPAIGN URBANACHAMPAIGN5.69%
FARMERS STB OF ALTO PASS ILLALTO PASS5.61%
TOWN&COUNTRY BANK MIDWESTQUINCY5.31%
METROPOLITAN CAPITAL B&TCHICAGO5.25%
SERVBANK,SBOSWEGO5.23%
GRAND RIDGE NATIONAL BANKWHEATON5.13%
BUCKLEY STATE BANKBUCKLEY5.12%
LEGENCE BANKELDORADO5.02%
CAMPUS STATE BANKCAMPUS5.00%
FWBANKCHICAGO4.96%
GRUNDY BANKMORRIS4.95%
IUKA STATE BANKSALEM4.93%
PEOPLES BANK&TRUSTPANA4.90%
OLD SECOND NATIONAL BANKAURORA4.90%
GIFFORD STATE BANKGIFFORD4.81%
BURLING BANKCHICAGO4.78%
KINMUNDY BANKKINMUNDY4.73%
CITIZENS STB OF MILFORDMILFORD4.72%
WINTRUST PRIVATE TRUST CO NALAKE FOREST4.67%
DEWEY BANKDEWEY4.60%
WATERMAN BANKWATERMAN4.56%
NATIONAL BANK OF ST ANNEST. ANNE4.56%
MURPHY-WALL STATE B&T COPINCKNEYVILLE4.54%
GRAND RIVERS COMMUNITY BANKGRAND CHAIN4.48%
FIRST STB OF BEECHER CITYBEECHER CITY4.47%
FARMERS NB OF GRIGGSVILLEGRIGGSVILLE4.46%
TABLE GROVE STATE BANKTABLE GROVE4.46%
PRINCEVILLE STATE BANKPRINCEVILLE4.46%
FIRST NEIGHBOR BANK NATOLEDO4.44%
LIBERTY BANKLIBERTY4.43%
MUNICIPAL TRUST&SAVINGS BANKBOURBONNAIS4.40%
1ST COMMUNITY BANKSHERRARD4.39%
EVERGREEN BANK GROUPOAK BROOK4.38%
COMMUNITY 1ST BK HEARTLANDMOUNT VERNON4.35%
PETEFISH SKILES&COVIRGINIA4.31%
FARMERS STATE BANKPITTSFIELD4.26%
FAIRVIEW STATE BANKING COFAIRVIEW4.25%
COUNTRY TRUST BANKBLOOMINGTON4.22%
STATE BANK OF WHITTINGTONBENTON4.21%
FEDERATED BANKONARGA4.20%
HEARTLAND BANK&TRUST COBLOOMINGTON4.19%
FIRST NATIONAL BANK OF CARMICARMI4.19%
STATE STREET BANK&TRUST COQUINCY4.17%
BANKCHAMPAIGN NATIONAL ASSNCHAMPAIGN4.15%
FIRST NB OF BROOKFIELDBROOKFIELD4.14%
BYLINE BANKCHICAGO4.14%
TIME BANKPARK RIDGE4.14%
FREDERICK COMMUNITY BANK THEPAXTON4.13%
COMMUNITY BANK OF EASTONEASTON4.13%
SAINTE MARIE STATE BANKSAINTE MARIE4.11%
CENTRAL SAVINGS FSBCHICAGO4.04%
MIDAMERICA NATIONAL BANKCANTON4.04%
SIGNATURE BANKROSEMONT4.04%
BANK OF SPRINGFIELDSPRINGFIELD4.02%
CASEY STATE BANKCASEY4.02%
FIRST STATE BANK OF DONGOLADONGOLA4.01%
FIRST COMMUNITY BANK&TRUSTBEECHER4.01%
LONGVIEW BANKOGDEN4.00%
PRAIRIE COMMUNITY BANKMARENGO4.00%
FARMERS&MERCHANTS NB NASHVILNASHVILLE3.98%
FIRST EAGLE BANKCHICAGO3.97%
GOODFIELD STATE BANKGOODFIELD3.94%
UNION NB&T CO OF ELGINELGIN3.93%
BRICKYARD BANKLINCOLNWOOD3.91%
SECURITY BANK S BSPRINGFIELD3.91%
FIRST FS&LA OF CNTL IL S BSHELBYVILLE3.91%
GREAT RIVERS BANKBARRY3.91%
BUENA VISTA NATIONAL BANKCHESTER3.90%
BELMONT BANK&TRUST COCHICAGO3.90%
GN BANKCHICAGO3.88%
FIRST STB OF CAMPBELL HILLCAMPBELL HILL3.87%
FIRST STATE BANK&TRUSTMONTICELLO3.87%
PAN AMERICAN BANK&TRUSTMELROSE PARK3.87%
WINTRUST BANK NATIONAL ASSNCHICAGO3.86%
AMERICAN METRO BANKCHICAGO3.86%
FIRST NB IN TREMONTTREMONT3.86%
FIRST B&T CO OF MURPHYSBOROMURPHYSBORO3.85%
FIDELITY BANKSAVANNA3.85%
BEVERLY B&T CO NACHICAGO3.85%
STATE BANK OF CHERRYCHERRY3.84%
STATE BANK OF NAUVOONAUVOO3.83%
FISHER NATIONAL BANKFISHER3.83%
TRUSTBANKOLNEY3.82%
MUTUAL FEDERAL BANKCHICAGO3.82%
CENTRAL STATE BANKCLAYTON3.82%
FIRST NB OF NOKOMISNOKOMIS3.81%
FOREST PARK NB&T COFOREST PARK3.80%
TOWN CENTER BANKFRANKFORT3.80%
PEOPLES STATE BANK OF COLFAXCOLFAX3.79%
STATE BANK OF BEMENTBEMENT3.78%
FIRST NATIONAL BANK OF AVAAVA3.78%
WEST CENTRAL BANKASHLAND3.77%
FIRST NB IN PINCKNEYVILLEPINCKNEYVILLE3.76%
COMMUNITY NB IN MONMOUTHMONMOUTH3.76%
AMERICAN COMMERCIAL B&T NAOTTAWA3.76%
FIRST SECURE STATE BANKWONDER LAKE3.75%
FIRST CMTY BANK XENIA-FLORAXENIA3.74%
FARMERS STATE BANK&TRUST COMOUNT STERLING3.73%
FIRST NB OF SPARTASPARTA3.73%
FIRST SECURITY BANKMACKINAW3.72%
IPAVA STATE BANKIPAVA3.71%
LONGVIEW COMMUNITY BANKMOUNT PULASKI3.71%
FIRST AMERICAN BANKELK GROVE VILLAG3.71%
FIRST SOUTHERN BANKMARION3.70%
VILLAGE B&T NAARLINGTON HEIGHT3.68%
PEOPLES NATIONAL BANK N AMOUNT VERNON3.68%
VILLA GROVE STATE BANKVILLA GROVE3.68%
COMMUNITY STATE BANKGALVA3.67%
FIRST NATIONAL BANK OF PANAPANA3.67%
STATE BANK OF ST JACOBSAINT JACOB3.67%
HILL-DODGE BANKING COWARSAW3.67%
REPUBLIC BANK OF CHICAGOOAK BROOK3.66%
CRYSTAL LAKE B&T CO NACRYSTAL LAKE3.66%
1ST EQUITY BANKSKOKIE3.65%
FIRST NB OF ARENZVILLEARENZVILLE3.64%
MIDLAND STATES BANKEFFINGHAM3.63%
AMERICAN COMMUNITY B&TWOODSTOCK3.63%
BANK OF PONTIACPONTIAC3.62%
FIRST NATIONAL BANK OF LACONLACON3.62%
FIRST MID B&T NAMATTOON3.61%
MIDWEST NATIONAL BANKSANDOVAL3.60%
CORNERSTONE NB&T COPALATINE3.59%
CITIZENS STATE BANKLENA3.58%
COMMUNITY BANK OF ELMHURSTELMHURST3.58%
HAVANA NATIONAL BANKHAVANA3.58%
WARREN-BOYNTON STATE BANKNEW BERLIN3.56%
FIRST NB OF LITCHFIELDLITCHFIELD3.56%
SHELBY COUNTY STATE BANKSHELBYVILLE3.55%
BANK OF BOURBONNAISBOURBONNAIS3.55%
FARMERS STATE BANK OF EMDENEMDEN3.54%
FIRST STATE BANK OF ST PETERSAINT PETER3.54%
LAKE FOREST B&T CO NALAKE FOREST3.54%
STATE BANK OF PEARL CITYPEARL CITY3.53%
ITASCA BANK&TRUST COITASCA3.53%
FARMERS STB OF WESTERN ILALPHA3.52%
BANKFINANCIAL NATIONAL ASSNOLYMPIA FIELDS3.52%
SAUK VALLEY BANK&TRUST COSTERLING3.52%
PHILO EXCHANGE BANKPHILO3.52%
TOMPKINS STATE BANKAVON3.51%
NORTH ADAMS STATE BANKURSA3.51%
CENTRAL BANK ILLINOISGENESEO3.50%
BANK OF YATES CITYYATES CITY3.50%
HOME STB NACRYSTAL LAKE3.50%
HICKORY POINT BANK&TRUSTDECATUR3.50%
SOUTHERN ILLINOIS BANKJOHNSTON CITY3.50%
FIRST NB OF RAYMONDRAYMOND3.50%
GOLD COAST BANKCHICAGO3.49%
MIDLAND COMMUNITY BANKKINCAID3.48%
FIRST NB OF STEELEVILLESTEELEVILLE3.47%
CITIZENS BANK OF CHATSWORTHCHATSWORTH3.46%
FIRST NB OF ALLENDALEALLENDALE3.46%
CNB BANK&TRUST N ACARLINVILLE3.46%
LAKESIDE BANKCHICAGO3.45%
FIRST T&SB OF WATSEKA ILWATSEKA3.43%
CLAY CITY BANKING COCLAY CITY3.43%
ANCHOR STATE BANKANCHOR3.43%
FIRST SECURITY T&SBELMWOOD PARK3.43%
BANK OF RANTOULRANTOUL3.42%
STATE BANK OF HERSCHERHERSCHER3.41%
CITIZENS NB OF ALBIONALBION3.41%
LIBERTYVILLE B&T CO NALIBERTYVILLE3.41%
FIRST NATIONAL BANK IN AMBOYAMBOY3.39%
STERLING FEDERAL BANK FSBSTERLING3.39%
SOUTHERNTRUST BANKMARION3.39%
PEOPLEFIRST BANKJOLIET3.39%
FARMERS&MERCHANTS STB BUSHNEBUSHNELL3.38%
FORESIGHT BANKWINNEBAGO3.36%
PRAIRIE STATE BANK&TRUSTSPRINGFIELD3.35%
FARMERS&MERCHANTS BK HUTSONVHUTSONVILLE3.34%
BANK&TRUST COLITCHFIELD3.34%
BANK OF HERRINHERRIN3.34%
FIRST NB OF ASSUMPTIONASSUMPTION3.34%
STATE BANK OF THE LAKES NAANTIOCH3.34%
HOLCOMB BANKROCHELLE3.34%
ATLANTA NATIONAL BANKATLANTA3.33%
PROVIDENCE BANK&TRUSTSOUTH HOLLAND3.33%
MIDDLETOWN STATE BANKMIDDLETOWN3.32%
FARMERS STATE BANK&TRUST COJACKSONVILLE3.32%
FIRST STATE BANK OF OLMSTEDOLMSTED3.31%
NORTH CENTRAL BANKHENNEPIN3.30%
ST CHARLES B&T CO NASAINT CHARLES3.30%
OLD PLANK TRAIL CMTY BANK NANEW LENOX3.30%
DU QUOIN STATE BANKDU QUOIN3.29%
NORTH SIDE FS&LA OF CHICAGOCHICAGO3.29%
HINSDALE B&T CO NAHINSDALE3.29%
STATE BANK OF TOULONTOULON3.28%
NORTHWEST BANK OF ROCKFORDROCKFORD3.27%
FORTRESS BANKPEORIA3.27%
TEUTOPOLIS STATE BANKTEUTOPOLIS3.25%
IROQUOIS FARMERS STATE BANKIROQUOIS3.25%
FIRST STATE BANKMENDOTA3.25%
BETTER BANKSPEORIA3.25%
FIRST SECURE COMMUNITY BANKSUGAR GROVE3.25%
AMALGAMATED BANK OF CHICAGOCHICAGO3.25%
STATE BANKFREEPORT3.24%
FIRST NB OF BROWNSTOWNBROWNSTOWN3.24%
PEOPLES STB OF NEWTON ILNEWTON3.23%
HERITAGE BANK OF SCHAUMBURGSCHAUMBURG3.23%
MILLENNIUM BANKDES PLAINES3.23%
SCOTT STATE BANKBETHANY3.23%
CLAY COUNTY STATE BANKLOUISVILLE3.22%
SECURITY SAVINGS BANKMONMOUTH3.22%
PREFERRED BANKCASEY3.21%
STATE BANK OF GENEVAGENEVA3.21%
COMMUNITY BANK OF TRENTONTRENTON3.20%
CITIZENS BANK OF EDINBURGEDINBURG3.20%
RESOURCE BANK NATIONAL ASSNDEKALB3.20%
ALLIANCE COMMUNITY BANKPETERSBURG3.20%
BANK OF HILLSBORO NAHILLSBORO3.19%
RUSHVILLE STATE BANKRUSHVILLE3.19%
VERMONT STATE BANKVERMONT3.18%
FIRST NATIONAL BANK IN OLNEYOLNEY3.17%
BUSEY BANKCHAMPAIGN3.17%
COMMUNITY STB OF ROCK FALLSROCK FALLS3.17%
WHEATON B&T NAWHEATON3.17%
FEDERAL SAVINGS BANKCHICAGO3.16%
WILLIAMSVILLE STATE B&TWILLIAMSVILLE3.15%
NASHVILLE SAVINGS BANKNASHVILLE3.15%
BRADFORD NB OF GREENVILLEGREENVILLE3.15%
BANK OF FARMINGTONFARMINGTON3.14%
BEARDSTOWN SAVINGS S BBEARDSTOWN3.14%
FIRST CMTY BK MOULTRIE CNTYSULLIVAN3.14%
FIRST STATE BANK OF FORRESTFORREST3.13%
FLANAGAN STATE BANKFLANAGAN3.13%
SCHAUMBURG B&T CO NASCHAUMBURG3.13%
CHESTERFIELD STATE BANKCHESTERFIELD3.12%
MIDLAND FS&LABRIDGEVIEW3.12%
COMMUNITY PARTNERS SBSALEM3.10%
FNB COMMUNITY BANKVANDALIA3.10%
BANK OF CALHOUN COUNTYHARDIN3.09%
BMO BANK NATIONAL ASSNCHICAGO3.09%
FIRST ROBINSON SB NAROBINSON3.09%
CARROLLTON BANKCARROLLTON3.08%
UNION FS&LAKEWANEE3.07%
RARITAN STATE BANKRARITAN3.06%
VERMILION VALLEY BANKPIPER CITY3.06%
CHESTER NATIONAL BANKCHESTER3.06%
BARRINGTON B&T CO NABARRINGTON3.04%
EXCHANGE STATE BANKLANARK3.03%
MORTON COMMUNITY BANKMORTON3.03%
OSB COMMUNITY BANKOTTAWA3.03%
GERBER STATE BANKARGENTA3.03%
ANNA JONESBORO NATIONAL BANKANNA3.02%
BANK OF BLUFFSBLUFFS3.01%
BANKORIONORION3.01%
BANK OF O FALLONO'FALLON3.01%
DIETERICH BANKEFFINGHAM3.01%
HARTSBURG STATE BANKHARTSBURG3.00%
HOYNE SAVINGS BANKCHICAGO3.00%
STATE BANK OF INDUSTRYINDUSTRY2.99%
CIBC BANK USACHICAGO2.97%
INB NATIONAL ASSNSPRINGFIELD2.97%
FARMERS NATIONAL BANKPROPHETSTOWN2.96%
GRANVILLE NATIONAL BANKGRANVILLE2.95%
FIRST NATIONS BANKCHICAGO2.95%
FIRST NB OF OKAWVILLEOKAWVILLE2.92%
DEWITT SAVINGS BANKCLINTON2.91%
MIDWEST BANKMONMOUTH2.91%
FARMERS STATE BANK OF MEDORAMEDORA2.90%
UNION SAVINGS BANKFREEPORT2.90%
FIRST BANK OF MANHATTANMANHATTAN2.90%
LENA STATE BANKLENA2.89%
BANTERRA BANKMARION2.89%
BANK OF BELLEVILLEBELLEVILLE2.89%
GERMANTOWN T&SBBREESE2.88%
EUREKA SAVINGS BANKLA SALLE2.88%
HOMETOWN NATIONAL BANKLA SALLE2.88%
PEOPLES BANK OF MACONMACON2.86%
UNITED COMMUNITY BANKCHATHAM2.86%
FIRST NB OF WATERLOOWATERLOO2.85%
BYRON BANKBYRON2.85%
MASON CITY NATIONAL BANKMASON CITY2.83%
APPLE RIVER STATE BANKAPPLE RIVER2.83%
INTERNATIONAL BK OF CHICAGOCHICAGO2.83%
FCB BANKSCOLLINSVILLE2.82%
JERSEY STATE BANKJERSEYVILLE2.81%
CROSSROADS BANKEFFINGHAM2.80%
FARMERS STB OF HOFFMANHOFFMAN2.80%
COMMUNITY BANKWINSLOW2.79%
FNBC BANK&TRUSTLA GRANGE2.78%
SOLUTIONS BANKFORRESTON2.78%
ALBANY B&T CO NACHICAGO2.78%
NORTH SHORE TRUST&SAVINGSWAUKEGAN2.78%
FIRST STB SHANNON-POLOSHANNON2.77%
FIRST FSB OF MASCOUTAHMASCOUTAH2.77%
HARVARD STATE BANKHARVARD2.76%
LITCHFIELD NATIONAL BANKLITCHFIELD2.74%
PERU FEDERAL SAVINGS BANKPERU2.73%
BANK OF KAMPSVILLEKAMPSVILLE2.72%
SPRING VALLEY CITY BANKSPRING VALLEY2.72%
PARKWAY BANK&TRUST COHARWOOD HEIGHTS2.71%
STATE BANK OF DAVISDAVIS2.71%
NORTHBROOK B&T CO NANORTHBROOK2.70%
CAMP GROVE STATE BANKCAMP GROVE2.68%
CIBM BANKCHAMPAIGN2.68%
1NB BANKCARLYLE2.68%
ANDERSON STATE BANKONEIDA2.67%
FARMERS STATE BANKELMWOOD2.67%
DEVON BANKCHICAGO2.67%
STATE BANK OF GRAYMONTGRAYMONT2.64%
MARQUETTE BANKCHICAGO2.63%
PEOPLES NB OF KEWANEEKEWANEE2.63%
FIRST NB IN TAYLORVILLETAYLORVILLE2.60%
CITIZENS COMMUNITY BANKMASCOUTAH2.60%
CITY NB OF METROPOLISMETROPOLIS2.58%
FIRST SECURE BANK&TRUST COPALOS HILLS2.54%
FIRST BANKERS TRUST CO NAQUINCY2.53%
MILLEDGEVILLE STATE BANKMILLEDGEVILLE2.52%
LA SALLE STATE BANKLA SALLE2.51%
OLD EXCHANGE NB OF OKAWVILLEOKAWVILLE2.51%
IROQUOIS FS&LAWATSEKA2.50%
FIRST STATE BANK OF VAN ORINVAN ORIN2.49%
FIRST FEDERAL SAVINGS BANKOTTAWA2.49%
ILLINI STATE BANKOGLESBY2.48%
STATE BANKWATERLOO2.48%
FIRST TRUST BANK OF ILLINOISKANKAKEE2.47%
CENTRAL FS&LACICERO2.45%
BLACKHAWK BANK&TRUSTMILAN2.44%
BANK OF STRONGHURSTSTRONGHURST2.42%
LIBERTY BANK FOR SAVINGSCHICAGO2.37%
UNITED TRUST BANKPALOS HEIGHTS2.37%
FIRST CMTY BANK OF HILLSBOROHILLSBORO2.36%
PEOPLES BK OF KANKAKEE CNTYBOURBONNAIS2.34%
FLORA BANK&TRUSTFLORA2.32%
ANNA STATE BANKANNA2.31%
PROSPECT BANKPARIS2.31%
MILFORD BUILDING&LOAN ASSNMILFORD2.30%
STILLMAN BANCCORP N ASTILLMAN VALLEY2.23%
WASHINGTON SAVINGS BANKEFFINGHAM2.20%
AMERICAN EAGLE BANKSOUTH ELGIN2.18%
COLLINSVILLE BLDG&LACOLLINSVILLE2.17%
WASHINGTON STATE BANKWASHINGTON2.16%
FIRST NATIONAL BANK&TRUST COCLINTON2.09%
FAIRFIELD NATIONAL BANKFAIRFIELD2.07%
MARSEILLES BANKMARSEILLES1.94%
LISLE SAVINGS BANKLISLE1.85%
NORTH COUNTY SAVINGS BANKRED BUD1.84%
FIRST BANK CHICAGOHIGHLAND PARK1.83%
COMMUNITY SAVINGS BANKCHICAGO1.80%
LEMONT NATIONAL BANKLEMONT1.71%
NORTHERN TRUST COCHICAGO1.50%
FIRST SB OF HEGEWISCHCHICAGO1.45%
STREATOR HOME SAVINGS BANKSTREATOR1.23%
SMARTBIZ BANK NATIONAL ASSNNORTHBROOK0.73%
STATE BANK OF INDIACHICAGO0.00%
BMO HARRIS CENTRAL NAROSELLE0.00%