State Rankings & Insights
See how banks across UTAH rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 94.23%
- Median: 52.27%
- Min / Max: 4.20% — 1945.45%
Top banks by Efficiency Ratio in UTAH
LIBERTY BANK INC – SALT LAKE CTYVARO BANK NATIONAL ASSN – DRAPERCONTINENTAL BANK – SALT LAKE CITYGREEN DOT BK DBA BONNEVILLE – PROVOZIONS BCORP N A – SALT LAKE CITYAMERICAN EXPRESS NB – SANDYWEBBANK – SALT LAKE CITYSOFI BANK NATIONAL ASSN – COTTONWOOD HEIGHLENDINGCLUB BANK NA – LEHIHOME SAVINGS BANK – SALT LAKE CITY
Count
42
Sum
3957.67%
Avg
94.23%
Median
52.27%
Min
4.20%
Max
1945.45%
| Bank | City | Efficiency Ratio |
|---|---|---|
| LIBERTY BANK INC | SALT LAKE CTY | 1945.45% |
| VARO BANK NATIONAL ASSN | DRAPER | 153.60% |
| CONTINENTAL BANK | SALT LAKE CITY | 99.73% |
| GREEN DOT BK DBA BONNEVILLE | PROVO | 92.00% |
| ZIONS BCORP N A | SALT LAKE CITY | 67.41% |
| AMERICAN EXPRESS NB | SANDY | 66.82% |
| WEBBANK | SALT LAKE CITY | 66.33% |
| SOFI BANK NATIONAL ASSN | COTTONWOOD HEIGH | 66.03% |
| LENDINGCLUB BANK NA | LEHI | 64.68% |
| HOME SAVINGS BANK | SALT LAKE CITY | 64.45% |
| FIRST UTAH BANK | SALT LAKE CITY | 63.33% |
| FINWISE BANK | MURRAY | 61.41% |
| GRAND VALLEY BANK | HEBER CITY | 60.49% |
| HOLLADAY BANK&TRUST | SALT LAKE CITY | 57.88% |
| WEX BANK | SANDY | 56.87% |
| BRIGHTON BANK | SALT LAKE CITY | 56.60% |
| BANK OF UTAH | OGDEN | 56.28% |
| SUNWEST BANK | SANDY | 54.16% |
| STATE BANK OF SOUTHERN UTAH | CEDAR CITY | 53.20% |
| TRANSPORTATION ALLIANCE BK D | OGDEN | 52.59% |
| ALLY BANK | SANDY | 52.31% |
| COMENITY CAPITAL BANK | DRAPER | 52.22% |
| CENTRAL BANK | PROVO | 52.02% |
| MILESTONE BANK | SALT LAKE CITY | 45.08% |
| NELNET BANK | DRAPER | 44.94% |
| UTAH INDEPENDENT BANK | SALINA | 41.57% |
| CACHE VALLEY BANK | LOGAN | 41.07% |
| CAPITAL COMMUNITY BANK | PROVO | 38.26% |
| SQUARE FINL SERVICES INC | SALT LAKE CITY | 33.67% |
| SYNCHRONY BANK | DRAPER | 33.56% |
| CELTIC BANK | SALT LAKE CITY | 33.03% |
| MERRICK BANK | SOUTH JORDAN | 29.75% |
| MEDALLION BANK | SALT LAKE CITY | 24.84% |
| OPTUM BANK INC | DRAPER | 24.71% |
| FIRST ELECTRONIC BANK | SALT LAKE CITY | 24.09% |
| SALLIE MAE BANK | SALT LAKE CITY | 22.68% |
| PITNEY BOWES BANK INC | SALT LAKE CITY | 21.89% |
| UBS BANK USA | SALT LAKE CITY | 21.39% |
| PRIME ALLIANCE BANK | WOODS CROSS | 21.26% |
| MORGAN STANLEY BANK NA | SALT LAKE CITY | 18.60% |
| BMW BANK OF NORTH AMERICA | SALT LAKE CITY | 17.22% |
| WELLS FARGO TRUST CO NA | OGDEN | 4.20% |