State Rankings & Insights
See how banks across ALABAMA rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.79%
- Median: 3.68%
- Min / Max: 1.39% — 7.44%
Top banks by Net Interest Margin in ALABAMA
Count
95
Sum
360.09%
Avg
3.79%
Median
3.68%
Min
1.39%
Max
7.44%
| Bank | City | Net Interest Margin |
|---|---|---|
| SOUTHERN BANK CO | GADSDEN | 7.44% |
| 22ND STATE BANK | LOUISVILLE | 6.93% |
| SWEET WATER STATE BANK | SWEET WATER | 5.64% |
| FIRST STB OF DEKALB COUNTY | FORT PAYNE | 5.63% |
| EVABANK | EVA | 5.54% |
| NORTH ALABAMA BANK | HAZEL GREEN | 5.09% |
| TRADITIONS BANK | CULLMAN | 4.99% |
| BANK OF WALKER COUNTY | JASPER | 4.93% |
| BANK INDEPENDENT | SHEFFIELD | 4.75% |
| COMMUNITY NEIGHBOR BANK | CAMDEN | 4.73% |
| LIBERTY BANK | GERALDINE | 4.70% |
| FIRST NATIONAL BANK | HAMILTON | 4.70% |
| FIRST CAHAWBA BANK | SELMA | 4.64% |
| UNITED BANK | ATMORE | 4.59% |
| FIRST CMTY BANK OF CNTL AL | WETUMPKA | 4.53% |
| PEOPLES BANK OF ALABAMA | CULLMAN | 4.46% |
| COMMUNITY SPIRIT BANK | RED BAY | 4.45% |
| CCB COMMUNITY BANK | ANDALUSIA | 4.37% |
| FIRST NB OF HARTFORD | HARTFORD | 4.36% |
| BANK OF VERNON | VERNON | 4.34% |
| CENTRAL STATE BANK | CALERA | 4.31% |
| FRIEND BANK | SLOCOMB | 4.30% |
| AMERIFIRST BANK | MONTGOMERY | 4.28% |
| BRANTLEY BANK&TRUST CO | BRANTLEY | 4.24% |
| NOBLEBANK&TRUST | ANNISTON | 4.20% |
| MILLENNIAL BANK | LEEDS | 4.19% |
| ROBERTSON BANKING CO | DEMOPOLIS | 4.14% |
| BANK OF BREWTON | BREWTON | 4.13% |
| FARMERS&MERCHANTS BANK | PIEDMONT | 4.11% |
| LOCAL BANK | TUSCALOOSA | 4.10% |
| NOVA BANK | HUNTSVILLE | 4.05% |
| FIRST BANK OF ALABAMA | TALLADEGA | 4.04% |
| ALAMERICA BANK | BIRMINGHAM | 4.03% |
| FIRST CITIZENS BANK | LUVERNE | 4.01% |
| PEOPLES EXCHANGE BANK | MONROEVILLE | 3.94% |
| SOUTHERN STATES BANK | ANNISTON | 3.93% |
| VALLEY STATE BANK | RUSSELLVILLE | 3.90% |
| HNB FIRST BANK | HEADLAND | 3.88% |
| PREMIER BANK OF THE SOUTH | CULLMAN | 3.87% |
| CULLMAN SAVINGS BANK | CULLMAN | 3.85% |
| OAKWORTH CAPITAL BANK | BIRMINGHAM | 3.76% |
| TROY BANK&TRUST CO | TROY | 3.75% |
| SAMSON BANKING CO INC | SAMSON | 3.74% |
| FIRST FINANCIAL BANK | BESSEMER | 3.73% |
| PEOPLES INDEPENDENT BANK | BOAZ | 3.73% |
| FIRST STB OF THE SOUTH INC | SULLIGENT | 3.71% |
| BRYANT BANK | TUSCALOOSA | 3.70% |
| COMMONWEALTH NATIONAL BANK | MOBILE | 3.68% |
| FIRST METRO BANK | MUSCLE SHOALS | 3.65% |
| PINNACLE BANK | JASPER | 3.65% |
| FIRST CMTY BANK OF CULLMAN | CULLMAN | 3.64% |
| COMMERCEONE BANK | BIRMINGHAM | 3.64% |
| MERCHANTS&FARMERS BK GREENE | EUTAW | 3.63% |
| FIRSTSTATE BANK | LINEVILLE | 3.62% |
| CITIZENS BANK | ENTERPRISE | 3.60% |
| PEOPLESTRUST BANK | HAMILTON | 3.60% |
| REGIONS BANK | BIRMINGHAM | 3.59% |
| METRO BANK | PELL CITY | 3.54% |
| BANKSOUTH | DOTHAN | 3.50% |
| MARION COMMUNITY BANK | MARION | 3.48% |
| BANK47 | UNION SPRINGS | 3.48% |
| FIRST US BANK | BIRMINGHAM | 3.47% |
| EXCHANGE BANK OF ALABAMA | ALTOONA | 3.46% |
| FIRST JACKSON BANK INC | STEVENSON | 3.44% |
| MIDSOUTH BANK | DOTHAN | 3.44% |
| FIRST FIDELITY BANK | FORT PAYNE | 3.41% |
| FIRST NATIONAL BANK&TRUST | ATMORE | 3.39% |
| CB&S BANK INC | RUSSELLVILLE | 3.38% |
| HOMETOWN BANK OF ALABAMA | ONEONTA | 3.37% |
| RIVER BANK&TRUST | PRATTVILLE | 3.36% |
| WEST ALABAMA BANK&TRUST | REFORM | 3.27% |
| CITIZENS BANK INC | ROBERTSDALE | 3.27% |
| FIRST SOUTHERN STATE BANK | STEVENSON | 3.26% |
| BANK OF EVERGREEN | EVERGREEN | 3.24% |
| FIRST SOUTHERN BANK | FLORENCE | 3.22% |
| FIRST PROGRESSIVE BANK | BREWTON | 3.19% |
| AUBURNBANK | AUBURN | 3.19% |
| SOUTHPOINT BANK | BIRMINGHAM | 3.04% |
| PEOPLES BANK OF GREENSBORO | GREENSBORO | 2.99% |
| DOZIER BANK | DOZIER | 2.99% |
| FARMERS&MERCHANTS BANK | LAFAYETTE | 2.98% |
| SOUTHERN INDEPENDENT BANK | OPP | 2.98% |
| COMMERCIAL BANK OF OZARK | OZARK | 2.89% |
| SERVISFIRST BANK | BIRMINGHAM | 2.88% |
| CITIZENS BANK | GREENSBORO | 2.84% |
| MERIT BANK | HUNTSVILLE | 2.76% |
| PHENIX-GIRARD BANK | PHENIX CITY | 2.72% |
| UNION STATE BANK | PELL CITY | 2.72% |
| BANK OF MOUNDVILLE | MOUNDVILLE | 2.70% |
| FIRST BANK OF BOAZ | BOAZ | 2.64% |
| STATE BANK&TRUST | WINFIELD | 2.61% |
| CITIZENS BANK&TRUST | GUNTERSVILLE | 2.59% |
| FIRST FEDERAL BANK A FSB | TUSCALOOSA | 2.16% |
| CITIZENS BANK OF WINFIELD | WINFIELD | 2.12% |
| FARMERS&MERCHANTS BANK | WATERLOO | 1.39% |